konseptS
ActivekonseptS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €-21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 76% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100▲+2
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.16 against 19.66 in 2024; short-term debt: 20.5% and cash: 56.1% of total assets), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
44 d early
2023
49 d early
2022
41 d early
2021
24 d early
2020
2 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▼ 28.8%
2024 · €160k
2018: €132k
2019: €66k
2020: €-99k
2021: €448
2022: €69k
2023: €100k
2024: €160k
2018 → 2025
Total assets
€143k▼ 34.5%
2024 · €219k
2018: €351k
2019: €414k
2020: €287k
2021: €309k
2022: €209k
2023: €185k
2024: €219k
2018 → 2025
Net result
€-21k
2024 · €61k
2018: €46k
2019: €-65k
2020: €-174k
2021: €99k
2022: €92k
2023: €54k
2024: €61k
2018 → 2025
Working capital
€93k▼ 50.6%
2024 · €188k
2018: €125k
2019: €30k
2020: €-153k
2021: €20k
2022: €109k
2023: €107k
2024: €188k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€448-€69k▲ 15,309%€100k▲ 44.3%€160k▲ 60.9%€114k▼ 28.8%
Operating result€106k-€98k▼ 8.0%€63k▼ 36.2%€70k▲ 12.1%€-19k
Net result€99k-€92k▼ 7.3%€54k▼ 41.2%€61k▲ 12.1%€-21k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €70k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€21k▲ 0.3%
Current assets
€122k▼ 38.2%
Equity and liabilities €143k
Equity
€114k▼ 28.8%
Debt
€29k▼ 50.0%
The debt ratio falls from 26.8% to 20.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-11k▼
2024 · €75k
Cash flow
€-13k▼
2024 · €66k
Solvency
79.5%▲
2024 · 73.2%
Current ratio
4.16▼
2024 · 19.66
Quick ratio
4.16▼
2024 · 19.66
Debt / equity
0.26▼
2024 · 0.37
ROE
-18.6%▼
2024 · 37.9%
ROA
-14.8%▼
2024 · 27.7%
Interest coverage
-5.90▼
2024 · 21.46
Debt
€29k▼
2024 · €59k
Debt ≤ 1 year
€29k▲
2024 · €10k
Income taxes
€360▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€143k▼
Fixed assets21/28€21k€21k▲
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€16k€17k▲
Plant, machinery and equipment23€1k€965▼
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€10k€14k▲
Financial fixed assets28€2k€2k=
Current assets29/58€198k€122k▼
Amounts receivable within one year40/41€113k€41k▼
Trade receivables40€93k€23k▼
Other amounts receivable41€20k€18k▼
Cash at bank and in hand54/58€74k€80k▲
Deferred charges and accrued income490/1€10k€1k▼
Equity and liabilities
Total equity and liabilities10/49€219k€143k▼
Equity10/15€160k€114k▼
Contributions10/11€19k€19k=
Reserves13€142k€115k▼
Distributable reserves133€142k€115k▼
Profit (loss) carried forward14€0€-19k▼
Amounts payable17/49€59k€29k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€10k€29k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€918€351▼
Credit institutions430/8€0-
Other loans439€918€351▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€6k€1k▼
Taxes450/3€6k€1k▼
Other amounts payable47/48€585€26k▲
Accrued charges and deferred income492/3€49k€0▼
Income statement
Code20242025
Non-recurring operating income76A€120€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€-46k▼
Other operating charges640/8€3k€49k▲
Non-recurring operating charges66A€3k€105▼
Gross operating margin9900€81k€-9k▼
Operating profit (loss)9901€70k€-19k▼
Financial income75/76B€434€172▼
Recurring financial income75€434€172▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€67k€-21k▼
Income taxes67/77€6k€360▼
Profit (loss) for the period9904€61k€-21k▼
Profit (loss) for the period to be appropriated9905€61k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€-21k▼
Transfer from equity791/2€0€27k▲
Transfer to equity691/2€61k€0▼
To other reserves6921€61k€0▼
Profit to be distributed694/7€0€25k▲
Return on contributions (dividend)694€0€25k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 7current ratio 19.66
Current ratio from 2.80 to 19.66; short-term debt falls from €59k to €10k.
31-12
Financial
Equity above €150kEq €160k ▲60.9%
4 profitable years in a row build equity to €160k.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.49
Current ratio from 1.08 to 2.49; short-term debt falls from €247k to €73k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €99k
Net result €99k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-174k
Net result drops to €-174k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 66 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerjouten 113550 Heusden-ZolderGround area
7,685 m²
Building footprint
233 m²
Volume, LiDAR
2,745 m³
Parcel 71065A0205/00R019, Flanders · tallest building 17.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Neerjouten 11, 3550 Heusden-Zolder
since 20172.282.974.677
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065A0205/00R019 | Flanders | 7,685 m² | 1 · 233 m² | 17.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 2 entries · 68,750 EUR awarded · 68,750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 2 | 68,750 EUR | 68,750 EUR |
Schemes
Globalisatiemechanisme (stopgezet)
Vlaams Beschermingsmechanisme 11 (stopgezet)
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DELTAMATIC
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FLOW START
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Liège · Eq €114k
Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 5,562 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2008
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
73110Advertising agencies
82300Organisation of conventions and trade shows
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.