KOMPAKT
ActiveSummary
KOMPAKT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €443,721 and a net result of €50,577. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 65% of 8161 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+24
Solvency84▲+3
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.53 in 2024; short-term debt: 40.7% and cash: 5.1% of total assets), and 40.7% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
6.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €443,721
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
71 d early
2023
90 d late
2022
on the day
2021
86 d early
2020
26 d late
2019
66 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 May (4 of the last 5 filed years within 71 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€443,721▲ 12.9%
2024 · €393,145
Total assets
€748,284▲ 7.4%
2024 · €696,540
Net result
€50,577▲ 240%
2024 · €14,881
Working capital
€218,382▲ 34.9%
2024 · €161,861
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€29,514€78,271▲ 165%-€174,621€35,602€58,685▲ 64.8%
Net result€22,186within the sector's middle half€70,827within the sector's middle half▲ 219%-€187,764below the sector's middle half€14,881within the sector's middle half€50,577within the sector's middle half▲ 240%
Equity€395,199within the sector's middle half▲ 5.9%€566,027within the sector's middle half▲ 43.2%€378,263within the sector's middle half▼ 33.2%€393,145within the sector's middle half▲ 3.9%€443,721within the sector's middle half▲ 12.9%
Total assets€861,091within the sector's middle half▲ 22.7%€1.0mwithin the sector's middle half▲ 21.7%€837,101within the sector's middle half▼ 20.1%€696,540within the sector's middle half▼ 16.8%€748,284within the sector's middle half▲ 7.4%
Debt€465,892▲ 41.6%€481,952▲ 3.4%€458,838▼ 4.8%€303,396▼ 33.9%€304,563▲ 0.4%
Working capital€263,037within the sector's middle half▲ 19.7%€340,395within the sector's middle half▲ 29.4%€136,344within the sector's middle half▼ 59.9%€161,861within the sector's middle half▲ 18.7%€218,382within the sector's middle half▲ 34.9%
Solvency45.9%within the sector's middle half▼ 7.2pp54.0%within the sector's middle half▲ 8.1pp45.2%within the sector's middle half▼ 8.8pp56.4%within the sector's middle half▲ 11.3pp59.3%within the sector's middle half▲ 2.9pp
Current ratio1.60within the sector's middle half▼ 0.151.73within the sector's middle half▲ 0.131.30within the sector's middle half▼ 0.431.53within the sector's middle half▲ 0.231.72within the sector's middle half▲ 0.18
Return on assets (ROA)2.6%within the sector's middle half▲ 4.4pp6.8%within the sector's middle half▲ 4.2pp-22.4%below the sector's middle half▼ 29.2pp2.1%within the sector's middle half▲ 24.6pp6.8%within the sector's middle half▲ 4.6pp
Staff (FTE)10.9above the sector's middle half▼ 8.4%9.1above the sector's middle half▼ 16.5%8.3above the sector's middle half▼ 8.8%7.7above the sector's middle half▼ 7.2%7.3above the sector's middle half▼ 5.2%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 65% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €748,284
Fixed assets
€225,339 ▼ 2.6%
Current assets
€522,945 ▲ 12.4%
Equity and liabilities €748,284
Equity
€443,721 ▲ 12.9%
Debt
€304,563 ▲ 0.4%
Debt's share of the balance-sheet total falls from 43.6% to 40.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€94,761▲
2024 · €71,497
Cash flow
€86,653▲
2024 · €50,777
Quick ratio
0.88▲
2024 · 0.60
Debt to equity
0.69▼
2024 · 0.77
ROE
11.4%▲
2024 · 3.8%
Interest coverage
5.66▲
2024 · 3.44
Debt ≤ 1 year
€304,563▲
