KOS BOUW
ActiveSummary
KOS BOUW has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €348,854 and a net result of -€10,507. Equity remains stable across the filed fiscal years (±1.8% per year). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability33▼-3
Solvency86▼-14
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 2.54 against 12.95 in 2023; short-term debt: 39.4% and cash: 44.1% of total assets), and 39.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
60.6%
Return on assets
-1.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
35 d early
2024
27 d early
2023
51 d early
2022
55 d early
2021
48 d early
2020
51 d late
2019
59 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€348,854▼ 2.9%
2023 · €359,361
Total assets
€575,403▲ 47.8%
2023 · €389,429
Net result
-€10,507▼ 267%
2023 · -€2,862
Working capital
€348,854▼ 2.9%
2023 · €359,361
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€9,263-€9,180▲ 0.9%-€5,418▲ 41.0%-€2,712▲ 49.9%-€12,300▼ 353%
Net result-€9,240within the sector's middle half-€36,189below the sector's middle half▼ 292%-€5,568within the sector's middle half▲ 84.6%-€2,862within the sector's middle half▲ 48.6%-€10,507below the sector's middle half▼ 267%
Equity€403,980within the sector's middle half▼ 2.2%€367,791within the sector's middle half▼ 9.0%€362,223above the sector's middle half▼ 1.5%€359,361above the sector's middle half▼ 0.8%€348,854above the sector's middle half▼ 2.9%
Total assets€405,763below the sector's middle half▼ 65.3%€367,791below the sector's middle half▼ 9.4%€362,419within the sector's middle half▼ 1.5%€389,429within the sector's middle half▲ 7.5%€575,403within the sector's middle half▲ 47.8%
Debt€1,782▼ 99.8%€0▼ 100%€195€30,068▲ 15,288%€226,549▲ 653%
Working capital€403,980within the sector's middle half▼ 64.6%€367,791within the sector's middle half▼ 9.0%€362,223above the sector's middle half▼ 1.5%€359,361above the sector's middle half▼ 0.8%€348,854above the sector's middle half▼ 2.9%
Solvency99.6%above the sector's middle half▲ 64.2pp100.0%above the sector's middle half▲ 0.4pp99.9%above the sector's middle half▼ 0.1pp92.3%above the sector's middle half▼ 7.7pp60.6%within the sector's middle half▼ 31.7pp
Current ratio12.95above the sector's middle half2.54within the sector's middle half▼ 10.41
Return on assets (ROA)-2.3%below the sector's middle half▼ 21.2pp-9.8%below the sector's middle half▼ 7.6pp-1.5%within the sector's middle half▲ 8.3pp-0.7%within the sector's middle half▲ 0.8pp-1.8%within the sector's middle half▼ 1.1pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12,300 in 2024 against €2,712 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €575,403
Equity
€348,854 ▼ 2.9%
Debt
€226,549 ▲ 653%
Debt's share of the balance-sheet total rises from 7.7% to 39.4%. Equity is lower and debt is higher.
