KOMMER

Active

Private limited companyfounded 20232 yrs activeMuilemlaan 87, 1742 Ternat, BelgiumKBO/BCE: BE 1003.183.502

Summary

KOMMER has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,308 and a net result of €6,569. Its solvency ranks better than 60% of 18230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

KOMMERActiveChecked score 97/100

Risk analysis Report Compare

What they do

Nursing and midwifery

NACE 86940NACE 86906

How big

€16,853total assets 2025

Equity: €12,308
Profit: €6,569

Turnover not published (abridged schema)

Financially healthy?

97 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Who decides

Parent: EINDER · 92%

Accounts filed 12 d late0 of 2 deeds read

Why 97- Founded in 2023+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 3.71, cash €15,651+ Figures for FY 2025 (filed 12-08-2026)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Better than 76% of its sector peers (NACE 86, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 98+17

equity 73.0% of total assets

Liquidity 89+10

short-term debt 27.0% · cash 92.9%

Profitability 100=

return on assets 39.0%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,628 companies)

Sector Human health activities (NACE 86) lowers the probability
Liquidity: current ratio 3.71, cash €15,651 lowers the probability
Founded in 2023 raises the probability for this profile
Figures for FY 2025 (filed 12-08-2026) lowers the probability

Credit up to €1,000 at 30 days acceptable

Liquidity ample (current ratio 3.71 against 2.27 in 2024; short-term debt: 27% and cash: 92.9% of total assets), and 27% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 61%, liquidity 73%, profitability 81%, growth against the median 91%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Human health activities (NACE 86)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 3.71, cash €15,651

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Figures for FY 2025 (filed 12-08-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

12 d late

2024

31 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

12-08-26 Annual accounts filedfiscal year 2025 · micro…
30-06-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Among the weakest 14% on equitysector median €129,633 · 18,233 companies €12,308 View
Controlled by EINDER 92% View
Total assets 20252 fiscal years filed €16,853 View