2024 · €303,396
Income taxes
€435▼
2024 · €880
Staff costs
€496,727▲
2024 · €431,575
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,240 | - | - |
| Remuneration, social security and pensions62 | €450,828 | €444,786 | €495,629 | €431,575 | €496,727 | ▲ 15.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €62,280 | €32,757 | €35,737 | €35,895 | €36,076 | ▲ 0.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €10,690 | - | - |
| Other operating charges640/8 | €5,354 | €9,781 | €6,712 | €12,330 | €11,358 | ▼ 7.9% |
| Gross operating margin9900 | €547,976 | €565,596 | €363,456 | €526,091 | €602,846 | ▲ 14.6% |
| Operating profit (loss)9901 | €29,514 | €78,271 | -€174,621 | €35,602 | €58,685 | ▲ 64.8% |
| Financial income75/76B | €6,239 | €8,303 | €8,870 | €6,385 | €9,057 | ▲ 41.9% |
| Recurring financial income75 | €6,239 | €8,303 | €8,870 | €6,385 | €9,057 | ▲ 41.9% |
| Financial charges65/66B | €12,443 | €14,621 | €20,904 | €26,225 | €16,730 | ▼ 36.2% |
| Recurring financial charges65 | €12,443 | €14,621 | €20,904 | €20,768 | €16,730 | ▼ 19.4% |
| Non-recurring financial charges66B | - | - | - | €5,456 | - | - |
| Profit (loss) for the period before taxes9903 | €23,310 | €71,954 | -€186,655 | €15,762 | €51,012 | ▲ 224% |
| Income taxes67/77 | €1,124 | €1,127 | €1,108 | €880 | €435 | ▼ 50.6% |
| Profit (loss) for the period9904 | €22,186 | €70,827 | -€187,764 | €14,881 | €50,577 | ▲ 240% |
| Profit (loss) for the period to be appropriated9905 | €22,186 | €70,827 | -€187,764 | €14,881 | €50,577 | ▲ 240% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €861,091 | €1.0m | €837,101 | €696,540 | €748,284 | ▲ 7.4% |
| Fixed assets21/28 | €158,528 | €241,929 | €252,757 | €231,284 | €225,339 | ▼ 2.6% |
| Intangible fixed assets21 | €5,199 | €2,932 | €3,714 | €2,397 | €1,122 | ▼ 53.2% |
| Tangible fixed assets22/27 | €150,798 | €236,466 | €246,513 | €226,356 | €221,687 | ▼ 2.1% |
| Plant, machinery and equipment23 | €119,505 | €204,099 | €209,785 | €205,789 | €193,582 | ▼ 5.9% |
| Furniture and vehicles24 | €7,164 | €13,384 | €17,652 | €7,776 | €12,503 | ▲ 60.8% |
| Other tangible fixed assets26 | €24,129 | €18,983 | €19,076 | €12,791 | €15,601 | ▲ 22.0% |
| Financial fixed assets28 | €2,531 | €2,531 | €2,531 | €2,531 | €2,531 | = |
| Current assets29/58 | €702,563 | €806,050 | €584,344 | €465,256 | €522,945 | ▲ 12.4% |
| Stocks and contracts in progress3 | €304,911 | €332,662 | €282,726 | €282,621 | €254,356 | ▼ 10.0% |
| Stocks30/36 | €295,610 | €319,509 | €282,726 | €267,370 | €253,613 | ▼ 5.1% |
| Contracts in progress37 | €9,301 | €13,153 | - | €15,251 | €743 | ▼ 95.1% |
| Amounts receivable within one year40/41 | €344,317 | €440,564 | €281,035 | €141,323 | €222,351 | ▲ 57.3% |
| Trade receivables40 | €144,995 | €223,901 | €151,867 | €132,415 | €215,888 | ▲ 63.0% |
| Other amounts receivable41 | €199,322 | €216,663 | €129,169 | €8,907 | €6,463 | ▼ 27.4% |
| Cash at bank and in hand54/58 | €43,005 | €21,152 | €12,155 | €32,751 | €38,173 | ▲ 16.6% |
| Deferred charges and accrued income490/1 | €10,330 | €11,672 | €8,427 | €8,563 | €8,065 | ▼ 5.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €861,091 | €1.0m | €837,101 | €696,540 | €748,284 | ▲ 7.4% |
| Equity10/15 | €395,199 | €566,027 | €378,263 | €393,145 | €443,721 | ▲ 12.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Revaluation surpluses12 | €50,000 | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €324,739 | €395,567 | €207,803 | €222,685 | €273,261 | ▲ 22.7% |
