KOPGROEP
ActiveSummary
KOPGROEP has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €103,808 and a net result of -€18,174. Equity is growing by ~5.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-21
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
short-term debt: 0.2% and cash: 73.3% of total assets, and 0.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.7%
Return on assets
-17.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
46 d early
2024
64 d early
2023
38 d early
2022
1 d early
2021
52 d early
2020
2 d early
2019
72 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Turnover
€75,969
EBIT margin
9.3%
Net result
-€18,174▼ 433%
2023 · -€3,412
Working capital
€98,476▼ 14.6%
2023 · €115,272
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€75,969
Operating result€9,368▼ 76.2%€7,074▼ 24.5%€36,785▲ 420%-€2,537-€17,117▼ 575%
Net result€5,972within the sector's middle half▼ 79.4%€4,835within the sector's middle half▼ 19.0%€27,741within the sector's middle half▲ 474%-€3,412below the sector's middle half-€18,174below the sector's middle half▼ 433%
EBIT margin9.3%
Equity€92,818within the sector's middle half▲ 6.9%€97,653within the sector's middle half▲ 5.2%€125,394within the sector's middle half▲ 28.4%€121,982within the sector's middle half▼ 2.7%€103,808within the sector's middle half▼ 14.9%
Total assets€97,094within the sector's middle half▼ 3.0%€116,043within the sector's middle half▲ 19.5%€127,842within the sector's middle half▲ 10.2%€125,522within the sector's middle half▼ 1.8%€104,147within the sector's middle half▼ 17.0%
Debt€4,276▼ 67.8%€18,390▲ 330%€2,448▼ 86.7%€3,539▲ 44.6%€339▼ 90.4%
Working capital€91,508within the sector's middle half▲ 8.3%€88,447within the sector's middle half▼ 3.3%€119,609within the sector's middle half▲ 35.2%€115,272within the sector's middle half▼ 3.6%€98,476within the sector's middle half▼ 14.6%
Solvency95.6%above the sector's middle half▲ 8.9pp84.2%above the sector's middle half▼ 11.4pp98.1%above the sector's middle half▲ 13.9pp97.2%above the sector's middle half▼ 0.9pp99.7%above the sector's middle half▲ 2.5pp
Current ratio22.40above the sector's middle half▲ 15.045.81above the sector's middle half▼ 16.5949.85above the sector's middle half▲ 44.0439.96above the sector's middle half▼ 9.89
Return on assets (ROA)6.2%within the sector's middle half▼ 22.8pp4.2%within the sector's middle half▼ 2.0pp21.7%within the sector's middle half▲ 17.5pp-2.7%below the sector's middle half▼ 24.4pp-17.5%below the sector's middle half▼ 14.7pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17,117 in 2024 against €2,537 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €104,147
Fixed assets
€5,455 ▼ 25.2%
Current assets
€98,693 ▼ 16.5%
Equity and liabilities €104,147
Equity
€103,808 ▼ 14.9%
Debt
€339 ▼ 90.4%
Debt's share of the balance-sheet total falls from 2.8% to 0.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€15,280▼
2023 · €1,045
Cash flow
-€16,337▼
2023 · €171
Debt to equity
0.00▼
2023 · 0.03
ROE
-17.5%▼
2023 · -2.8%
Interest coverage
-7.39▼
2023 · 0.72
Debt ≤ 1 year
€216▼
2023 · €2,958
Income taxes
€154▼
2023 · €743
A ratio outside any meaningful range has been withheld (balance sheet total €104,147, equity €103,808).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.0%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €75,969 | - | - | - | - |
| Non-recurring operating income76A | - | - | €1,229 | - | €12,617 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,041 | €2,020 | €4,322 | €3,582 | €1,837 | ▼ 48.7% |
| Other operating charges640/8 | - | - | - | €748 | €387 | ▼ 48.2% |
| Non-recurring operating charges66A | - | - | €1,929 | €369 | €5,836 | ▲ 1,481% |
| Gross operating margin9900 | €10,739 | €9,537 | €43,036 | €2,162 | -€9,057 | ▼ 519% |
| Operating profit (loss)9901 | €9,368 | €7,074 | €36,785 | -€2,537 | -€17,117 | ▼ 575% |
| Financial income75/76B | - | - | €951 | €1,319 | €1,165 | ▼ 11.7% |
| Recurring financial income75 | €93 | €1,060 | €951 | €1,319 | €1,165 | ▼ 11.7% |
| Financial charges65/66B | - | - | €120 | €1,450 | €2,067 | ▲ 42.6% |
| Recurring financial charges65 | €307 | €209 | €120 | €1,450 | €2,067 | ▲ 42.6% |
| Profit (loss) for the period before taxes9903 | €9,153 | €7,926 | €37,616 | -€2,668 | -€18,020 | ▼ 575% |
| Income taxes67/77 | €3,181 | €3,091 | €9,875 | €743 | €154 | ▼ 79.3% |
| Profit (loss) for the period9904 | €5,972 | €4,835 | €27,741 | -€3,412 | -€18,174 | ▼ 433% |
