Konsultek Group
ActiveKonsultek Group has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €217k and a net result of €-43k. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 42% of 9713 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability13▼-12
Solvency49▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity short (current ratio 0.72 against 0.85 in 2023; short-term debt: 55.3% and cash: 0% of total assets), and 76.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.6%
Return on assets
-4.7%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-43k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
153 d late
2023
518 d late
2022
150 d late
2021
115 d late
2020
151 d late
2019
101 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€217k▼ 16.7%
2023 · €261k
2018: €418k
2019: €313k
2020: €296k
2021: €268k
2022: €269k
2023: €261k
2018 → 2024
Total assets
€920k▼ 1.1%
2023 · €930k
2018: €851k
2019: €748k
2020: €791k
2021: €811k
2022: €892k
2023: €930k
2018 → 2024
Net result
€-43k▼ 444%
2023 · €-8k
2018: €48k
2019: €-105k
2020: €-17k
2021: €-28k
2022: €679
2023: €-8k
2018 → 2024
Working capital
€-142k▼ 129%
2023 · €-62k
2018: €111k
2019: €-2k
2020: €-26k
2021: €-57k
2022: €-59k
2023: €-62k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€296k-€268k▼ 9.4%€269k▲ 0.3%€261k▼ 3.0%€217k▼ 16.7%
Operating result€-3k-€-17k▼ 513%€5k€6k▲ 36.1%€-18k
Net result€-17k-€-28k▼ 64.0%€679€-8k€-43k▼ 444%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €18k after €6k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €920k
Fixed assets
€553k▼ 4.3%
Current assets
€367k▲ 4.2%
Equity and liabilities €920k
Equity
€217k▼ 16.7%
Debt
€702k▲ 5.0%
The debt ratio rises from 72.0% to 76.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-446▼
2023 · €24k
Cash flow
€-26k▼
2023 · €9k
Solvency
23.6%▼
2023 · 28.0%
Current ratio
0.72▼
2023 · 0.85
Quick ratio
0.72▼
2023 · 0.85
Debt / equity
3.23▲
2023 · 2.57
ROE
-20.0%▼
2023 · -3.1%
ROA
-4.7%▼
2023 · -0.9%
Interest coverage
-0.01▼
2023 · 0.92
Debt
€702k▲
2023 · €669k
Debt ≤ 1 year
€509k▲
2023 · €414k
Debt > 1 year
€185k▼
2023 · €211k
Income taxes
€203▲
2023 · €100
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€930k€920k▼
Fixed assets21/28€578k€553k▼
Tangible fixed assets22/27€565k€550k▼
Land and buildings22€565k€548k▼
Plant, machinery and equipment23-€2k
Financial fixed assets28€13k€4k▼
Current assets29/58€352k€367k▲
Amounts receivable after more than one year29€12k€21k▲
Trade receivables290€7k€4k▼
Other amounts receivable291€5k€17k▲
Amounts receivable within one year40/41€338k€344k▲
Trade receivables40€101k€66k▼
Other amounts receivable41€237k€278k▲
Cash at bank and in hand54/58€481€421▼
Deferred charges and accrued income490/1€1k€942▼
Equity and liabilities
Total equity and liabilities10/49€930k€920k▼
Equity10/15€261k€217k▼
Contributions10/11€6k€6k=
Reserves13€254k€211k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€234k€190k▼
Amounts payable17/49€669k€702k▲
Amounts payable after more than one year17€211k€185k▼
Financial debts170/4€211k€185k▼
Amounts payable within one year42/48€414k€509k▲
Current portion of amounts payable after more than one year42€27k€28k▲
Financial debts43€8k€10k▲
Credit institutions430/8€8k€10k▲
Trade debts44€33k-
Suppliers440/4€33k-
Taxes, remuneration and social security45€100-
Taxes450/3€100-
Other amounts payable47/48€345k€471k▲
Accrued charges and deferred income492/3€44k€9k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€27k€3k▼
Operating profit (loss)9901€6k€-18k▼
Financial income75/76B€11k€16k▲
Recurring financial income75€11k€16k▲
Financial charges65/66B€26k€41k▲
Recurring financial charges65€26k€31k▲
Non-recurring financial charges66B-€10k
Profit (loss) for the period before taxes9903€-8k€-43k▼
Income taxes67/77€100€203▲
Profit (loss) for the period9904€-8k€-43k▼
Profit (loss) for the period to be appropriated9905€-8k€-43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-43k▼
Transfer from equity791/2€8k€43k▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 153 days late
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 518 days late
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 150 days late
2022
31-12
Financial
Back to profitnet €679
Net result €679 after 3 loss-making years.
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 115 days late
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 151 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 101 days late
09-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 467 days late
2019
31-12
Financial
Weakest financial yearnet €-105k ▼317%
Net result drops to €-105k, the lowest in the series; recovery starts the following year.
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 61 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Valkenhof 153078 KortenbergGround area
659 m²
Building footprint
179 m²
Volume, LiDAR
1,222 m³
Parcel 24026D0014/00X000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Konsultek Group
since 20062.196.892.622
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24026D0014/00X000 | Flanders | 659 m² | 1 · 179 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,378. 5,307 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-09-2006
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.