KOOTI
ActiveSummary
The computed 12-month bankruptcy probability of KOOTI is 1.9% (moderate). The 2025 annual accounts show equity of €19k and a net result of €7k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 7500 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-28
Solvency43▼-5
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.35 in 2024; short-term debt: 72.7% and cash: 6.6% of total assets), and 82.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.5%
Return on assets
6.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7500 sector peers (2025).
NBB · sector comparisonPosition among 7500 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
20 d late
2024
60 d early
2023
42 d early
2022
52 d early
2021
61 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 23.2%
2024 · €24k
2021: €12k
2022: €11k▼ -8.0% vs 2021
2023: €-15k▼ -234% vs 2022lowest in 5 years
2024: €24k▲ +266% vs 2023highest in 5 years
2025: €19k▼ -23.2% vs 2024
2021 → 2025
Total assets
€106k▲ 1.4%
2024 · €105k
2021: €49klowest in 5 years
2022: €85k▲ +74.6% vs 2021
2023: €56k▼ -34.7% vs 2022
2024: €105k▲ +88.2% vs 2023
2025: €106k▲ +1.4% vs 2024highest in 5 years
2021 → 2025
Net result
€7k▼ 82.8%
2024 · €39k
2021: €6k
2022: €-949▼ -116% vs 2021
2023: €-26k▼ -2603% vs 2022lowest in 5 years
2024: €39k▲ +252% vs 2023highest in 5 years
2025: €7k▼ -82.8% vs 2024
2021 → 2025
Working capital
€7k▼ 66.0%
2024 · €21k
2021: €11k
2022: €17k▲ +54.1% vs 2021
2023: €-13k▼ -176% vs 2022lowest in 5 years
2024: €21k▲ +263% vs 2023highest in 5 years
2025: €7k▼ -66.0% vs 2024
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€11k▼ 8.0%€-15k€24k€19k▼ 23.2%
2021: €12k
2022: €11k▼ -8.0% vs 2021
2023: €-15k▼ -234% vs 2022lowest in 5 years
2024: €24k▲ +266% vs 2023highest in 5 years
2025: €19k▼ -23.2% vs 2024
Operating result€9k-€1k▼ 86.3%€-23k€45k€13k▼ 71.0%
2021: €9k
2022: €1k▼ -86.3% vs 2021
2023: €-23k▼ -1982% vs 2022lowest in 5 years
2024: €45k▲ +293% vs 2023highest in 5 years
2025: €13k▼ -71.0% vs 2024
Net result€6k-€-949€-26k▼ 2,603%€39k€7k▼ 82.8%
2021: €6k
2022: €-949▼ -116% vs 2021
2023: €-26k▼ -2603% vs 2022lowest in 5 years
2024: €39k▲ +252% vs 2023highest in 5 years
2025: €7k▼ -82.8% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€22k ▼ 13.0%
Current assets
€85k ▲ 5.9%
Equity and liabilities €106k
Equity
€19k ▼ 23.2%
Debt
€88k ▲ 8.7%
Debt's share of the balance-sheet total rises from 76.9% to 82.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▼
2024 · €51k
Cash flow
€12k▼
2024 · €45k
Current ratio
1.09▼
2024 · 1.35
Quick ratio
0.52▼
2024 · 0.96
Debt to equity
4.71▲
2024 · 3.33
ROE
36.0%▼
2024 · 160.4%
ROA
6.3%▼
2024 · 37.1%
Interest coverage
5.44▼
2024 · 25.97
Debt ≤ 1 year
€77k▲
2024 · €59k
Debt > 1 year
€10k▼
2024 · €22k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€105k€106k▲
Fixed assets21/28€25k€22k▼
Tangible fixed assets22/27€22k€19k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€1k€2k▲
Other tangible fixed assets26€18k€15k▼
Financial fixed assets28€3k€3k=
Current assets29/58€80k€85k▲
Stocks and contracts in progress3€23k€44k▲
Stocks30/36€23k€44k▲
Amounts receivable within one year40/41€21k€31k▲
Trade receivables40€12k€20k▲
Other amounts receivable41€9k€11k▲
Cash at bank and in hand54/58€35k€7k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€105k€106k▲
Equity10/15€24k€19k▼
Contributions10/11€6k€6k=
Reserves13€18k€13k▼
Distributable reserves133€18k€13k▼
Amounts payable17/49€81k€88k▲
Amounts payable after more than one year17€22k€10k▼
Financial debts170/4€22k€10k▼
Amounts payable within one year42/48€59k€77k▲
Current portion of amounts payable after more than one year42€12k€11k▼
Financial debts43€671€3k▲
Credit institutions430/8€671€3k▲
Trade debts44€29k€45k▲
Suppliers440/4€29k€45k▲
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€9k€3k▼
Other amounts payable47/48€10k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€952€2k▲
Gross operating margin9900€52k€20k▼
Operating profit (loss)9901€45k€13k▼
Financial income75/76B€0€55▲
Recurring financial income75€0€55▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€43k€10k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€39k€7k▼
Profit (loss) for the period to be appropriated9905€39k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€7k▼
Profit (loss) brought forward from the previous period14P€-27k-
Transfer from equity791/2-€12k
Transfer to equity691/2€12k€7k▼
To other reserves6921€12k€7k▼
Profit to be distributed694/7-€12k
Return on contributions (dividend)694-€12k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €4k | €7k | €6k | €6k | ▼ 11.2% |
| Other operating charges640/8 | €2k | €802 | €815 | €952 | €2k | ▲ 64.1% |
