Koleneind Beleggingen
ActiveSummary
Koleneind Beleggingen has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €2k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 15% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-6
Solvency33▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.21 in 2024; short-term debt: 45.6% and cash: 0.2% of total assets), and 91.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.2%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
6 d early
2020
27 d late
2019
54 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 1.6%
2024 · €109k
2018: €9k
2019: €20k
2020: €52k
2021: €77k
2022: €87k
2023: €107k
2024: €109k
2018 → 2025
Total assets
€1.35M▲ 22.7%
2024 · €1.10M
2018: €96k
2019: €76k
2020: €76k
2021: €425k
2022: €496k
2023: €718k
2024: €1.10M
2018 → 2025
Net result
€2k▼ 29.0%
2024 · €2k
2018: €17k
2019: €11k
2020: €32k
2021: €24k
2022: €10k
2023: €21k
2024: €2k
2018 → 2025
Working capital
€-515k▼ 16.8%
2024 · €-441k
2018: €-52k
2019: €-35k
2020: €1k
2021: €-113k
2022: €-189k
2023: €-380k
2024: €-441k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€87k▲ 13.4%€107k▲ 22.3%€109k▲ 2.2%€111k▲ 1.6%
Operating result€41k-€26k▼ 35.8%€39k▲ 48.2%€19k▼ 50.0%€18k▼ 6.5%
Net result€24k-€10k▼ 57.9%€21k▲ 104%€2k▼ 88.7%€2k▼ 29.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.35M
Fixed assets
€1.25M ▲ 27.4%
Current assets
€101k ▼ 15.9%
Equity and liabilities €1.35M
Equity
€111k ▲ 1.6%
Debt
€1.24M ▲ 25.0%
Debt's share of the balance-sheet total rises from 90.1% to 91.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€72k▼
2024 · €86k
Cash flow
€55k▼
2024 · €69k
Current ratio
0.16▼
2024 · 0.21
Debt to equity
11.21▲
2024 · 9.10
ROE
1.5%▼
2024 · 2.2%
ROA
0.1%▼
2024 · 0.2%
Interest coverage
4.48▼
2024 · 5.21
Debt ≤ 1 year
€616k▲
2024 · €560k
Debt > 1 year
€624k▲
2024 · €431k
Income taxes
€460▼
2024 · €596
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.35M▲
Fixed assets21/28€981k€1.25M▲
Tangible fixed assets22/27€981k€1.25M▲
Land and buildings22€925k€1.22M▲
Furniture and vehicles24€55k€30k▼
Current assets29/58€120k€101k▼
Amounts receivable within one year40/41€109k€96k▼
Trade receivables40€95k€82k▼
Other amounts receivable41€15k€14k▼
Cash at bank and in hand54/58€6k€3k▼
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.35M▲
Equity10/15€109k€111k▲
Contributions10/11€19k€19k=
Reserves13€90k€92k▲
Distributable reserves133€90k€92k▲
Amounts payable17/49€992k€1.24M▲
Amounts payable after more than one year17€431k€624k▲
Financial debts170/4€431k€624k▲
Amounts payable within one year42/48€560k€616k▲
Current portion of amounts payable after more than one year42€28k€40k▲
Financial debts43-€30
Credit institutions430/8-€30
Trade debts44€80k€6k▼
Suppliers440/4€80k€6k▼
Taxes, remuneration and social security45€30k€35k▲
Taxes450/3€6k€11k▲
Remuneration and social security454/9€24k€24k=
Other amounts payable47/48€424k€534k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€54k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€91k€77k▼
Operating profit (loss)9901€19k€18k▼
Financial charges65/66B€17k€16k▼
Recurring financial charges65€17k€16k▼
Profit (loss) for the period before taxes9903€3k€2k▼
Income taxes67/77€596€460▼
Profit (loss) for the period9904€2k€2k▼
Profit (loss) for the period to be appropriated9905€2k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▼
Transfer to equity691/2€2k€2k▼
To other reserves6921€2k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €2k ▼29%
Net result drops to €2k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €100kEq €107k ▲22.3%
6 profitable years in a row build equity to €107k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €32k ▲195%
Operating result €52k, net result €32k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.04
Current ratio from 0.37 to 1.04; short-term debt falls from €56k to €24k.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koleneind 683930 Hamont-AchelGround area
1,262 m²
Building footprint
253 m²
Volume, LiDAR
1,293 m³
Parcel 72012A1134/00E000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Insight Information
since 20072.159.147.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72012A1134/00E000 | Flanders | 1,262 m² | 1 · 253 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COSHOMED
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,758 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.