Skip to content

KOOP PUTBORINGEN

Active
Private limited company (pre-2019)founded 199036 yrs activeBattelsesteenweg 455, 2800 Mechelen, BelgiumKBO/BCE: BE 0439.664.277
Summary

KOOP PUTBORINGEN has been active since 1990 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €1.3m and a net result of €47,979. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 8061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability46▲+5
Solvency100=
Growth52=
Track record92
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85,000 at 30 days acceptable
Liquidity ample (current ratio 32.76 against 71.84 in 2024; short-term debt: 3.1% and cash: 1% of total assets), and 3.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
96.9%
Return on assets
3.5%
Age of the figures
9 mo
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
2 d early
2023
68 d late
2022
60 d late
2021
78 d late
2020
184 d late
2019
88 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 68 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 September (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline

History

On 31 January 1990, KOOP PUTBORINGEN was incorporated.1 Total assets went from EUR 937,754 in 2018 to EUR 1.4 million in 2025 and headcount from 3 to 2 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€1.3m▲ 3.8%
2024 · €1.3m
Total assets
€1.4m▲ 5.6%
2024 · €1.3m
Net result
€47,979▲ 172%
2024 · €17,667
Working capital
€1.3m▲ 3.8%
2024 · €1.3m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€2,745▼ 96.4%€30,607▲ 1,015%€7,796▼ 74.5%-€48,822-€12,446▲ 74.5%
Net result€25,338within the sector's middle half▼ 73.6%€50,130within the sector's middle half▲ 97.8%€60,372within the sector's middle half▲ 20.4%€17,667within the sector's middle half▼ 70.7%€47,979within the sector's middle half▲ 172%
Equity€1.1mabove the sector's middle half▲ 2.3%€1.2mabove the sector's middle half▲ 4.4%€1.2mabove the sector's middle half▲ 5.1%€1.3mabove the sector's middle half▲ 1.4%€1.3mabove the sector's middle half▲ 3.8%
Total assets€1.1mwithin the sector's middle half▲ 2.1%€1.2mwithin the sector's middle half▲ 8.3%€1.3mwithin the sector's middle half▲ 1.6%€1.3mwithin the sector's middle half▲ 2.2%€1.4mwithin the sector's middle half▲ 5.6%
Debt€4,485▼ 33.4%€48,850▲ 989%€7,815▼ 84.0%€17,849▲ 128%€41,319▲ 131%
Working capital€1.1mabove the sector's middle half▲ 2.3%€1.2mabove the sector's middle half▲ 4.4%€1.2mabove the sector's middle half▲ 5.2%€1.3mabove the sector's middle half▲ 1.4%€1.3mabove the sector's middle half▲ 3.8%
Solvency99.6%above the sector's middle half▲ 0.2pp96.0%above the sector's middle half▼ 3.6pp99.4%above the sector's middle half▲ 3.3pp98.6%above the sector's middle half▼ 0.8pp96.9%above the sector's middle half▼ 1.7pp
Current ratio25.26above the sector's middle half71.84above the sector's middle half32.76above the sector's middle half▼ 39.08
Return on assets (ROA)2.2%within the sector's middle half▼ 6.4pp4.1%within the sector's middle half▲ 1.8pp4.8%within the sector's middle half▲ 0.8pp1.4%within the sector's middle half▼ 3.4pp3.5%within the sector's middle half▲ 2.2pp
Staff (FTE)2below the sector's middle half▼ 13.0%2below the sector's middle half=2within the sector's middle half=1.8below the sector's middle half▼ 10.0%2within the sector's middle half▲ 11.1%
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000Operating result 2021: €2,745€2,745Net result 2021: €25,338€25,338Operating result 2022: €30,607€30,607Net result 2022: €50,130€50,130Operating result 2023: €7,796€7,796Net result 2023: €60,372€60,372Operating result 2024: -€48,822-€48,822Net result 2024: €17,667€17,667Operating result 2025: -€12,446-€12,446Net result 2025: €47,979€47,97920212022202320242025-€50,000€0€50,000Operating result 2023: €7,796€7,800Net result 2023: €60,372€60,400Operating result 2024: -€48,822-€48,800Net result 2024: €17,667€17,700Operating result 2025: -€12,446-€12,400Net result 2025: €47,979€48,000202320242025
The operating result stays negative: a loss of €12,446 in 2025 against €48,822 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.4m
Equity €1.3m ▲ 3.8%
Debt €41,319 ▲ 131%
Debt's share of the balance-sheet total rises from 1.4% to 3.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.03▲
2024 · 0.01
ROE
3.7%▲
2024 · 1.4%
Debt ≤ 1 year
€41,319▲
2024 · €17,849
Income taxes
€15,828▲
2024 · €6,200
Staff costs
€225,367▲
2024 · €138,423
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.3m€1.4m▲
Current assets29/58€1.3m€1.4m▲
Amounts receivable within one year40/41€1.3m€1.3m▲
Other amounts receivable41€1.3m€1.3m▲
Cash at bank and in hand54/58€28,618€13,995▼
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.4m▲
Equity10/15€1.3m€1.3m▲
Contributions10/11€2.2m€2.2m=
Reserves13€4,338€4,338=
Non-distributable reserves130/1€4,338€4,338=
Reserves not available under the articles1311€4,338€4,338=
Profit (loss) carried forward14-€901,872-€853,892▲
Amounts payable17/49€17,849€41,319▲
Amounts payable within one year42/48€17,849€41,319▲
Trade debts44€568€10,832▲
Suppliers440/4€568€10,832▲
Taxes, remuneration and social security45€17,282€30,488▲
Taxes450/3€7,087€23,995▲
Remuneration and social security454/9€10,194€6,492▼
Income statement Code20242025
Remuneration, social security and pensions62€138,423€225,367▲
Other operating charges640/8€10,255€130▼
Gross operating margin9900€99,856€213,051▲
Operating profit (loss)9901-€48,822-€12,446▲
Financial income75/76B€72,791€76,364▲
Recurring financial income75€72,791€76,364▲
Financial charges65/66B€102€111▲
Recurring financial charges65€102€111▲
Profit (loss) for the period before taxes9903€23,867€63,807▲
Income taxes67/77€6,200€15,828▲
Profit (loss) for the period9904€17,667€47,979▲
Profit (loss) for the period to be appropriated9905€17,667€47,979▲
Appropriation of the result
Profit (loss) to be appropriated9906-€901,872-€853,892▲
Profit (loss) brought forward from the previous period14P-€919,539-€901,872▲
Social balance
Average headcount (FTE)90871.82.0▲

