konya
ActiveSummary
The computed 12-month bankruptcy probability of konya is 2.0% (moderate). The 2024 annual accounts show equity of €370k and a net result of €135k. Equity is growing by ~57.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 36375 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability96▲+8
Solvency85▲+13
Growth65=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 5.93 in 2023; short-term debt: 40.1% and cash: 0.9% of total assets), and 40.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-10-2025, 85 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
85 d late
2023
309 d late
2022
19 d early
2021
212 d late
2020
93 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€119k▲ 1.8%
2019 · €117k
2019: €117k
2019 → 2020
EBIT margin
5.7%▼ 12.4pp
2019 · 18.1%
2019: 18.1%
2019 → 2020
Net result
€135k▲ 72.1%
2023 · €78k
2019: €15k
2020: €5k
2021: €69k
2022: €67k
2023: €78k
2019 → 2024
Working capital
€367k▼ 10.7%
2023 · €411k
2019: €12k
2020: €19k
2021: €154k
2022: €332k
2023: €411k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€119k-
Equity€20k-€89k▲ 336%€156k▲ 75.2%€235k▲ 50.1%€370k▲ 57.5%
Operating result€7k-€97k▲ 1,334%€94k▼ 2.9%€108k▲ 14.1%€190k▲ 76.1%
Net result€5k-€69k▲ 1,152%€67k▼ 2.4%€78k▲ 16.8%€135k▲ 72.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 76% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €618k
Fixed assets
€3k ▼ 30.3%
Current assets
€615k ▲ 24.4%
Equity and liabilities €618k
Equity
€370k ▲ 57.5%
Debt
€248k ▼ 5.8%
Debt's share of the balance-sheet total falls from 52.9% to 40.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€192k▲
2023 · €110k
Cash flow
€137k▲
2023 · €81k
Current ratio
2.48▼
2023 · 5.93
Debt to equity
0.67▼
2023 · 1.12
ROE
36.5%▲
2023 · 33.4%
ROA
21.8%▲
2023 · 15.7%
Interest coverage
46.95▼
2023 · 1099.78
Debt ≤ 1 year
€248k▲
2023 · €83k
Income taxes
€51k▲
2023 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€498k€618k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€2k€977▼
Current assets29/58€494k€615k▲
Amounts receivable within one year40/41€487k€586k▲
Trade receivables40€79k€121k▲
Other amounts receivable41€408k€465k▲
Current investments50/53€6k€23k▲
Cash at bank and in hand54/58€1k€5k▲
Deferred charges and accrued income490/1-€601
Equity and liabilities
Total equity and liabilities10/49€498k€618k▲
Equity10/15€235k€370k▲
Contributions10/11€1€1=
Capital10€1-
Issued capital100€1-
Reserves13€235k€235k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k-
Reserves not available under the articles1311-€1k
Tax-exempt reserves132€3k€3k=
Distributable reserves133€230k€230k=
Profit (loss) carried forward14-€135k
Amounts payable17/49€263k€248k▼
Amounts payable within one year42/48€83k€248k▲
Trade debts44€0€116k▲
Suppliers440/4€0€116k▲
Taxes, remuneration and social security45€83k€132k▲
Taxes450/3€83k€132k▲
Accrued charges and deferred income492/3€180k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8-€2k
Gross operating margin9900€110k€194k▲
Operating profit (loss)9901€108k€190k▲
Financial income75/76B€136-
Recurring financial income75€136-
Financial charges65/66B€100€4k▲
Recurring financial charges65€100€4k▲
Profit (loss) for the period before taxes9903€108k€186k▲
Income taxes67/77€29k€51k▲
Profit (loss) for the period9904€78k€135k▲
Profit (loss) for the period to be appropriated9905€78k€135k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€135k▲
Transfer to equity691/2€78k-
To other reserves6921€78k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 85 days late
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 309 days late
2024
31-12
Financial
Highest result since 2019net €135k ▲72.1%
Operating result €190k, net result €135k, both a record.
2023
31-12
Financial
Equity above €200kEq €235k ▲50.1%
5 profitable years in a row build equity to €235k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 212 days late
2022
31-12
Financial
Equity above €150kEq €156k ▲75.2%
4 profitable years in a row build equity to €156k.
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €5k ▼63.3%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leopoldsburg · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridplein 133970 LeopoldsburgGround area
120 m²
Building footprint
186 m²
Volume, LiDAR
966 m³
Parcel 71034A0390/00A000, Flanders · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
konya
since 20192.285.407.595
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71034A0390/00A000 | Flanders | 120 m² | 1 · 186 m² | 11.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARIEN-DEKONING
BE 0475.734.124
Lummen · Eq €369,643
M-PAINTING
BE 0831.004.344
Hasselt · Eq €369,516
MICHEM
BE 0449.751.584
Dendermonde · Eq €368,005
Olivier Beaujean
BE 0457.134.967
Liège · Eq €372,125
MONTEYNE R J
BE 0464.458.863
Hooglede · Eq €367,055
Of 7,861 companies in sector 43341 we hold annual accounts for 2,663. 1,687 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.