Key figures and ratios
Quick ratio
1.17▼
2023 · 10.99
Debt to equity
0.65▲
2023 · 0.08
ROE
-3.0%▼
2023 · -0.8%
Debt ≤ 1 year
€226,549▲
2023 · €30,068
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,687 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 94% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a small loss
0.6%
went bankrupt
5.4%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,687 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €979 | €460 | €499 | €775 | ▲ 55.1% |
| Gross operating margin9900 | -€8,186 | -€8,201 | -€4,958 | -€2,213 | -€11,525 | ▼ 421% |
| Operating profit (loss)9901 | -€9,263 | -€9,180 | -€5,418 | -€2,712 | -€12,300 | ▼ 353% |
| Financial income75/76B | - | €0 | €0 | - | €1,943 | - |
| Recurring financial income75 | €155 | €0 | €0 | - | €1,943 | - |
| Financial charges65/66B | - | €27,009 | €150 | €150 | €150 | = |
| Recurring financial charges65 | €132 | €27,009 | €150 | €150 | €150 | = |
| Profit (loss) for the period before taxes9903 | -€9,240 | -€36,189 | -€5,568 | -€2,862 | -€10,507 | ▼ 267% |
| Income taxes67/77 | €0 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€9,240 | -€36,189 | -€5,568 | -€2,862 | -€10,507 | ▼ 267% |
| Profit (loss) for the period to be appropriated9905 | -€9,240 | -€36,189 | -€5,568 | -€2,862 | -€10,507 | ▼ 267% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €405,763 | €367,791 | €362,419 | €389,429 | €575,403 | ▲ 47.8% |
| Current assets29/58 | €405,763 | €367,791 | €362,419 | €389,429 | €575,403 | ▲ 47.8% |
| Stocks and contracts in progress3 | €1,500 | €4,764 | €4,764 | €58,928 | €309,712 | ▲ 426% |
| Contracts in progress37 | - | €4,764 | €4,764 | €58,928 | €309,712 | ▲ 426% |
| Amounts receivable within one year40/41 | €821 | €1,387 | €2,401 | €3,932 | €12,127 | ▲ 208% |
| Other amounts receivable41 | - | €1,387 | €2,401 | €3,932 | €12,127 | ▲ 208% |
| Cash at bank and in hand54/58 | €403,441 | €361,640 | €355,253 | €326,569 | €253,564 | ▼ 22.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €405,763 | €367,791 | €362,419 | €389,429 | €575,403 | ▲ 47.8% |
| Equity10/15 | €403,980 | €367,791 | €362,223 | €359,361 | €348,854 | ▼ 2.9% |
| Contributions10/11 | €194,400 | €194,400 | €194,400 | €194,400 | €194,400 | = |
| Capital10 | - | €194,400 | €194,400 | €194,400 | €194,400 | = |
| Issued capital100 | - | €194,400 | €194,400 | €194,400 | €194,400 | = |
| Reserves13 | €218,821 | €218,821 | €218,821 | €218,821 | €218,821 | = |
| Non-distributable reserves130/1 | - | €19,440 | €19,440 | €19,440 | €19,440 | = |
| Legal reserve130 | - | €19,440 | €19,440 | €19,440 | €19,440 | = |
| Distributable reserves133 | - | €199,381 | €199,381 | €199,381 | €199,381 | = |
| Profit (loss) carried forward14 | -€9,240 | -€45,429 | -€50,997 | -€53,860 | -€64,367 | ▼ 19.5% |
| Amounts payable17/49 | €1,782 | €0 | €195 | €30,068 | €226,549 | ▲ 653% |
| Amounts payable after more than one year17 | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €1,782 | €0 | €195 | €30,068 | €226,549 | ▲ 653% |
| Trade debts44 | €1,782 | €0 | €195 | €30,068 | €226,549 | ▲ 653% |
| Suppliers440/4 | - | €0 | €195 | €30,068 | €226,549 | ▲ 653% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€9,240 | -€36,189 | -€5,568 | -€2,862 | -€10,507 | ▼ 267% |
| Operating cash flow (approximation) | -€9,240 | -€36,189 | -€5,568 | -€2,862 | -€10,507 | ▼ 267% |
| Change in cash | - | -€41,801 | -€6,387 | -€28,684 | -€73,006 | ▼ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet -€36,189
Net result drops to -€36,189, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 51 days late
2020
31-12
Financial
Liquidity times 6current ratio 227.65
Current ratio from 39.93 to 227.65; short-term debt falls from €29,298 to €1,782.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
31-12
Financial
Back to profitnet €221,022
Net result €221,022 after one loss-making year.
31-12
Financial
Liquidity times 27current ratio 39.93
Current ratio from 1.49 to 39.93; short-term debt falls from €1.9m to €29,298.
31-12
Financial
Equity above €200,000Eq €413,221 ▲115%
Equity rises from €192,198 to €413,221.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2016
Ground area
1,426 m²
Building footprint
151 m²
Volume, LiDAR
1,165 m³
Parcel 38502G0204/00_000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KOS BOUW
since 20162.253.243.880
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38502G0204/00_000 | Flanders | 1,426 m² | 1 · 151 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 9,696 companies in sector 68121 we hold annual accounts for 7,393. 5,066 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-04-2016
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0652700528
Also
9925:BE0652700528
Registered
13-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.