KOLEA DESIGN
ActiveThe file of KOLEA DESIGN contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 3.3% (moderate). The 2025 annual accounts show equity of €222k and a net result of €48k. Equity is growing by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 7376 sector peers (fiscal year 2025).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+1
Solvency52▲+2
Growth52=
Track record79
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity tight (current ratio 1.35 against 1.32 in 2024; short-term debt: 73.2% and cash: 0.2% of total assets), and 73.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.8%
Return on assets
5.8%
Age of the figures
15 mo
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-09-2026, 216 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
216 d late
2024
174 d late
2023
268 d late
2022
220 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€222k▲ 27.8%
2024 · €173k
2022: €80k
2023: €140k
2024: €173k
2022 → 2025
Total assets
€827k▲ 20.3%
2024 · €687k
2022: €243k
2023: €696k
2024: €687k
2022 → 2025
Net result
€48k▲ 46.2%
2024 · €33k
2022: €75k
2023: €60k
2024: €33k
2022 → 2025
Working capital
€214k▲ 31.2%
2024 · €163k
2022: €72k
2023: €124k
2024: €163k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€80k-€140k▲ 75.1%€173k▲ 23.5%€222k▲ 27.8%
Operating result€75k-€61k▼ 19.5%€33k▼ 45.4%€48k▲ 45.8%
Net result€75k-€60k▼ 19.9%€33k▼ 45.3%€48k▲ 46.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €827k
Fixed assets
€8k▼ 26.5%
Current assets
€819k▲ 21.0%
Equity and liabilities €827k
Equity
€222k▲ 27.8%
Debt
€605k▲ 17.7%
The debt ratio falls from 74.8% to 73.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k▲
2024 · €39k
Cash flow
€51k▲
2024 · €39k
Solvency
26.8%▲
2024 · 25.2%
Current ratio
1.35▲
2024 · 1.32
Quick ratio
1.35▲
2024 · 1.32
Debt / equity
2.73▼
2024 · 2.97
ROE
21.7%▲
2024 · 19.0%
ROA
5.8%▲
2024 · 4.8%
Interest coverage
1498.74▲
2024 · 336.97
Debt
€605k▲
2024 · €514k
Debt ≤ 1 year
€605k▲
2024 · €514k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€687k€827k▲
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€10k€8k▼
Furniture and vehicles24€10k€8k▼
Current assets29/58€677k€819k▲
Amounts receivable within one year40/41€677k€818k▲
Trade receivables40€659k€795k▲
Other amounts receivable41€18k€23k▲
Cash at bank and in hand54/58€180€1k▲
Equity and liabilities
Total equity and liabilities10/49€687k€827k▲
Equity10/15€173k€222k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€168k€217k▲
Amounts payable17/49€514k€605k▲
Amounts payable within one year42/48€514k€605k▲
Trade debts44€441k€574k▲
Suppliers440/4€441k€574k▲
Taxes, remuneration and social security45€20k€20k=
Remuneration and social security454/9€20k€20k=
Other amounts payable47/48€53k€11k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€647€1k▲
Gross operating margin9900€40k€52k▲
Operating profit (loss)9901€33k€48k▲
Financial charges65/66B€117€34▼
Recurring financial charges65€117€34▼
Profit (loss) for the period before taxes9903€33k€48k▲
Profit (loss) for the period9904€33k€48k▲
Profit (loss) for the period to be appropriated9905€33k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€168k€217k▲
Profit (loss) brought forward from the previous period14P€135k€168k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 216 days late
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 174 days late
30-06
Financial
Equity above €200kEq €222k ▲27.8%
4 profitable years in a row build equity to €222k.
20-01
Bankruptcy
Bankruptcy reversal
Tribunal de l’entreprise francophone de Bruxelles · SRL KOLEA DESIGN CHAUSSEE DE MONS 1125, 1070 ANDERLECHT. déclarée le 4 novembre 2024 · event 13-01-2025
2024
12-11
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL KOLEA DESIGN CHAUSSEE DE MONS 1125, 1070 ANDERLECHT · event 04-11-2024
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 268 days late
30-06
Financial
Weakest financial yearnet €33k ▼45.3%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €150kEq €173k ▲23.5%
3 profitable years in a row build equity to €173k.
2023
08-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 220 days late
30-06
Financial
Equity above €100kEq €140k ▲75.1%
2 profitable years in a row build equity to €140k.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Processiestraat 491070 AnderlechtGround area
270 m²
Building footprint
104 m²
Volume, LiDAR
1,357 m³
Parcel 21001A0660/00W002, Brussels · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
KOLEA DESIGN
since 20212.342.964.526
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0660/00W002 | Brussels | 270 m² | 1 · 104 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | CHRISTOPHE CHARDON AVENUE DU CENTE-
NAIRE 120, 1400 NIVELLES |
04-11-2024 → present |
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 11,842 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2020
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43240Other construction installation
43299Specialised construction activities
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.