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KOMIO

Active
Private limited companyfounded 2021active for 5 yearsRue Dessus(Lat.) 30, 1370 Jodoigne, BelgiumKBO/BCE: BE 0765.798.370
Summary

The annual accounts of KOMIO for financial year 2025 show a net loss of 67% of the equity at the start of that year. The 2025 annual accounts show equity of €3,754 and a net result of -€7,693. Equity is shrinking by about 37% per year across the filed financial years. Its solvency ranks better than 26% of 9,496 sector peers (NACE 82, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€18,962total assets 2025
Equity
€3,754
Loss
-€7,693
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Structure
Accounts filed 56 days late0 of 1 deed read
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLatest accounts 56 days late; 3 of the last 3 lateLiquidity: current ratio 0.13, cash €61, halvedlowers riskSector: Office administrative, office support and other business support activities (NACE 82)Size: total assets €18,962Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 19% of its sector peers (NACE 82, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 45-9
equity 19.8% of total assets
Liquidity 48-52
short-term debt 14.3% · cash 0.3%
Profitability 0=
return on assets -40.6%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,623 companies, NACE 82, micro)
Last 24 months 11-2024: 1.4% 12-2024: 1.7%▲ +0.3 percentage points vs 11-2024 01-2025: 2.4%▲ +0.7 percentage points vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.5%▲ +0.1 percentage points vs 02-2025 04-2025: 2.3%▼ -0.2 percentage points vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.3%● unchanged vs 05-2025 07-2025: 2.3%● unchanged vs 06-2025 08-2025: 3.1%▲ +0.8 percentage points vs 07-2025highest value 09-2025: 3.1%● unchanged vs 08-2025highest value 10-2025: 0.3%▼ -2.8 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.9%▲ +0.2 percentage points vs 08-2026 10-2026: 1.4%▲ +0.5 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.13, compared with 7.08 in 2024; short-term debt: 14.3% and cash: 0.3% of total assets), and 80.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 27% on solvency, 32% on liquidity, 5% on profitability and 9% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Latest accounts 56 days late; 3 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 0.13, cash €61, halved
NBB · annual accounts
lowers risk · Size: total assets €18,962
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€7,693
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
56 days late
2024
56 days late
2023
414 days late
2022
61 days late
2021
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 130 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: 5 loss-making years in a rowloss financial year 2025 -€7,693 View
  • Caution: Among the weakest 14% on net resultsector median €16,614 · 9,492 companies -€7,693 View
  • Total assets 20255 financial years filed €18,962 View

By topic

Financials

Financial year
2025
Total assets
€18,962
Loss
-€7,693
Solvency
19.8%
Total assets▼ 51.2%
Net result
20212025
Go to Financials

Timeline

Events
6
Since
2022
Next accounts
by 31-07-2027
  1. 31-12-2023Liquidity more than triples
  2. 30-09-2023Annual accounts filed
  3. 30-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
29-03-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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