KONFER
ActiveSummary
KONFER has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €28k. Equity is growing by ~119% per year across the filed fiscal years. Its solvency ranks better than 55% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency90▲+80
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.83 against 0.87 in 2024; short-term debt: 35.4% and cash: 17.2% of total assets), and 35.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
78.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
20 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€94k
EBIT margin
5.8%
Net result
€28k
2024 · €-12k
Working capital
€23k
2024 · €-5k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Turnover€94k-
Operating result€6k-€-11k€36k
Net result€2k-€-12k€28k
EBIT margin5.8%-
Equity€7k-€-5k€23k
Total assets€69k-€33k▼ 52.8%€36k▲ 10.5%
Debt€63k-€38k▼ 39.7%€13k▼ 66.0%
Working capital€-16k-€-5k▲ 69.8%€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €36k after a loss of €11k in 2024, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €36k
Equity
€23k
Debt
€13k
Debt finances 35.4% of the balance-sheet total.
Key figures and ratios
Current ratio
2.83▲
2024 · 0.87
Debt to equity
0.55▲
2024 · -7.65
ROE
121.1%
ROA
78.2%▲
2024 · -36.2%
Debt ≤ 1 year
€13k▼
2024 · €38k
Income taxes
€6k▲
2024 · €232
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | €94k | - | - | - |
| Non-recurring operating income76A | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | - | - | - |
| Other operating charges640/8 | €2k | €11k | €2k | ▼ 76.4% |
| Non-recurring operating charges66A | €672 | - | - | - |
| Gross operating margin9900 | €20k | €-273 | €38k | ▲ 14,165% |
| Operating profit (loss)9901 | €6k | €-11k | €36k | ▲ 432% |
| Financial income75/76B | €48 | €0 | €4 | ▲ 3,500% |
| Recurring financial income75 | €48 | €0 | €4 | ▲ 3,500% |
| Non-recurring financial income76B | €0 | - | - | - |
| Financial charges65/66B | €907 | €831 | €1k | ▲ 50.3% |
| Recurring financial charges65 | €907 | €831 | €1k | ▲ 50.3% |
| Non-recurring financial charges66B | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €5k | €-12k | €35k | ▲ 398% |
| Income taxes67/77 | €3k | €232 | €6k | ▲ 2,610% |
| Profit (loss) for the period9904 | €2k | €-12k | €28k | ▲ 339% |
| Profit (loss) for the period to be appropriated9905 | €2k | €-12k | €28k | ▲ 339% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €69k | €33k | €36k | ▲ 10.5% |
| Formation expenses20 | €0 | - | - | - |
| Fixed assets21/28 | €39k | - | - | - |
| Tangible fixed assets22/27 | €39k | - | - | - |
| Plant, machinery and equipment23 | €0 | - | - | - |
| Furniture and vehicles24 | €39k | - | - | - |
| Leasing and similar rights25 | €0 | - | - | - |
| Other tangible fixed assets26 | €0 | - | - | - |
| Assets under construction and advance payments27 | €0 | - | - | - |
| Current assets29/58 | €31k | €33k | €36k | ▲ 10.5% |
| Amounts receivable within one year40/41 | €23k | €19k | €23k | ▲ 23.3% |
| Trade receivables40 | €23k | €19k | €12k | ▼ 36.1% |
| Other amounts receivable41 | - | €1 | €11k | ▲ 1,323,918% |
| Cash at bank and in hand54/58 | €7k | €14k | €6k | ▼ 54.6% |
| Deferred charges and accrued income490/1 | €209 | €359 | €7k | ▲ 1,828% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €69k | €33k | €36k | ▲ 10.5% |
| Equity10/15 | €7k | €-5k | €23k | ▲ 575% |
| Contributions10/11 | €5k | €5k | €5k | = |
| Reserves13 | - | - | €18k | - |
| Distributable reserves133 | - | - | €18k | - |
| Profit (loss) carried forward14 | €2k | €-10k | €409 | ▲ 104% |
| Amounts payable17/49 | €63k | €38k | €13k | ▼ 66.0% |
| Amounts payable after more than one year17 | €16k | - | - | - |
| Financial debts170/4 | €16k | - | - | - |
| Amounts payable within one year42/48 | €47k | €38k | €13k | ▼ 66.0% |
| Current portion of amounts payable after more than one year42 | €17k | €16k | - | - |
| Trade debts44 | €7k | €999 | €1k | ▲ 38.4% |
| Suppliers440/4 | €7k | €999 | €1k | ▲ 38.4% |
| Taxes, remuneration and social security45 | €7k | €8k | €9k | ▲ 15.9% |
| Taxes450/3 | €4k | €5k | €9k | ▲ 64.7% |
| Remuneration and social security454/9 | €3k | €2k | - | - |
| Other amounts payable47/48 | €16k | €13k | €3k | ▼ 80.4% |
| Accrued charges and deferred income492/3 | - | €14 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €-12k | €28k | ▲ 339% |
| + Depreciation and write-downs630 | €12k | - | - | - |
| Operating cash flow (approximation) | €13k | €-12k | €28k | ▲ 339% |
| Change in cash | - | €6k | €-7k | ▼ 215% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.83
Current ratio from 0.87 to 2.83; short-term debt falls from €38k to €13k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2023
Ground area
482 m²
Building footprint
55 m²
Volume, LiDAR
336 m³
Parcel 53502A0106/00A002, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Konfer SRL
since 20232.341.095.097
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53502A0106/00A002 | Wallonia | 482 m² | 1 · 55 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,032 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Contact
Website
www.konfer.be
E-mail
info@konfer.be
Scores and ratios are computed by Checked and are not a credit decision.