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KOPEGHY

Active
Public limited companyfounded 198343 yrs activeVuilenbosstraat 2, 3360 Bierbeek, BelgiumKBO/BCE: BE 0424.301.556

KOPEGHY has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322k and a net result of €-5k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
71 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+55
Solvency74▼-1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.25 in 2024; short-term debt: 42.6% and cash: 2.4% of total assets), and 50.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 43 years 0 50 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
18 d late
2024
43 d early
2023
61 d late
2022
60 d late
2021
61 d late
2020
47 d late
2019
59 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€322k▼ 6.8%
2024 · €345k
2018: €408k 2019: €402k 2020: €382k 2021: €376k 2022: €385k 2023: €379k 2024: €345k
2018 → 2025
Total assets
€652k▼ 6.1%
2024 · €694k
2018: €767k 2019: €649k 2020: €737k 2021: €728k 2022: €732k 2023: €728k 2024: €694k
2018 → 2025
Net result
€-5k▲ 85.6%
2024 · €-33k
2018: €-14k 2019: €-7k 2020: €-20k 2021: €-6k 2022: €9k 2023: €-6k 2024: €-33k
2018 → 2025
Working capital
€-227k▼ 4.6%
2024 · €-218k
2018: €141k 2019: €131k 2020: €-224k 2021: €-216k 2022: €-198k 2023: €-194k 2024: €-218k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€376k-€385k▲ 2.5%€379k▼ 1.7%€345k▼ 8.8%€322k▼ 6.8%
Operating result€-4k-€7k€-9k€-33k▼ 282%€-8k▲ 75.9%
Net result€-6k-€9k€-6k€-33k▼ 413%€-5k▲ 85.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0Operating result 2021: €-4k€-4kNet result 2021: €-6k€-6kOperating result 2022: €7k€7kNet result 2022: €9k€9kOperating result 2023: €-9k€-9kNet result 2023: €-6k€-6kOperating result 2024: €-33k€-33kNet result 2024: €-33k€-33kOperating result 2025: €-8k€-8kNet result 2025: €-5k€-5k20212022202320242025
The operating result stays negative: a loss of €8k in 2025 against €33k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €652k
Fixed assets €602k▼ 2.9%
Current assets €50k▼ 32.3%
Equity and liabilities €652k
Equity €322k▼ 6.8%
Provisions €45k▼ 9.5%
Debt €285k▼ 4.7%
The debt ratio rises from 43.0% to 43.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€4k
2024 · €-17k
Cash flow
€7k
2024 · €-17k
Solvency
49.4%
2024 · 49.7%
Current ratio
0.18
2024 · 0.25
Quick ratio
0.06
2024 · 0.14
Debt / equity
0.88
2024 · 0.87
ROE
-1.5%
2024 · -9.7%
ROA
-0.7%
2024 · -4.8%
Interest coverage
38.10
2024 · -162.69
Debt
€285k
2024 · €299k
Debt ≤ 1 year
€278k
2024 · €292k
Debt > 1 year
€7k=
2024 · €7k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€694k€652k
Fixed assets21/28€620k€602k
Tangible fixed assets22/27€620k€602k
Land and buildings22€619k€601k
Furniture and vehicles24€943€743
Current assets29/58€74k€50k
Stocks and contracts in progress3€33k€33k=
Stocks30/36€33k€33k=
Amounts receivable within one year40/41€9k-
Other amounts receivable41€9k-
Cash at bank and in hand54/58€30k€16k
Deferred charges and accrued income490/1€2k€1k
Equity and liabilities
Total equity and liabilities10/49€694k€652k
Equity10/15€345k€322k
Contributions10/11€175k€162k
Capital10€175k€162k
Issued capital100€175k€162k
Reserves13€126k€115k
Non-distributable reserves130/1€17k€16k
Legal reserve130€17k€16k
Tax-exempt reserves132€98k€88k
Distributable reserves133€11k€10k
Profit (loss) carried forward14€45k€46k
Provisions and deferred taxes16€50k€45k
Deferred taxes168€50k€45k
Amounts payable17/49€299k€285k
Amounts payable after more than one year17€7k€7k=
Other amounts payable178/9€7k€7k=
Amounts payable within one year42/48€292k€278k
Trade debts44€6k€458
Suppliers440/4€6k€458
Other amounts payable47/48€286k€277k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€12k
Other operating charges640/8€7k€7k
Gross operating margin9900€-11k€11k
Operating profit (loss)9901€-33k€-8k
Financial income75/76B€2€3
Recurring financial income75€2€3
Financial charges65/66B€106€103
Recurring financial charges65€106€103
Profit (loss) for the period before taxes9903€-33k€-8k
Transfer from deferred taxes780-€5k
Income taxes67/77-€1k
Profit (loss) for the period9904€-33k€-5k
Transfer from tax-exempt reserves789-€9k
Profit (loss) for the period to be appropriated9905€-33k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€45k€46k
Profit (loss) brought forward from the previous period14P€78k€41k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
23-01
State Gazette act Restructuring
Demerger · Real estate · Accounting effect18 facts ▸
  • Demerger, partieel splitsingsvoorstel, 1:1
  • Real estate, Gebouw gelegen te 3000 Leuven, Leopoldstraat 43, met daarbijhorende grond
  • Accounting effect, 2025-10-01
  • Capital, €174.764,93
  • Corporate purpose, De vennootschap heeft tot doel: Het bezitten en beheren van een vermogen, bestaande uit roerende goederen, alle zakelijke rechten daarop, onverdragen rechten da…
  • Name change, LLinvest
  • Purpose change, De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, voor eigen rekening of voor rekening van derden, of door deelname van dezen, en dit a…
  • Capital, €18.600
  • Shareholding, 7050, 100%
  • Shareholding, 93, 50%
  • Shareholding, 93, 50%
  • Post split shareholding, 7236
  • +6 further facts in this act
2025
18-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial Back to profitnet €9k
Net result €9k after 4 loss-making years.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
16-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 47 days late
2020
28-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
25-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 56 days late
2017
30-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 61 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 1983
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vuilenbosstraat 23360 Bierbeek
Ground area
9,453 m²
Building footprint
420 m²
Volume, LiDAR
2,249 m³
Parcel 24713D0002/00C002, Flanders · tallest building 18.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOPEGHY
Vuilenbosstraat 2, 3360 BierbeekInsurance, reinsurance and pension funding, except compulsory social security
since 19832.022.637.268
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24713D0002/00C002 Flanders 9,453 m² 1 · 420 m² 18.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Acquisitions and mergers

1 transaction
Contributed a business line to:Doktersvennootschap Koninckx BV
BE 0537.915.676demerger · proposal · State Gazette act of 23-01-2026 (2 acts)

Similar companies · same sector, comparable size

Of 1,556 companies in sector 02200 we hold annual accounts for 449. 335 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded23-06-1983
Fiscal year end31-12
Activities, NACEBEL
02200Logging
71310
01110Growing of cereals (except rice), leguminous crops and oil seeds
01199Crop and animal production, hunting and related service activities
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:pkoninckx@gmail.com
Enterprise
Phone:016 462796
Enterprise