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Private limited companyfounded 20187 yrs activeBorstelsstraat 7, 3010 Leuven, BelgiumKBO/BCE: BE 0715.939.182

KOOKI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €146k and a net result of €16k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 8018 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
31 d late
2024
13 d early
2023
54 d late
2022
34 d early
2021
29 d late
2020
32 d early
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€146k▼ 22.9%
2024 · €189k
2019: €55k 2020: €118k 2021: €182k 2022: €237k 2023: €309k 2024: €189k
2019 → 2025
Net result
€16k▼ 33.2%
2024 · €24k
2019: €49k 2020: €62k 2021: €64k 2022: €56k 2023: €59k 2024: €24k
2019 → 2025
Total assets
€191k▼ 27.0%
2024 · €262k
2019: €87k 2020: €190k 2021: €208k 2022: €256k 2023: €320k 2024: €262k
2019 → 2025
Solvency
76.4%▲ 4.1pp
2024 · 72.3%
2019: 63.5% 2020: 62.1% 2021: 87.3% 2022: 92.7% 2023: 96.6% 2024: 72.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€166k-€155k▼ 6.8%€165k▲ 6.7%
Equity€182k-€237k▲ 30.6%€309k▲ 30.1%€189k▼ 38.7%€146k▼ 22.9%
Operating result€82k-€70k▼ 14.3%€75k▲ 6.8%€34k▼ 54.0%€55k▲ 59.8%
Net result€64k-€56k▼ 13.1%€59k▲ 6.3%€24k▼ 60.1%€16k▼ 33.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €82k€82kNet result 2021: €64k€64kOperating result 2022: €70k€70kNet result 2022: €56k€56kOperating result 2023: €75k€75kNet result 2023: €59k€59kOperating result 2024: €34k€34kNet result 2024: €24k€24kOperating result 2025: €55k€55kNet result 2025: €16k€16k20212022202320242025
The operating result recovers in 2025; 2025 is 60% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets €29k▲ 40.6%
Current assets €162k▼ 32.7%
Equity and liabilities €191k
Equity €146k▼ 22.9%
Debt €45k▼ 37.9%
The debt ratio falls from 27.7% to 23.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Solvency
76.4%
2024 · 72.3%
ROE
10.8%
2024 · 12.5%
ROA
8.2%
2024 · 9.0%
Debt
€45k
2024 · €72k
Debt ≤ 1 year
€43k
2024 · €68k
Income taxes
€5k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€262k€191k
Fixed assets21/28€20k€29k
Intangible fixed assets21-€12k
Tangible fixed assets22/27€20k€16k
Plant, machinery and equipment23€4k€3k
Furniture and vehicles24€8k€6k
Other tangible fixed assets26€9k€7k
Current assets29/58€241k€162k
Amounts receivable within one year40/41€95k€49k
Trade receivables40€27k€47k
Other amounts receivable41€68k€2k
Cash at bank and in hand54/58€144k€112k
Deferred charges and accrued income490/1€2k€1k
Equity and liabilities
Total equity and liabilities10/49€262k€191k
Equity10/15€189k€146k
Contributions10/11€19k€19k=
Reserves13€171k€127k
Distributable reserves133€171k€127k
Amounts payable17/49€72k€45k
Amounts payable within one year42/48€68k€43k
Trade debts44€2k€11k
Suppliers440/4€2k€11k
Taxes, remuneration and social security45€6k€12k
Taxes450/3€6k€12k
Other amounts payable47/48€61k€20k
Accrued charges and deferred income492/3€5k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k
Other operating charges640/8€387€400
Gross operating margin9900€37k€60k
Operating profit (loss)9901€34k€55k
Financial income75/76B€900-
Recurring financial income75€900-
Financial charges65/66B€5k€34k
Recurring financial charges65€5k€34k
Profit (loss) for the period before taxes9903€31k€21k
Income taxes67/77€7k€5k
Profit (loss) for the period9904€24k€16k
Profit (loss) for the period to be appropriated9905€24k€16k
Appropriation of the result
Profit (loss) to be appropriated9906€24k€16k
Transfer from equity791/2€120k€59k
Transfer to equity691/2-€16k
To other reserves6921-€16k
Profit to be distributed694/7€143k€59k
Return on contributions (dividend)694€143k€59k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Weakest financial yearnet €16k ▼33.2%
Net result drops to €16k, the lowest in the series.
18-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
23-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
31-12
Financial Liquidity doublescurrent ratio 29.84
Current ratio from 13.65 to 29.84; short-term debt falls from €18k to €10k.
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200kEq €237k ▲30.6%
4 profitable years in a row build equity to €237k.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial Highest result since 2019net €64k ▲2.5%
Net result €64k, the highest in the series.
31-12
Financial Liquidity triplescurrent ratio 8.04
Current ratio from 2.65 to 8.04; short-term debt falls from €72k to €26k.
31-12
Financial Equity above €150kEq €182k ▲54.3%
3 profitable years in a row build equity to €182k.
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €100kEq €118k ▲112%
2 profitable years in a row build equity to €118k.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Borstelsstraat 73010 Leuven
Ground area
259 m²
Building footprint
77 m²
Volume, LiDAR
565 m³
Parcel 24482F0194/00T000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KOOKI
Borstelsstraat 7, 3010 LeuvenRetail trade
since 20192.283.573.604
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24482F0194/00T000 Flanders 259 m² 1 · 77 m² 11.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 227 EUR awarded
Year Entries awardedpaid
2023 1 227 EUR0 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 227 EUR · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

875500H8KTXGF6SFVS66
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,183 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-12-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Enterprise