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KOMIK CONSULT

Active
Private limited company·Handel in eigen onroerend goed· 4 yrs active
Avenue Bel Horizon 11 ·1301 Wavre, Belgium
KBO/BCE: BE 0780.760.324
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of KOMIK CONSULT is 0.9% (low). The 2024 annual accounts show equity of €18k and a net result of €18k. Equity is growing by ~1737.6% per year across the filed fiscal years. Its solvency ranks better than 35% of 4949 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€18k
Working capital€-358k0%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2024 · micro
€-10k€0€10k€20kOperating result 2022: €-3k€-3kNet result 2022: €-3k€-3kOperating result 2023: €-653€-653Net result 2023: €-733€-733Operating result 2024: €22k€22kNet result 2024: €18k€18k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~1737.6%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-20k€0€20k€40k2025: €27k (€25k - €28k)2026: €36k (€34k - €37k)2027: €45k (€43k - €46k)2022: €2222023: €-5112024: €18k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 4.1% 16.7%
better than 35% of 4949 sector peers
Net result €18k €2k
better than 70% of 4941 sector peers
Equity €18k €27k
better than 44% of 4952 sector peers
Gross operating margin €37k €27k
better than 58% of 4935 sector peers
Total assets €442k €302k
better than 60% of 4951 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P35
2022: P36 · n=31792023: P25 · n=42612024: P35 · n=49492022 2024
Stable position over 2022-2024 · n=3179-4949
Net result P70
2022: P38 · n=31712023: P43 · n=42492024: P70 · n=49412022 2024
Improving position over 2022-2024 · n=3171-4941
Equity P44
2022: P24 · n=31822023: P25 · n=42622024: P44 · n=49522022 2024
Improving position over 2022-2024 · n=3182-4952
Gross operating margin P58
2022: P20 · n=31652023: P29 · n=42372024: P58 · n=49352022 2024
Improving position over 2022-2024 · n=3165-4935
Describes the position versus peers, not a forecast.
EBITDA
€34k
+1111.1% -30% vs sector
Net profit
€18k
- -86% vs sector
Cash flow
€31k
+1012.3% -82% vs sector
Total assets
€442k
-1.4% -95% vs sector
Equity
€18k
- -100% vs sector
Working capital
€-358k
0.0% far below sector median
Income taxes
€4k
- -72% vs sector
Debt
€424k
-5.5% -72% vs sector
Debt ≤ 1y
€367k
+0.8% +27% vs sector
Debt > 1y
€55k
-35.3% -98% vs sector
Current ratio
0.02
+46.6% -100% vs sector
Quick ratio
0.02
+46.6% -100% vs sector
Solvency
4.1%
- -95% vs sector
Debt / equity
23.57
- far above sector median
ROE
102.8%
-28.3% far above sector median
ROA
4.2%
- +95% vs sector
Interest coverage
430.25
+1111.1% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€34k
Net profit€18k
Cash flow€31k
Staff costs-
Income taxes€4k
Dividends-
Total assets€442k
Equity€18k
Debt€424k
of which ≤ 1y€367k
of which > 1y€55k
Working capital€-358k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.02
Quick ratio0.02
Working capital ratio-80.9%
Solvency4.1%
Debt / equity23.57
Long-term debt ratio3.06
Interest coverage430.25
Gross margin-
Net margin-
ROA4.2%
ROE102.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€442k
Fixed assets 21/28€433k
Tangible fixed assets 22/27€433k
Current assets 29/58€9k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€442k
Equity 10/15€18k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€14k
Amounts payable 17/49€424k
Amounts payable after one year 17€55k
Amounts payable within one year 42/48€367k
Income statement
Gross operating margin 9900€37k
Operating result 9901€22k
Financial income 75€4
Financial charges 65€80
Result before taxes 9903€22k
Income taxes 67/77€4k
Net result for the period 9904€18k
Result to be appropriated 9905€18k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
51 / 100 Fair
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
2 companies at this address See who is registered here

Establishment units

1 location
KOMIK CONSULT
Avenue Bel Horizon 11, 1301 WavreHandel in eigen onroerend goed
since 20222.326.837.186
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area475 m²
Buildings1
Building footprint122 m²
Volume (LiDAR)871 m³
Tallest building9.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25006D0221/00R002 Wallonia 475 m² 1 · 122 m² 9.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health51Profitability100Solvency3Growth78Stability94
65 / 100

Strong profile, led by profitability.

Health 51
Profitability 100
Solvency 3
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110
Primary activity highlighted.
Names & trade names
Legal nameFR KOMIK CONSULT
Registered office
Avenue Bel Horizon 11
1301 Wavre, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.