Komfoor
ActiveThe computed 12-month bankruptcy probability of Komfoor is 1.8% (moderate). The 2025 annual accounts show equity of €10k and a net result of €129k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 26% of 18237 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency31▼-1
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.7%
Return on assets
72.6%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
2 d late
2024
on the day
2023
1 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 4.8%
2024 · €11k
2022: €8k
2023: €11k
2024: €11k
2022 → 2025
Total assets
€178k▲ 14.0%
2024 · €156k
2022: €107k
2023: €156k
2024: €156k
2022 → 2025
Net result
€129k▼ 4.1%
2024 · €135k
2022: €85k
2023: €113k
2024: €135k
2022 → 2025
Working capital
€-20k▲ 12.7%
2024 · €-23k
2022: €-15k
2023: €-25k
2024: €-23k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€8k-€11k▲ 42.3%€11k▲ 0.2%€10k▼ 4.8%
Operating result€86k-€117k▲ 36.0%€136k▲ 16.3%€133k▼ 2.0%
Net result€85k-€113k▲ 33.9%€135k▲ 19.3%€129k▼ 4.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€47k▼ 24.9%
Current assets
€131k▲ 40.0%
Equity and liabilities €178k
Equity
€10k▼ 4.8%
Debt
€168k▲ 15.4%
The debt ratio rises from 93.2% to 94.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€148k▼
2024 · €151k
Cash flow
€145k▼
2024 · €150k
Solvency
5.7%▼
2024 · 6.8%
Current ratio
0.87▲
2024 · 0.80
Quick ratio
0.80▲
2024 · 0.72
Debt / equity
16.51▲
2024 · 13.62
ROA
72.6%▼
2024 · 86.3%
Interest coverage
40.69▲
2024 · 37.78
Debt
€168k▲
2024 · €146k
Debt ≤ 1 year
€151k▲
2024 · €117k
Debt > 1 year
€17k▼
2024 · €29k
Income taxes
€1k▲
2024 · €665
Staff costs
€102k▲
2024 · €101k
A ratio outside any meaningful range has been withheld (balance sheet total €178k, equity €10k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€156k€178k▲
Fixed assets21/28€63k€47k▼
Intangible fixed assets21€2k€2k▼
Tangible fixed assets22/27€61k€45k▼
Plant, machinery and equipment23€17k€14k▼
Furniture and vehicles24€44k€31k▼
Current assets29/58€94k€131k▲
Stocks and contracts in progress3€9k€10k▲
Stocks30/36€9k€10k▲
Amounts receivable within one year40/41€80k€113k▲
Other amounts receivable41€80k€113k▲
Cash at bank and in hand54/58€1k€4k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€156k€178k▲
Equity10/15€11k€10k▼
Contributions10/11€3k€3k=
Reserves13€8k€7k▼
Distributable reserves133€8k€7k▼
Amounts payable17/49€146k€168k▲
Amounts payable after more than one year17€29k€17k▼
Financial debts170/4€29k€17k▼
Amounts payable within one year42/48€117k€151k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Financial debts43€7k€6k▼
Credit institutions430/8€7k€6k▼
Trade debts44€14k€16k▲
Suppliers440/4€14k€16k▲
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€7k€3k▼
Remuneration and social security454/9€4k€7k▲
Other amounts payable47/48€74k€107k▲
Income statement
Code20242025
Remuneration, social security and pensions62€101k€102k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€861€2k▲
Gross operating margin9900€252k€252k=
Operating profit (loss)9901€136k€133k▼
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€136k€131k▼
Income taxes67/77€665€1k▲
Profit (loss) for the period9904€135k€129k▼
Profit (loss) for the period to be appropriated9905€135k€129k▼
Appropriation of the result
Profit (loss) to be appropriated9906€135k€129k▼
Transfer from equity791/2-€513
Transfer to equity691/2€23-
To other reserves6921€23-
Profit to be distributed694/7€135k€130k▼
Directors or managers695€135k€130k▼
Social balance
Average headcount (FTE)90872.2-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2022net €135k ▲19.3%
Operating result €136k, net result €135k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groene Spechtstraat (Odk) 188670 KoksijdeGround area
1,739 m²
Building footprint
619 m²
Volume, LiDAR
3,892 m³
2 parcels, Flanders · tallest building 18.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Komfoor
since 20212.322.349.353
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018A0220/00C000 | Flanders | 1,111 m² | 1 · 145 m² | 7.8 m · 1 fl. |
| 38502F1109/00A000 | Flanders | 628 m² | 1 · 474 m² | 18.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteKoksijde2.322.349.353
Similar companies · same sector, comparable size
Slagerij De Luxe
BE 0720.952.005
Antwerpen · Eq €10k
ECOTOM
BE 0741.450.182
Aalter · Eq €10k
GOZEL
BE 0789.874.958
Houthalen-Helchteren · Eq €10k
Amno
BE 0784.243.812
Aarschot · Eq €10k
WATANY
BE 1006.387.965
Antwerpen · Eq €10k
Of 3,043 companies in sector 47221 we hold annual accounts for 1,562. 731 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2021
Fiscal year end30-06
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
56101Full-service restaurants
56111Full-service restaurants
47222Retail trade
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.