KOSIFLER

Active

Private limited companyfounded 20242 yrs activeBreemweg 4, 1861 Meise, BelgiumKBO/BCE: BE 1005.264.250

KOSIFLER has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €36k and a net result of €35k. Its solvency ranks better than 16% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2024

58 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability91

Solvency43

Growth-

Track record67

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity short (current ratio 0.01; short-term debt: 81.7% and cash: 0.5% of total assets), and 81.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

18.3%

Return on assets

17.8%

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 20783 sector peers (2024).

NBB · sector comparison

Position among 20783 sector peers

Solvency

better than 16%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-10-2025, 78 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

78 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€243k

EBIT margin

14.4%

Net result

€35k

Working capital

€-160k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €197k

99.5%

Fixed assets €196k

Current assets €1k

Equity and liabilities €197k

18.3%

81.7%

Equity €36k

Debt €161k

Debt finances 81.7% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€54k

Cash flow

€54k

Solvency

18.3%

Current ratio

0.01

Quick ratio

0.01

Debt / equity

4.47

ROE

97.2%

ROA

17.8%

Debt

€161k

Debt ≤ 1 year

€161k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€197k

Fixed assets21/28€196k

Tangible fixed assets22/27€196k

Land and buildings22€173k

Furniture and vehicles24€23k

Current assets29/58€1k

Cash at bank and in hand54/58€1k

Equity and liabilities

Total equity and liabilities10/49€197k

Equity10/15€36k

Contributions10/11€1k

Capital10€1k

Issued capital100€1k

Profit (loss) carried forward14€35k

Amounts payable17/49€161k

Amounts payable within one year42/48€161k

Other amounts payable47/48€161k

Income statement Code2024

Turnover70€243k

Goods, raw materials, services and sundry goods60/61€156k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k

Non-recurring operating charges66A€32k

Gross operating margin9900€87k

Operating profit (loss)9901€35k

Profit (loss) for the period before taxes9903€35k

Profit (loss) for the period9904€35k

Profit (loss) for the period to be appropriated9905€35k

Appropriation of the result

Profit (loss) to be appropriated9906€35k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

17-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 78 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Meise · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Breemweg 41861 Meise

Ground area

1,381 m²

Building footprint

435 m²

Volume, LiDAR

2,970 m³

2 parcels, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

KOSIFLER

Populierenlaan 3, 1861 MeiseComputer programming, consultancy and related activities

since 20242.358.578.259

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23093F0407/00G002	Flanders	771 m²	1 · 250 m²	11.0 m · 3 fl.
23093B0321/00K003	Flanders	610 m²	1 · 186 m²	9.3 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 14,749 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded26-01-2024

Fiscal year end31-12

Activities, NACEBEL

62020IT consultancy

62200Computer consultancy and computer facilities management

62900Other information technology and computer services

63100Computing infrastructure, data processing, hosting and related activities

63110Computing infrastructure, data processing, hosting and other information service activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.