KOPDECAM
ActiveKOPDECAM has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €202k and a net result of €157k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 54% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+1
Solvency87▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 2.63 in 2023; short-term debt: 36.9% and cash: 72.8% of total assets), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
62.3%
Return on assets
48.3%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €202k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
57 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€202k▲ 191%
2023 · €69k
2018: €45k
2019: €32k
2020: €36k
2021: €25k
2022: €40k
2023: €69k
2018 → 2024
Total assets
€325k▲ 174%
2023 · €119k
2018: €54k
2019: €40k
2020: €64k
2021: €69k
2022: €85k
2023: €119k
2018 → 2024
Net result
€157k▲ 438%
2023 · €29k
2018: €-2k
2019: €-13k
2020: €4k
2021: €9k
2022: €15k
2023: €29k
2018 → 2024
Working capital
€200k▲ 174%
2023 · €73k
2018: €44k
2019: €32k
2020: €37k
2021: €24k
2022: €37k
2023: €73k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€36k-€25k▼ 31.3%€40k▲ 62.4%€69k▲ 72.4%€202k▲ 191%
Operating result€5k-€16k▲ 217%€28k▲ 79.5%€49k▲ 75.4%€222k▲ 350%
Net result€4k-€9k▲ 145%€15k▲ 63.1%€29k▲ 88.4%€157k▲ 438%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 350% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €325k
Fixed assets
€6k▲ 353%
Current assets
€319k▲ 172%
Equity and liabilities €325k
Equity
€202k▲ 191%
Debt
€123k▲ 149%
The debt ratio falls from 41.5% to 37.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€223k▲
2023 · €50k
Cash flow
€159k▲
2023 · €30k
Solvency
62.3%▲
2023 · 58.5%
Current ratio
2.67▲
2023 · 2.63
Quick ratio
2.67▲
2023 · 2.63
Debt / equity
0.61▼
2023 · 0.71
ROE
77.5%▲
2023 · 42.0%
ROA
48.3%▲
2023 · 24.5%
Interest coverage
126.07▲
2023 · 26.11
Debt
€123k▲
2023 · €49k
Debt ≤ 1 year
€120k▲
2023 · €45k
Income taxes
€63k▲
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€119k€325k▲
Fixed assets21/28€1k€6k▲
Tangible fixed assets22/27€1k€6k▲
Plant, machinery and equipment23€67€0▼
Furniture and vehicles24€1k€6k▲
Current assets29/58€118k€319k▲
Amounts receivable within one year40/41€50k€82k▲
Trade receivables40€50k€73k▲
Other amounts receivable41€29€9k▲
Cash at bank and in hand54/58€67k€237k▲
Deferred charges and accrued income490/1€233€279▲
Equity and liabilities
Total equity and liabilities10/49€119k€325k▲
Equity10/15€69k€202k▲
Contributions10/11€12k€12k=
Reserves13€57k€190k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€57k€190k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€49k€123k▲
Amounts payable within one year42/48€45k€120k▲
Financial debts43€149€1k▲
Other loans439€149€1k▲
Trade debts44€8k€22k▲
Suppliers440/4€8k€22k▲
Taxes, remuneration and social security45€33k€71k▲
Taxes450/3€33k€71k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€4k€26k▲
Accrued charges and deferred income492/3€5k€3k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€974€2k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€52k€224k▲
Operating profit (loss)9901€49k€222k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€47k€220k▲
Income taxes67/77€18k€63k▲
Profit (loss) for the period9904€29k€157k▲
Profit (loss) for the period to be appropriated9905€29k€157k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€157k▲
Transfer to equity691/2€29k€133k▲
To other reserves6921€29k€133k▲
Profit to be distributed694/7-€24k
Directors or managers695-€24k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
31-12
Financial
Highest result since 2018net €157k ▲438%
Operating result €222k, net result €157k, both a record.
31-12
Financial
Equity above €200kEq €202k ▲191%
5 profitable years in a row build equity to €202k.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
05-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brabantdam 929000 GentGround area
987 m²
Building footprint
169 m²
Parcel 44804D1972/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
Kopdecam
since 20112.213.187.830
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D1972/00M000 | Flanders | 987 m² | 1 · 169 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,025 EUR awarded · 1,025 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,025 EUR | 1,025 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,020 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.