| Amounts payable17/49 | €465,892 | €481,952 | €458,838 | €303,396 | €304,563 | ▲ 0.4% |
| Amounts payable after more than one year17 | €26,366 | €16,297 | €6,056 | - | - | - |
| Financial debts170/4 | €26,366 | €16,297 | €6,056 | - | - | - |
| Amounts payable within one year42/48 | €439,526 | €465,655 | €448,000 | €303,396 | €304,563 | ▲ 0.4% |
| Current portion of amounts payable after more than one year42 | €9,899 | €10,069 | €10,241 | €6,056 | - | - |
| Financial debts43 | €250,000 | €275,000 | €275,000 | €250,000 | €250,000 | = |
| Credit institutions430/8 | €250,000 | €275,000 | €275,000 | €250,000 | €250,000 | = |
| Trade debts44 | €122,343 | €116,380 | €112,794 | €629 | €2,807 | ▲ 346% |
| Suppliers440/4 | €122,343 | €116,380 | €112,794 | €629 | €2,807 | ▲ 346% |
| Taxes, remuneration and social security45 | €57,284 | €64,206 | €49,965 | €46,711 | €51,756 | ▲ 10.8% |
| Taxes450/3 | €24,129 | €18,547 | €7,201 | €6,946 | €10,690 | ▲ 53.9% |
| Remuneration and social security454/9 | €33,155 | €45,658 | €42,764 | €39,765 | €41,066 | ▲ 3.3% |
| Accrued charges and deferred income492/3 | - | - | €4,782 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,186 | €70,827 | -€187,764 | €14,881 | €50,577 | ▲ 240% |
| + Depreciation and write-downs630 | €62,280 | €32,757 | €35,737 | €35,895 | €36,076 | ▲ 0.5% |
| Operating cash flow (approximation) | €84,466 | €103,585 | -€152,027 | €50,777 | €86,653 | ▲ 70.7% |
| Investment in fixed assets (approximation) | - | -€116,158 | -€46,565 | -€14,422 | -€30,132 | ▼ 109% |
| Change in cash | - | -€21,853 | -€8,998 | €20,596 | €5,422 | ▼ 73.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €14,881
Net result €14,881 after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 90 days late
2023
31-12
Financial
Weakest financial yearnet -€187,764
Net result drops to -€187,764, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €70,827 ▲219%
Operating result €78,271, net result €70,827, both a record.
31-12
Financial
Equity above €500,000Eq €566,027 ▲43.2%
2 profitable years in a row build equity to €566,027.
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €22,186
Net result €22,186 after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 66 days late
Show earlier events
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 51 days late
2017
07-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 2008
Ground area
4,816 m²
Building footprint
3,733 m²
Volume, LiDAR
21,114 m³
Parcel 13029F0677/00C000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
KOMPAKT
since 20082.179.934.844
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029F0677/00C000 | Flanders | 4,815 m² | 1 · 3,733 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 8,917 EUR awarded · 8,917 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 3,780 EUR | 3,780 EUR |
| 2022 | 1 | 5,137 EUR | 5,137 EUR |
Recognitions · licences · registrations
Recognised contractor
1 categoryKOMPAKT BV36333
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ECOSNOEI
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PRIME FORESTS
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VDP BOUWMATERIALEN
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Of 855 companies in sector 46832 we hold annual accounts for 590. 456 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
16210Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
46832Wholesale of timber
E-invoicing
Reachable via Peppol
Peppol ID
0208:0808761947
Also
9925:BE0808761947
Registered
03-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.