KOLO
ActiveSummary
KOLO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €360k and a net result of €53k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 68% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-9
Solvency96▲+8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 3.11 in 2024; short-term debt: 21.8% and cash: 7.9% of total assets), and 28.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.2%
Return on assets
10.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
126 d early
2024
119 d early
2023
97 d early
2022
52 d early
2021
115 d early
2020
106 d early
2019
121 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€360k▲ 0.9%
2024 · €357k
2018: €391k
2019: €397k
2020: €345k
2021: €348k
2022: €352k
2023: €354k
2024: €357k
2018 → 2025
Total assets
€506k▼ 11.0%
2024 · €569k
2018: €602k
2019: €539k
2020: €716k
2021: €586k
2022: €802k
2023: €603k
2024: €569k
2018 → 2025
Net result
€53k▼ 48.2%
2024 · €103k
2018: €208k
2019: €193k
2020: €588k
2021: €307k
2022: €265k
2023: €122k
2024: €103k
2018 → 2025
Working capital
€302k▼ 6.0%
2024 · €321k
2018: €92k
2019: €96k
2020: €337k
2021: €339k
2022: €346k
2023: €269k
2024: €321k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€348k-€352k▲ 1.3%€354k▲ 0.7%€357k▲ 0.8%€360k▲ 0.9%
Operating result€414k-€356k▼ 14.0%€163k▼ 54.3%€137k▼ 15.8%€70k▼ 49.3%
Net result€307k-€265k▼ 13.9%€122k▼ 53.8%€103k▼ 16.0%€53k▼ 48.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 49% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €506k
Fixed assets
€94k ▼ 1.9%
Current assets
€412k ▼ 12.9%
Equity and liabilities €506k
Equity
€360k ▲ 0.9%
Debt
€145k ▼ 31.2%
Debt's share of the balance-sheet total falls from 37.2% to 28.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€86k▼
2024 · €150k
Cash flow
€70k▼
2024 · €115k
Current ratio
3.74▲
2024 · 3.11
Quick ratio
3.36▲
2024 · 2.82
Debt to equity
0.40▼
2024 · 0.59
ROE
14.8%▼
2024 · 28.8%
ROA
10.5%▼
2024 · 18.1%
Interest coverage
21.03▼
2024 · 38.34
Debt ≤ 1 year
€110k▼
2024 · €152k
Debt > 1 year
€35k▼
2024 · €59k
Income taxes
€21k▼
2024 · €36k
Staff costs
€253k▼
2024 · €327k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€569k€506k▼
Fixed assets21/28€96k€94k▼
Tangible fixed assets22/27€96k€94k▼
Plant, machinery and equipment23€68k€71k▲
Furniture and vehicles24€20k€18k▼
Other tangible fixed assets26€7k€5k▼
Current assets29/58€473k€412k▼
Stocks and contracts in progress3€44k€42k▼
Stocks30/36€44k€42k▼
Amounts receivable within one year40/41€136k€113k▼
Trade receivables40€134k€106k▼
Other amounts receivable41€2k€7k▲
Current investments50/53€185k€200k▲
Cash at bank and in hand54/58€92k€40k▼
Deferred charges and accrued income490/1€16k€17k▲
Equity and liabilities
Total equity and liabilities10/49€569k€506k▼
Equity10/15€357k€360k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€62k€62k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€56k€56k=
Profit (loss) carried forward14€233k€236k▲
Amounts payable17/49€211k€145k▼
Amounts payable after more than one year17€59k€35k▼
Financial debts170/4€59k€35k▼
Amounts payable within one year42/48€152k€110k▼
Current portion of amounts payable after more than one year42€24k€24k▲
Financial debts43€7k€8k▲
Credit institutions430/8€7k€8k▲
Trade debts44€68k€44k▼
Suppliers440/4€68k€44k▼
Taxes, remuneration and social security45€53k€34k▼
Taxes450/3€31k€17k▼
Remuneration and social security454/9€22k€17k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A€500€0▼
Remuneration, social security and pensions62€327k€253k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€16k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€3k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€480k€343k▼
Operating profit (loss)9901€137k€70k▼
Financial income75/76B€6k€9k▲
Recurring financial income75€6k€9k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€139k€74k▼
Income taxes67/77€36k€21k▼
Profit (loss) for the period9904€103k€53k▼
Profit (loss) for the period to be appropriated9905€103k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€333k€286k▼
Profit (loss) brought forward from the previous period14P€230k€233k▲
Profit to be distributed694/7€100k€50k▼
Return on contributions (dividend)694€100k€50k▼
Social balance
Average headcount (FTE)90877.46.2▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €53k ▼48.2%
Net result drops to €53k, the lowest in the series.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €588k ▲204%
Operating result €783k, net result €588k, both a record.
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwade Weide (C) 182920 KalmthoutGround area
4,101 m²
Building footprint
1,617 m²
Volume, LiDAR
8,863 m³
Parcel 11662E0525/00G000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOLO NV
since 19942.065.785.739
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0525/00G000 | Flanders | 4,101 m² | 1 · 1,617 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ets. Ph. Gillet
BE 0421.712.052
Jette · Eq €360,413
Julot
BE 0654.865.410
Westerlo · Eq €360,461
Lieven Vereecke
BE 0821.953.749
Torhout · Eq €360,329
CHRISTOPHE DUFOURNIER CONSEIL
BE 0821.095.892
Oudergem · Eq €360,314
HASNE
BE 0791.598.192
Tournai · Eq €360,310
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,047 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-02-1994
Fiscal year end31-12
Activities, NACEBEL 2025
25510Coating of metals
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.