KOMER
Open bankruptcyA bankruptcy procedure is open for KOMER according to publications in the Belgian State Gazette; curator: MAARTEN BENTEIN. The 2022 annual accounts show equity of €36k and a net result of €-5k.
Signals
Three signals.
+raises risk○neutral
Financials · fiscal year 2022, micro schema
Equity
€36k▼ 12.4%
2021 · €41k
2018: €74k
2019: €84k
2020: €87k
2021: €41k
2018 → 2022
Total assets
€55k▼ 11.5%
2021 · €62k
2018: €77k
2019: €98k
2020: €103k
2021: €62k
2018 → 2022
Net result
€-5k▲ 88.9%
2021 · €-46k
2018: €10k
2019: €10k
2020: €3k
2021: €-46k
2018 → 2022
Working capital
€36k▼ 12.4%
2021 · €41k
2018: €74k
2019: €89k
2020: €87k
2021: €41k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€74k-€84k▲ 13.4%€87k▲ 3.5%€41k▼ 52.6%€36k▼ 12.4%
Operating result€15k-€15k▲ 1.3%€5k▼ 64.6%€-45k€-3k▲ 92.5%
Net result€10k-€10k▲ 2.0%€3k▼ 70.1%€-46k€-5k▲ 88.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2022 against €45k in 2021; the loss shrinks.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Equity and liabilities €55k
Equity
€36k▼ 12.4%
Debt
€19k▼ 9.8%
The debt ratio rises from 33.7% to 34.4%. Equity and debt are lower.
Key figures and ratios
Solvency
65.6%▼
2021 · 66.3%
Current ratio
2.91▼
2021 · 2.97
Quick ratio
2.91▼
2021 · 2.97
Debt / equity
0.52▲
2021 · 0.51
ROE
-14.1%▲
2021 · -111.1%
ROA
-9.3%▲
2021 · -73.6%
Debt
€19k▼
2021 · €21k
Debt ≤ 1 year
€19k▼
2021 · €21k
Income taxes
€-675▼
2021 · €-309
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€62k€55k▼
Current assets29/58€62k€55k▼
Amounts receivable within one year40/41€60k€55k▼
Trade receivables40€48k€55k▲
Other amounts receivable41€12k-
Cash at bank and in hand54/58€2k€40▼
Equity and liabilities
Total equity and liabilities10/49€62k€55k▼
Equity10/15€41k€36k▼
Contributions10/11€12k€12k=
Reserves13€41k€41k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€39k€39k=
Profit (loss) carried forward14€-13k€-18k▼
Amounts payable17/49€21k€19k▼
Amounts payable within one year42/48€21k€19k▼
Trade debts44€21k€16k▼
Suppliers440/4€21k€16k▼
Taxes, remuneration and social security45€295€2k▲
Taxes450/3€295€2k▲
Other amounts payable47/48-€848
Income statement
Code20212022
Non-recurring operating income76A-€318
Other operating charges640/8€875€3k▲
Gross operating margin9900€-44k€-828▲
Operating profit (loss)9901€-45k€-3k▲
Financial charges65/66B€497€2k▲
Recurring financial charges65€497€2k▲
Profit (loss) for the period before taxes9903€-46k€-6k▲
Income taxes67/77€-309€-675▼
Profit (loss) for the period9904€-46k€-5k▲
Profit (loss) for the period to be appropriated9905€-46k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-18k▼
Profit (loss) brought forward from the previous period14P€33k€-13k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1026 days late
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1389 days late
2025
25-08
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · KOMER BV GRAAF CORNET- STRAAT 71, 1981. ZEMST · event 19-08-2025
2021
31-12
Financial
Weakest financial yearnet €-46k ▼1640%
Net result drops to €-46k, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Highest result since 2018net €10k ▲2%
Operating result €15k, net result €10k, both a record.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
2015
28-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 28 days late
2014
30-07
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graaf Cornetstraat 711981 ZemstGround area
1,120 m²
Building footprint
236 m²
Volume, LiDAR
1,251 m³
2 parcels, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Komer
since 20122.211.405.505
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24039A0150/00H000 | Flanders | 782 m² | 1 · 135 m² | 8.1 m · 2 fl. |
| 23034A0237/00C002 | Flanders | 338 m² | 1 · 101 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MAARTEN BENTEIN EDMOND TOLLENAERE-
STRAAT 56-76 B23, 1020 BRUSSEL 2- maart |
19-08-2025 → present |
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-07-2012
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.