| Profit (loss) for the period to be appropriated9905 | €5,972 | €4,835 | €27,741 | -€3,412 | -€18,174 | ▼ 433% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €97,094 | €116,043 | €127,842 | €125,522 | €104,147 | ▼ 17.0% |
| Fixed assets21/28 | €1,310 | €9,206 | €5,785 | €7,292 | €5,455 | ▼ 25.2% |
| Tangible fixed assets22/27 | €1,310 | €9,206 | €5,785 | €7,292 | €5,455 | ▼ 25.2% |
| Furniture and vehicles24 | - | - | €5,785 | €4,524 | €2,986 | ▼ 34.0% |
| Other tangible fixed assets26 | - | - | - | €2,767 | €2,469 | ▼ 10.8% |
| Current assets29/58 | €95,784 | €106,837 | €122,057 | €118,230 | €98,693 | ▼ 16.5% |
| Amounts receivable after more than one year29 | - | - | €20,830 | €15,975 | €12,584 | ▼ 21.2% |
| Other amounts receivable291 | - | - | €20,830 | €15,975 | €12,584 | ▼ 21.2% |
| Amounts receivable within one year40/41 | €224 | €20,495 | €4,179 | €6,319 | €8,365 | ▲ 32.4% |
| Trade receivables40 | - | - | €1,089 | €363 | €1,706 | ▲ 370% |
| Other amounts receivable41 | - | - | €3,090 | €5,956 | €6,659 | ▲ 11.8% |
| Cash at bank and in hand54/58 | €65,305 | €61,292 | €96,497 | €94,844 | €76,347 | ▼ 19.5% |
| Deferred charges and accrued income490/1 | - | - | €550 | €1,092 | €1,397 | ▲ 27.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €97,094 | €116,043 | €127,842 | €125,522 | €104,147 | ▼ 17.0% |
| Equity10/15 | €92,818 | €97,653 | €125,394 | €121,982 | €103,808 | ▼ 14.9% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | - | - | €12,400 | - | - | - |
| Issued capital100 | - | - | €18,600 | - | - | - |
| Uncalled capital101 | - | - | €6,200 | - | - | - |
| Outside capital11 | - | - | - | €12,400 | - | - |
| Other1109/19 | - | - | - | €12,400 | - | - |
| Reserves13 | €80,418 | €85,253 | €98,889 | €98,889 | €98,889 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | €97,029 | €97,029 | €97,029 | = |
| Profit (loss) carried forward14 | -€8,397 | €0 | €14,105 | €10,693 | -€7,481 | ▼ 170% |
| Amounts payable17/49 | €4,276 | €18,390 | €2,448 | €3,539 | €339 | ▼ 90.4% |
| Amounts payable within one year42/48 | €4,276 | €18,390 | €2,448 | €2,958 | €216 | ▼ 92.7% |
| Trade debts44 | €1,095 | €3,983 | €1,060 | €2,949 | €201 | ▼ 93.2% |
| Suppliers440/4 | - | - | €1,060 | €2,949 | €201 | ▼ 93.2% |
| Taxes, remuneration and social security45 | - | - | €1,389 | - | €6 | - |
| Taxes450/3 | - | - | €1,389 | - | €6 | - |
| Other amounts payable47/48 | - | - | - | €10 | €10 | = |
| Accrued charges and deferred income492/3 | - | - | - | €581 | €123 | ▼ 78.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,972 | €4,835 | €27,741 | -€3,412 | -€18,174 | ▼ 433% |
| + Depreciation and write-downs630 | €1,041 | €2,020 | €4,322 | €3,582 | €1,837 | ▼ 48.7% |
| Operating cash flow (approximation) | €7,013 | €6,855 | €32,063 | €171 | -€16,337 | ▼ 9,681% |
| Investment in fixed assets (approximation) | - | -€9,917 | -€901 | -€5,089 | €0 | ▲ 100% |
| Change in cash | - | -€4,013 | €35,205 | -€1,653 | -€18,498 | ▼ 1,019% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€18,174
Net result drops to -€18,174, the lowest in the series.
31-12
Financial
Liquidity times 11current ratio 456.19
Current ratio from 39.96 to 456.19; short-term debt falls from €2,958 to €216.
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity times 9current ratio 49.85
Current ratio from 5.81 to 49.85; short-term debt falls from €18,390 to €2,448.
30-06
Financial
Equity above €100,000Eq €125,394 ▲28.4%
4 profitable years in a row build equity to €125,394.
2021
10-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity triplescurrent ratio 22.40
Current ratio from 7.36 to 22.40; short-term debt falls from €13,284 to €4,276.
2019
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
14-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2017
04-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
Ground area
419 m²
Building footprint
207 m²
Volume, LiDAR
2,572 m³
2 parcels, Brussels, Flanders · tallest building 21.0 m, ±5 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
KOPGROEP
since 2016unit no. 2.252.184.503
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0181/00G006 | Flanders | 280 m² | 1 · 68 m² | 11.9 m · 3 fl. |
| 21809K0649/00F000 | Brussels | 139 m² | 1 · 139 m² | 21.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,601 companies in this sector we hold annual accounts for 52,629. 40,666 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded10-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0649802802
Also
9925:BE0649802802
Registered
24-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.