Financials
- Fiscal year
- 2025
- Total assets
- €100,964
- Loss
- -€65
- Solvency
- -32.8%
Total assets▲ 0.3%
Net result
20192025
KOPHI
ActiveSummary
The computed 12-month bankruptcy probability of KOPHI is 1.9% (moderate). The 2025 annual accounts show negative equity (-€33,136) and a net result of -€65. Equity is shrinking by ~3.8% per year across the filed fiscal years. The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€100,964total assets 2025
- Equity
- -€33,136
- Loss
- -€65
Turnover not published (abridged schema)
Structure
Accounts 15 d early0 of 3 deeds read
Why 52- 1 financial year not filed after the legal deadline; 2 of the last 3 late- Figures for FY 2025 (filed 16-09-2025)- No main activity registered+ Size: total assets €100,964Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
0=
equity -32.8% of total assets
Liquidity
2+1
cash 1.0%
Profitability
37+6
return on assets -0.1%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 23 months
12-2024: 1.6%
01-2025: 1.6%▲ +0.7% vs 12-2024
02-2025: 1.6%● 0.0% vs 01-2025
03-2025: 1.6%▼ -1.0% vs 02-2025
04-2025: 1.6%● 0.0% vs 03-2025
05-2025: 1.5%▼ -3.5% vs 04-2025
06-2025: 1.5%▼ -0.5% vs 05-2025
07-2025: 1.5%▼ -0.2% vs 06-2025
08-2025: 1.6%▲ +4.8% vs 07-2025
09-2025: 1.6%▲ +5.1% vs 08-2025
10-2025: 1.4%▼ -11.9% vs 09-2025
11-2025: 1.4%● 0.0% vs 10-2025
12-2025: 1.4%● 0.0% vs 11-2025
01-2026: 1.4%● 0.0% vs 12-2025
02-2026: 1.4%● 0.0% vs 01-2026
03-2026: 1.4%▼ -1.0% vs 02-2026
04-2026: 1.4%● 0.0% vs 03-2026
05-2026: 1.4%▼ -3.5% vs 04-2026
06-2026: 1.4%▼ -0.8% vs 05-2026
07-2026: 1.4%▼ -0.3% vs 06-2026lowest value
08-2026: 1.4%▲ +5.0% vs 07-2026
09-2026: 1.4%▼ -1.7% vs 08-2026
10-2026: 1.9%▲ +36.6% vs 09-2026highest value
- Size: total assets €100,964 lowers the probability for this profile
- 1 financial year not filed after the legal deadline; 2 of the last 3 late raises the probability
- Figures for FY 2025 (filed 16-09-2025) raises the probability
- No main activity registered raises the probability
No credit on open account
cash: 1% of total assets, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 6%, profitability 28%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€33,136
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 15-09-2025, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
31 d late
2023
51 d late
2022
7 d late
2021
22 d late
2020
6 d late
2019
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 14 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2016
- 15-09-2025Annual accounts filed
- 31-10-2024Annual accounts filed
- 20-11-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 06-06-2011
- Year ends
- 28-02
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.