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Komma Board

Active
Kardinaal Cardijnstraat 7 ·2840 Rumst, Belgium
Open bankruptcy
KBO/BCE: BE 0541.571.982
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Age12 yrs
Board2
Staff (FTE)75.9
Real estate1 parcel · 3,603 m²

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for Komma Board according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €230k and a net result of €111k.

Based on the State Gazette, CBE and 6 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events
17-12-2025
Bankruptcy Opening
Date: 11-12-2025 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · KOMMA BOARD BV KARDI- NAAL CARDIJNSTRAAT 7, 2840 RUMST · Publications in State Gazette ↗

Filing behaviour

From the deposit records, complete market-wide
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 20-02-2024, 162 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 20-02-2024 162 d early 2024-00032004
31-12-2022 31-07-2023 28-07-2023 3 d early 2023-00294326
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20364766
31-12-2020 31-07-2021 04-06-2021 57 d early 2021-17800063
31-12-2019 31-07-2020 15-06-2020 46 d early 2020-17100160
31-12-2018 31-07-2019 12-07-2019 19 d early 2019-32500122
31-12-2017 31-07-2018 25-06-2018 36 d early 2018-22600103
31-12-2016 31-07-2017 29-08-2017 29 d late 2017-51600589
31-12-2015 31-07-2016 25-08-2016 25 d late 2016-48500093
31-12-2014 31-07-2015 25-03-2015 128 d early 2015-07400155

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€111k
Working capital€-38k+34.2%
Directors1

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 20-02-2024 with the NBB · fiscal year 2023 · verkort
€-200k€0€200k€400kOperating result 2019: €167k€167kNet result 2019: €26k€26kOperating result 2020: €276k€276kNet result 2020: €126k€126kOperating result 2021: €111k€111kNet result 2021: €-33k€-33kOperating result 2022: €-77k€-77kNet result 2022: €-188k€-188kOperating result 2023: €430k€430kNet result 2023: €111k€111k20192020202120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 62, Computer programming & consultancy · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 8.7% 34.5%
better than 27% of 478 sector peers
Net result €111k €14k
better than 83% of 479 sector peers
Equity €230k €72k
better than 74% of 479 sector peers
Gross operating margin €5.10M €70k
better than 95% of 478 sector peers
Staff costs €4.54M €279k
higher than 95% of 254 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P27
2020: P42 · n=1432021: P30 · n=2042022: P20 · n=3462023: P27 · n=4782020 2023
Weakening position over 2020-2023 · n=143-478
Net result P83
2020: P78 · n=1432021: P20 · n=2042022: P12 · n=3462023: P83 · n=4792020 2023
Stable position over 2020-2023 · n=143-479
Equity P74
2020: P63 · n=1432021: P68 · n=2052022: P59 · n=3472023: P74 · n=4792020 2023
Stable position over 2020-2023 · n=143-479
Gross operating margin P95
2020: P95 · n=1432021: P95 · n=2042022: P95 · n=3452023: P95 · n=4782020 2023
Stable position over 2020-2023 · n=143-478
Describes the position versus peers, not a forecast.
EBITDA
€517k
- 18-23
Net profit
€111k
- 18-23
Cash flow
€198k
- 18-23
Total assets
€2.65M
+43.1% 18-23
Equity
€230k
+94.2% 18-23
Working capital
€-38k
+34.2% 18-23
Employees (FTE)
76
+8.1% 18-23
Staff costs
€4.54M
+10.7% 18-23
Income taxes
€138k
+307.4% 18-23
Debt
€2.42M
+39.6% 18-23
Debt ≤ 1y
€2.42M
+39.6% 18-23
Debt > 1y
€5k
- 18-23
Current ratio
0.98
+1.8% 18-23
Quick ratio
0.98
+1.8% 18-23
Solvency
8.7%
+35.8% 18-23
Debt / equity
10.52
-28.1% 18-23
ROE
48.5%
- 18-23
ROA
4.2%
- 18-23
Interest coverage
2.84
- 18-23
Figures by fiscal year
Fiscal year2023
Depositverkort
Revenue-
EBITDA€517k
Net profit€111k
Cash flow€198k
Staff costs€4.54M
Income taxes€138k
Dividends-
Total assets€2.65M
Equity€230k
Debt€2.42M
of which ≤ 1y€2.42M
of which > 1y-
Working capital€-38k
Employees (FTE)75.9
Ratios (computed)
2023
Current ratio0.98
Quick ratio0.98
Working capital ratio-1.4%
Solvency8.7%
Debt / equity10.52
Long-term debt ratio-
Interest coverage2.84
Gross margin-
Net margin-
ROA4.2%
ROE48.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€2.65M
Fixed assets 21/28€268k
Intangible fixed assets 21€172k
Tangible fixed assets 22/27€95k
Financial fixed assets 28€840
Current assets 29/58€2.38M
Amounts receivable within one year 40/41€2.19M
Cash & bank 54/58€94k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.65M
Equity 10/15€230k
Contributions / capital 10/11€6k
Reserves 13€223k
Amounts payable 17/49€2.42M
Amounts payable within one year 42/48€2.42M
Trade debts payable within one year 44€782k
Income statement
Gross operating margin 9900€5.10M
Operating result 9901€430k
Financial income 75€1k
Financial charges 65€182k
Result before taxes 9903€249k
Income taxes 67/77€138k
Net result for the period 9904€111k
Result to be appropriated 9905€111k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • EvolinLegal entity
    Director
    State Gazette act 24144396 (08-10-2024)
    Current
    08-10-2024 → present
  • An Van den Eynde
    Director
    State Gazette act 24153203 (24-10-2024)
    Current
    18-06-2024 → present
    2 events
    • 18-06-2024 Resigned· Director
    • 18-06-2024 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator STEVEN BOEYNAEMS
CUYLITSSTRAAT 48, 2018 ANTWERPEN 1
 11-12-2025 → present Belgian State Gazette

