KOREYA
ActiveThe computed 12-month bankruptcy probability of KOREYA is 4.5% (elevated). The 2025 annual accounts show equity of €633 and a net result of €5k. Equity is growing by ~99.5% per year across the filed fiscal years. Its solvency ranks better than 16% of 4467 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency7▼-26
Growth78=
Stability94
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.78 against 0.5 in 2024), and 98.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 4467 sector peers (2025).
NBB · sector comparisonPosition among 4467 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
29 d late
2024
2 d early
2023
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€633
2024 · €-4k
2023: €-8k
2024: €-4k
2023 → 2025
Total assets
€48k▼ 14.0%
2024 · €56k
2023: €23k
2024: €56k
2023 → 2025
Net result
€5k▲ 36.6%
2024 · €4k
2023: €-11k
2024: €4k
2023 → 2025
Working capital
€-10k▲ 65.6%
2024 · €-31k
2023: €-31k
2024: €-31k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-8k-€-4k▲ 45.7%€633
Operating result€-11k-€4k€5k▲ 35.3%
Net result€-11k-€4k€5k▲ 36.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 35% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€11k▼ 57.6%
Current assets
€37k▲ 24.2%
Equity and liabilities €48k
Equity
€633
Debt
€48k
Debt finances 98.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€20k▲
2024 · €18k
Cash flow
€20k▲
2024 · €18k
Solvency
1.3%▲
2024 · -7.6%
Current ratio
0.78▲
2024 · 0.50
Quick ratio
0.16▲
2024 · 0.13
ROA
10.1%▲
2024 · 6.4%
Interest coverage
141.95▲
2024 · 127.46
Debt
€48k▼
2024 · €61k
Debt ≤ 1 year
€48k▼
2024 · €61k
Staff costs
€26k▲
2024 · €5k
Equity ratios withheld: equity of €633 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€48k▼
Fixed assets21/28€26k€11k▼
Intangible fixed assets21€9k€7k▼
Tangible fixed assets22/27€17k€4k▼
Furniture and vehicles24€17k€4k▼
Current assets29/58€30k€37k▲
Stocks and contracts in progress3€22k€30k▲
Stocks30/36€22k€30k▲
Amounts receivable within one year40/41€4k€6k▲
Trade receivables40-€4k
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€56k€48k▼
Equity10/15€-4k€633▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-9k€-4k▲
Amounts payable17/49€61k€48k▼
Amounts payable within one year42/48€61k€48k▼
Trade debts44€2k€545▼
Suppliers440/4€2k€545▼
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3€8-
Remuneration and social security454/9€1k€8k▲
Other amounts payable47/48€58k€39k▼
Income statement
Code20242025
Remuneration, social security and pensions62€5k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8-€2k
Gross operating margin9900€23k€48k▲
Operating profit (loss)9901€4k€5k▲
Financial charges65/66B€140€142▲
Recurring financial charges65€140€142▲
Profit (loss) for the period before taxes9903€4k€5k▲
Profit (loss) for the period9904€4k€5k▲
Profit (loss) for the period to be appropriated9905€4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-4k▲
Profit (loss) brought forward from the previous period14P€-13k€-9k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Highest result since 2023net €5k ▲36.6%
Operating result €5k, net result €5k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anspachlaan 481000 BrusselGround area
355 m²
Building footprint
268 m²
Volume, LiDAR
5,260 m³
2 parcels, Brussels · tallest building 25.2 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
KOREYA
since 20212.320.487.844
SAMBAYA MARKET ALIMENTATION GENERALE
since 20242.361.979.296
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B1634/00V000 | Brussels | 299 m² | 1 · 212 m² | 25.2 m · 7 fl. |
| 21909E0029/00L004 | Brussels | 56 m² | 1 · 56 m² | 17.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.361.979.296
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SERGE COLLIN REALISATIONS
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Of 10,411 companies in sector 47110 we hold annual accounts for 5,786. 530 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2021
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:doumamadiallo1@gmail.com