Konyali
ActiveKonyali has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €-8k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 70% of 4123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-66
Solvency80▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 2.06 in 2024; short-term debt: 42.9% and cash: 6.5% of total assets), and 44.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.4%
Return on assets
-6.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
21 d late
2023
43 d late
2022
24 d late
2021
27 d late
2020
26 d late
2019
105 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-8k
2024 · €9k
2018: €6k
2019: €14k
2020: €25k
2021: €10k
2022: €3k
2023: €4k
2024: €9k
2018 → 2025
Working capital
€69k▼ 10.5%
2024 · €77k
2018: €49k
2019: €43k
2020: €55k
2021: €57k
2022: €60k
2023: €65k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€62k▲ 4.9%€66k▲ 7.3%€75k▲ 13.3%€67k▼ 10.8%
Operating result€10k-€2k▼ 85.3%€5k▲ 250%€11k▲ 101%€-10k
Net result€10k-€3k▼ 71.0%€4k▲ 56.8%€9k▲ 96.9%€-8k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €11k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets
€307▼ 52.4%
Current assets
€121k▼ 19.2%
Equity and liabilities €121k
Equity
€67k▼ 10.8%
Debt
€54k▼ 28.0%
The debt ratio falls from 49.9% to 44.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-9k▼
2024 · €11k
Cash flow
€-7k▼
2024 · €9k
Solvency
55.4%▲
2024 · 50.1%
Current ratio
2.32▲
2024 · 2.06
Quick ratio
1.66▲
2024 · 1.61
Debt / equity
0.80▼
2024 · 1.00
ROE
-12.1%▼
2024 · 11.8%
ROA
-6.7%▼
2024 · 5.9%
Interest coverage
-9.70▼
2024 · 8.98
Debt
€54k▼
2024 · €75k
Debt ≤ 1 year
€52k▼
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€150k€121k▼
Fixed assets21/28€645€307▼
Tangible fixed assets22/27€645€307▼
Land and buildings22€365€183▼
Plant, machinery and equipment23€280€124▼
Current assets29/58€150k€121k▼
Stocks and contracts in progress3€32k€34k▲
Stocks30/36€32k€34k▲
Amounts receivable within one year40/41€78k€77k▼
Trade receivables40€31k€12k▼
Other amounts receivable41€47k€64k▲
Cash at bank and in hand54/58€39k€8k▼
Deferred charges and accrued income490/1€61€2k▲
Equity and liabilities
Total equity and liabilities10/49€150k€121k▼
Equity10/15€75k€67k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€45k€45k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€12k€4k▼
Amounts payable17/49€75k€54k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€73k€52k▼
Current portion of amounts payable after more than one year42€7k€2k▼
Trade debts44€42k€29k▼
Suppliers440/4€42k€29k▼
Advances received on contracts in progress46€18k€15k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€4k▼
Remuneration and social security454/9-€3k
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€338€1k▲
Other operating charges640/8€212€212=
Gross operating margin9900€11k€-9k▼
Operating profit (loss)9901€11k€-10k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€1k€908▼
Recurring financial charges65€1k€908▼
Profit (loss) for the period before taxes9903€12k€-8k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€9k€-8k▼
Profit (loss) for the period to be appropriated9905€9k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€4k▼
Profit (loss) brought forward from the previous period14P€12k€12k=
Transfer to equity691/2€9k-
To other reserves6921€9k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 11 days late
2025
31-12
Financial
Weakest financial yearnet €-8k ▼192%
Net result drops to €-8k, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
2024
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 43 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 27 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-12
Financial
Highest result since 2018net €25k ▲83.4%
Operating result €28k, net result €25k, both a record.
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 105 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 20 days late
2017
13-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europaplein(E) 173630 MaasmechelenGround area
503 m²
Building footprint
129 m²
Volume, LiDAR
941 m³
Parcel 73013D0529/00A000, Flanders · tallest building 14.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SUMA EXPRESS
since 20152.241.390.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73013D0529/00A000 | Flanders | 503 m² | 1 · 129 m² | 14.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMaasmechelen2.241.390.282
Similar companies · same sector, comparable size
OMAR
BE 0479.599.870
Antwerpen · Eq €67k
Deinze-Deinze
BE 0834.603.341
Deinze · Eq €67k
BAROLINE
BE 0758.355.896
Dilbeek · Eq €67k
AY-YILDIZ 66
BE 0666.790.866
Antwerpen · Eq €67k
ZAI
BE 0508.528.933
Putte · Eq €67k
Of 10,530 companies in sector 47110 we hold annual accounts for 5,858. 4,669 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2015
Fiscal year end31-12
Trade name NL
Suma Express
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
47279Other retail sale of food
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.