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€3,810€0----
Remuneration, social security and pensions62€138,828€187,071€102,797€138,423€225,367▲ 62.8%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-€57,366€0---
Other operating charges640/8€3,001€58,976€3,294€10,255€130▼ 98.7%
Gross operating margin9900€144,575€219,288€113,887€99,856€213,051▲ 113%
Operating profit (loss)9901€2,745€30,607€7,796-€48,822-€12,446▲ 74.5%
Financial income75/76B€22,710€55,184€53,312€72,791€76,364▲ 4.9%
Recurring financial income75€22,710€55,184€53,312€72,791€76,364▲ 4.9%
Financial charges65/66B€118€3,907€736€102€111▲ 8.9%
Recurring financial charges65€118€3,907€736€102€111▲ 8.9%
Profit (loss) for the period before taxes9903€25,338€81,884€60,372€23,867€63,807▲ 167%
Income taxes67/77-€31,754€0€6,200€15,828▲ 155%
Profit (loss) for the period9904€25,338€50,130€60,372€17,667€47,979▲ 172%
Profit (loss) for the period to be appropriated9905€25,338€50,130€60,372€17,667€47,979▲ 172%
Line20212022202320242025Change
Assets
Total assets20/58€1.1m€1.2m€1.3m€1.3m€1.4m▲ 5.6%
Fixed assets21/28€1,501€1,501€0---
Financial fixed assets28€1,501€1,501€0---
Current assets29/58€1.1m€1.2m€1.3m€1.3m€1.4m▲ 5.6%
Amounts receivable within one year40/41€1.1m€1.2m€1.2m€1.3m€1.3m▲ 6.9%
Other amounts receivable41€1.1m€1.2m€1.2m€1.3m€1.3m▲ 6.9%
Cash at bank and in hand54/58€25,421€27,294€20,595€28,618€13,995▼ 51.1%
Deferred charges and accrued income490/1€18,541€18,409€0---
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.2m€1.3m€1.3m€1.4m▲ 5.6%
Equity10/15€1.1m€1.2m€1.2m€1.3m€1.3m▲ 3.8%
Contributions10/11€2.2m€2.2m€2.2m€2.2m€2.2m=
Reserves13€4,338€4,338€4,338€4,338€4,338=
Non-distributable reserves130/1€4,338€4,338€4,338€4,338€4,338=
Reserves not available under the articles1311€4,338€4,338€4,338€4,338€4,338=
Profit (loss) carried forward14-€1.0m-€979,911-€919,539-€901,872-€853,892▲ 5.3%
Amounts payable17/49€4,485€48,850€7,815€17,849€41,319▲ 131%
Amounts payable within one year42/48€4,485€48,850€7,815€17,849€41,319▲ 131%
Trade debts44€3,822€3,496€7,135€568€10,832▲ 1,808%
Suppliers440/4€3,822€3,496€7,135€568€10,832▲ 1,808%
Taxes, remuneration and social security45€663€45,354€680€17,282€30,488▲ 76.4%
Taxes450/3€87€35,485€546€7,087€23,995▲ 239%
Remuneration and social security454/9€576€9,869€134€10,194€6,492▼ 36.3%
Line20212022202320242025Change
Profit (loss) for the period9904€25,338€50,130€60,372€17,667€47,979▲ 172%
Operating cash flow (approximation)€25,338€50,130€60,372€17,667€47,979▲ 172%
Investment in fixed assets (approximation)-€0€1,501---
Change in cash-€1,873-€6,699€8,023-€14,623▼ 282%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
26-01
KBO administration Address struck
event 24-11-2025
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet €17,667 ▼70.7%
Net result drops to €17,667, the lowest in the series; recovery starts the following year.
07-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 68 days late
2023
31-12
Financial Liquidity times 6current ratio 160.54
Current ratio from 25.26 to 160.54; short-term debt falls from €48,850 to €7,815.
29-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2022
17-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 78 days late
31-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 184 days late
2020
31-12
Financial Highest result since 2018net €95,937 ▲12.8%
Operating result €75,674, net result €95,937, both a record.
27-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 88 days late
2019
31-12
Financial Equity above €1mEq €1.0m ▲9.1%
2 profitable years in a row build equity to €1.0m.
Show earlier events
24-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 55 days late
2018
27-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
11-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 164 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 8 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1990
seat establishment The establishment unit on the map
Ground area
838 m²
Building footprint
369 m²
Volume, LiDAR
2,669 m³
Parcel 12404G0443/00L002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
30 companies at this address See who is registered here
1 establishment unit
KOOP PUTBORINGEN
Battelsesteenweg 455, 2800 MechelenNACE 1120002
since 19902.047.058.603
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12404G0443/00L002 Flanders 838 m² 1 · 369 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 8,459 companies in this sector we hold annual accounts for 3,237. 1,515 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company (pre-2019)
Founded31-01-1990
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
43990Other specialised construction activities
43130Specialised construction activities
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.