Legal Structure

NACE primary Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200)
Legal form Private limited company(610)
Incorporation31-10-2013
StatusActive
Postal code2840
First BS signal 17-12-2025
Latest BS signal 17-12-2025

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kardinaal Cardijnstraat 72840 Rumst

Establishment units

1 location
Komma Board
Kardinaal Cardijnstraat 7, 2840 RumstComputerconsultancy-activiteiten
since 20132.223.721.436
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,603 m²
Buildings1
Building footprint304 m²
Volume (LiDAR)3,507 m³
Tallest building17.5 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11045A0261/00D009 Flanders 3,603 m² 1 · 303 m² 17.5 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
17-12-2025
Bankruptcy Opening
Date: 11-12-2025 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · KOMMA BOARD BV KARDI- NAAL CARDIJNSTRAAT 7, 2840 RUMST · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-12-17 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

6 acts
Address history · 2
16-06-2025
Registered-office move
25-10-2022
Registered-office move
All acts · 6 updated 1 year ago
2025
08-08-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: proposal
16-06-2025 Registered office moved to Rumst Registered-office change
  • Kardelinaal Cardijnstraat 7, 2840 Rumst
2024
20-12-2024 Publication in the Belgian Official Gazette, Minor change Minor change·Marie-Ghislaine Brosens
Summary: Fiscal year changeNotary: Marie-Ghislaine Brosens · Beerse
24-10-2024 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: Material correction
08-10-2024 Evolin appointed as director Director changes
  • Evolin, Bestuurder
2022
25-10-2022 Registered office moved within Mechelen Registered-office change
  • Schaliënhoevedreef 20 D, 2800 Mechelen → Schaliënhoevedreef 20 E, 2800 Mechelen

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency16Growth32Stability0
30 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 16
Growth 32
Stability 0

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,998 of the 29,838 companies in this sector. 4,558 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameNL Komma Board
Registered office
Kardinaal Cardijnstraat 7
2840 Rumst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.