| Gross operating margin9900 | €13k | €6k | €-15k | €52k | €20k | ▼ 61.3% |
| Operating profit (loss)9901 | €9k | €1k | €-23k | €45k | €13k | ▼ 71.0% |
| Financial income75/76B | - | €3 | €0 | €0 | €55 | ▲ 184,167% |
| Recurring financial income75 | - | €3 | €0 | €0 | €55 | ▲ 184,167% |
| Financial charges65/66B | €1k | €2k | €2k | €2k | €3k | ▲ 73.5% |
| Recurring financial charges65 | €1k | €2k | €2k | €2k | €3k | ▲ 73.5% |
| Profit (loss) for the period before taxes9903 | €8k | €-949 | €-26k | €43k | €10k | ▼ 77.5% |
| Income taxes67/77 | €2k | - | - | €4k | €3k | ▼ 29.1% |
| Profit (loss) for the period9904 | €6k | €-949 | €-26k | €39k | €7k | ▼ 82.8% |
| Profit (loss) for the period to be appropriated9905 | €6k | €-949 | €-26k | €39k | €7k | ▼ 82.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49k | €85k | €56k | €105k | €106k | ▲ 1.4% |
| Fixed assets21/28 | €13k | €39k | €32k | €25k | €22k | ▼ 13.0% |
| Tangible fixed assets22/27 | €9k | €35k | €28k | €22k | €19k | ▼ 14.9% |
| Plant, machinery and equipment23 | €2k | €6k | €4k | €3k | €2k | ▼ 43.3% |
| Furniture and vehicles24 | - | €6k | €4k | €1k | €2k | ▲ 45.2% |
| Other tangible fixed assets26 | €7k | €23k | €20k | €18k | €15k | ▼ 15.2% |
| Financial fixed assets28 | €3k | €3k | €3k | €3k | €3k | = |
| Current assets29/58 | €36k | €47k | €24k | €80k | €85k | ▲ 5.9% |
| Stocks and contracts in progress3 | €6k | €13k | €14k | €23k | €44k | ▲ 91.8% |
| Stocks30/36 | €6k | €13k | €14k | €23k | €44k | ▲ 91.8% |
| Amounts receivable within one year40/41 | €15k | €30k | €7k | €21k | €31k | ▲ 49.5% |
| Trade receivables40 | €13k | €19k | €2k | €12k | €20k | ▲ 66.2% |
| Other amounts receivable41 | €2k | €11k | €5k | €9k | €11k | ▲ 26.2% |
| Cash at bank and in hand54/58 | €15k | €3k | €1k | €35k | €7k | ▼ 79.9% |
| Deferred charges and accrued income490/1 | €1k | €638 | €1k | €1k | €2k | ▲ 98.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49k | €85k | €56k | €105k | €106k | ▲ 1.4% |
| Equity10/15 | €12k | €11k | €-15k | €24k | €19k | ▼ 23.2% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €6k | €6k | €6k | €18k | €13k | ▼ 30.8% |
| Distributable reserves133 | €6k | €6k | €6k | €18k | €13k | ▼ 30.8% |
| Profit (loss) carried forward14 | - | €-949 | €-27k | - | - | - |
| Amounts payable17/49 | €37k | €74k | €70k | €81k | €88k | ▲ 8.7% |
| Amounts payable after more than one year17 | €12k | €45k | €33k | €22k | €10k | ▼ 52.4% |
| Financial debts170/4 | €12k | €45k | €33k | €22k | €10k | ▼ 52.4% |
| Amounts payable within one year42/48 | €25k | €30k | €37k | €59k | €77k | ▲ 31.4% |
| Current portion of amounts payable after more than one year42 | €12k | €22k | €11k | €12k | €11k | ▼ 0.7% |
| Financial debts43 | - | - | €41 | €671 | €3k | ▲ 371% |
| Credit institutions430/8 | - | - | €41 | €671 | €3k | ▲ 371% |
| Trade debts44 | €5k | €1k | €7k | €29k | €45k | ▲ 58.7% |
| Suppliers440/4 | €5k | €1k | €7k | €29k | €45k | ▲ 58.7% |
| Taxes, remuneration and social security45 | €2k | €2k | €658 | €9k | €3k | ▼ 62.1% |
| Taxes450/3 | €2k | €2k | €658 | €9k | €3k | ▼ 62.1% |
| Other amounts payable47/48 | €7k | €5k | €18k | €10k | €14k | ▲ 47.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €-949 | €-26k | €39k | €7k | ▼ 82.8% |
| + Depreciation and write-downs630 | €2k | €4k | €7k | €6k | €6k | ▼ 11.2% |
| Operating cash flow (approximation) | €8k | €3k | €-18k | €45k | €12k | ▼ 72.8% |
| Investment in fixed assets (approximation) | - | €-30k | €0 | €0 | €-2k | - |
| Change in cash | - | €-12k | €-2k | €33k | €-28k | ▼ 183% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
01-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €39k
Net result €39k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.35
Current ratio from 0.65 to 1.35.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hemiksem · 1 establishment unit since 2020
Ground area
3,479 m²
Building footprint
99 m²
Volume, LiDAR
636 m³
2 parcels, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOOTI
since 20202.310.193.075
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018C0031/00F004indicative | Flanders | 3,126 m² | - | - |
| 11382A0359/00Z003 | Flanders | 353 m² | 1 · 99 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,451 companies in sector 41003 we hold annual accounts for 1,055. 596 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41003General construction of other non-residential buildings
77320Rental and leasing activities
77394Rental and leasing activities
Contact
E-mail
info@underkonstruction.beAntwerpen
Phone
0496120769Antwerpen
Scores and ratios are computed by Checked and are not a credit decision.