KOPARAN
ActiveThe computed 12-month bankruptcy probability of KOPARAN is 1.5% (moderate). The 2025 annual accounts show equity of €70k and a net result of €4k. Equity is growing by ~39.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 18173 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-56
Solvency72▼-14
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 2.52 in 2024; short-term debt: 53.1% and cash: 16.4% of total assets), but 53.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.8%
Return on assets
2.7%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
3 d late
2024
4 d late
2023
on the day
2022
1 d early
2021
on the day
2020
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€379k▼ 43.2%
2020 · €668k
2020: €668k
2020 → 2022
EBIT margin
0.4%▼ 2.1pp
2020 · 2.5%
2020: 2.5%
2020 → 2022
Net result
€4k▼ 86.6%
2024 · €30k
2020: €10k
2021: €7k
2022: €1k
2023: €12k
2024: €30k
2020 → 2025
Working capital
€69k▲ 7.1%
2024 · €64k
2020: €-14k
2021: €2k
2022: €12k
2023: €31k
2024: €64k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€379k
Equity€23k-€24k▲ 4.8%€36k▲ 47.2%€66k▲ 83.4%€70k▲ 6.1%
Operating result€9k-€2k▼ 83.0%€15k▲ 880%€43k▲ 184%€11k▼ 74.7%
Net result€7k-€1k▼ 84.5%€12k▲ 940%€30k▲ 160%€4k▼ 86.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€966▼ 28.9%
Current assets
€148k▲ 38.7%
Equity and liabilities €149k
Equity
€70k▲ 6.1%
Debt
€79k▲ 87.2%
The debt ratio rises from 39.2% to 53.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €46k
Cash flow
€4k▼
2024 · €33k
Solvency
46.8%▼
2024 · 60.8%
Current ratio
1.87▼
2024 · 2.52
Quick ratio
1.23▼
2024 · 1.63
Debt / equity
1.14▲
2024 · 0.64
ROE
5.7%▼
2024 · 45.5%
ROA
2.7%▼
2024 · 27.7%
Interest coverage
2.62▼
2024 · 18.18
Debt
€79k▲
2024 · €42k
Debt ≤ 1 year
€79k▲
2024 · €42k
Income taxes
€3k▼
2024 · €10k
Staff costs
€24k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€149k▲
Fixed assets21/28€1k€966▼
Tangible fixed assets22/27€1k€966▼
Plant, machinery and equipment23€1k€966▼
Current assets29/58€107k€148k▲
Stocks and contracts in progress3€38k€51k▲
Stocks30/36€38k€51k▲
Amounts receivable within one year40/41€17k€65k▲
Trade receivables40€15k€59k▲
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€49k€25k▼
Deferred charges and accrued income490/1€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€108k€149k▲
Equity10/15€66k€70k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€60k€64k▲
Amounts payable17/49€42k€79k▲
Amounts payable within one year42/48€42k€79k▲
Trade debts44€21k€68k▲
Suppliers440/4€21k€68k▲
Taxes, remuneration and social security45€18k€9k▼
Taxes450/3€15k€5k▼
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€4k€2k▼
Accrued charges and deferred income492/3-€158
Income statement
Code20242025
Remuneration, social security and pensions62€17k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€392▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€66k€39k▼
Operating profit (loss)9901€43k€11k▼
Financial income75/76B€0€121▲
Recurring financial income75€0€121▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€40k€7k▼
Income taxes67/77€10k€3k▼
Profit (loss) for the period9904€30k€4k▼
Profit (loss) for the period to be appropriated9905€30k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€64k▲
Profit (loss) brought forward from the previous period14P€30k€60k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Highest result since 2020net €30k ▲160%
Operating result €43k, net result €30k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €1k ▼84.5%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sleepstraat 1039000 GentGround area
539 m²
Building footprint
539 m²
Volume, LiDAR
3,763 m³
Parcel 44021A0919/00H000, Flanders · tallest building 17.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KOPARAN MARKET
since 20182.281.668.741
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A0919/00H000 | Flanders | 539 m² | 1 · 539 m² | 17.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.281.668.741
Dual-learning approval
4 endedSimilar companies · same sector, comparable size
SAR INTERNATIONAL
BE 0751.886.986
Saint-Nicolas · Eq €70k
Meher Brothers
BE 0661.773.491
Mechelen · Eq €70k
GPFC
BE 0545.849.385
Sint-Pieters-Woluwe · Eq €70k
SPINGHAR
BE 0866.183.769
Brussel · Eq €70k
AZERI T.M
BE 0536.742.372
Schaarbeek · Eq €70k
Of 10,524 companies in sector 47110 we hold annual accounts for 5,859. 4,669 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2018
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47113Retail trade
53200Other postal and courier activities
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.