Financials
- Fiscal year
- 2025
- Total assets
- €2.2m
- Profit
- €394,222
- Solvency
- 97.1%
Total assets▲ 5.4%
Net result
20192025
KONSEPT
ActiveSummary
KONSEPT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €394,222. Equity is growing by ~15.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
What they do
Activity not known1 site
How big
€2.2mtotal assets 2025
- Equity
- €2.1m
- Profit
- €394,222
Turnover not published (abridged schema)
Who decides
- Largest shareholder
- LUPUS · 50%
Accounts 25 d early0 of 1 deed read
Why 99+ Size: total assets €2.2m+ Liquidity: current ratio 34.92, cash €832,628+ Equity €2.1m (97.1% of total assets)+ Figures for FY 2025 (filed 06-07-2026)Show the evidence
Checked score
Score 2025
99
/ 100
Excellent
Probability in this band: under 0.55%
Better than 89% of its sector peers (no NACE code, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 97.1% of total assets
Liquidity
97+51
short-term debt 2.9% · cash 38.0%
Profitability
82+18
return on assets 18.0%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €2.2m lowers the probability for this profile
- Liquidity: current ratio 34.92, cash €832,628 lowers the probability
- Equity €2.1m (97.1% of total assets) lowers the probability
- Figures for FY 2025 (filed 06-07-2026) lowers the probability
Credit up to €210,000 at 30 days acceptable
Liquidity ample (current ratio 34.92 against 6.04 in 2024; short-term debt: 2.9% and cash: 38% of total assets), and 2.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 82%, liquidity 97%, profitability 90%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 d early
2024
13 d early
2023
13 d early
2022
13 d early
2021
13 d early
2020
30 d late
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 9 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Liquidity times 6current ratio 34.92
- Equity above €2mEq €2.1m ▲22.7%
Key points
By topic
Board & ownership
- Largest shareholder
- LUPUS · 50%
Timeline
- Events
- 12
- Since
- 2020
- Next accounts
- by 31-07-2027
- 06-07-2026Annual accounts filed
- 31-12-2025Liquidity times 6
- 31-12-2025Equity above €2m
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 01-02-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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