KOKEN DE GRAEF
ActiveThe computed 12-month bankruptcy probability of KOKEN DE GRAEF is 4.0% (moderate). The 2025 annual accounts show equity of €61k and a net result of €48k. Equity is growing by ~60.3% per year across the filed fiscal years. Its solvency ranks better than 35% of 13071 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency8▼-60
Growth78=
Stability100
Bankruptcy probability, 12 months
4.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity short (current ratio 0.27 against 0.79 in 2024), and 87.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.7%
Return on assets
10%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
2 d early
2022
5 d early
2021
4 d early
2020
31 d late
2019
131 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▼ 73.9%
2024 · €234k
2019: €13k
2020: €36k
2021: €66k
2022: €123k
2023: €173k
2024: €234k
2019 → 2025
Total assets
€481k▲ 0.9%
2024 · €476k
2019: €88k
2020: €485k
2021: €455k
2022: €471k
2023: €515k
2024: €476k
2019 → 2025
Net result
€48k▼ 21.5%
2024 · €61k
2019: €625
2020: €23k
2021: €30k
2022: €57k
2023: €49k
2024: €61k
2019 → 2025
Working capital
€-206k▼ 831%
2024 · €-22k
2019: €-38k
2020: €-132k
2021: €-120k
2022: €-89k
2023: €-77k
2024: €-22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€123k▲ 86.0%€173k▲ 40.2%€234k▲ 35.5%€61k▼ 73.9%
Operating result€45k-€79k▲ 74.7%€71k▼ 9.9%€87k▲ 23.1%€70k▼ 20.0%
Net result€30k-€57k▲ 89.1%€49k▼ 13.1%€61k▲ 23.9%€48k▼ 21.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €481k
Fixed assets
€403k▲ 3.1%
Current assets
€78k▼ 9.1%
Equity and liabilities €481k
Equity
€61k▼ 73.9%
Debt
€419k▲ 73.1%
The debt ratio rises from 50.9% to 87.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€119k▼
2024 · €132k
Cash flow
€97k▼
2024 · €106k
Solvency
12.7%▼
2024 · 49.1%
Current ratio
0.27▼
2024 · 0.79
Quick ratio
0.27▼
2024 · 0.79
Debt / equity
6.86▲
2024 · 1.04
ROE
78.7%▲
2024 · 26.2%
ROA
10.0%▼
2024 · 12.9%
Interest coverage
15.65▲
2024 · 15.48
Debt
€419k▲
2024 · €242k
Debt ≤ 1 year
€284k▲
2024 · €108k
Debt > 1 year
€136k▲
2024 · €135k
Income taxes
€14k▼
2024 · €18k
Staff costs
€90k▼
2024 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€476k€481k▲
Fixed assets21/28€391k€403k▲
Tangible fixed assets22/27€389k€402k▲
Land and buildings22€226k€221k▼
Plant, machinery and equipment23€122k€115k▼
Furniture and vehicles24€42k€66k▲
Financial fixed assets28€2k€1k▼
Current assets29/58€85k€78k▼
Amounts receivable within one year40/41€56k€56k▼
Trade receivables40€54k€41k▼
Other amounts receivable41€2k€15k▲
Cash at bank and in hand54/58€28k€18k▼
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€476k€481k▲
Equity10/15€234k€61k▼
Contributions10/11€12k€12k=
Reserves13€222k€49k▼
Distributable reserves133€222k€49k▼
Amounts payable17/49€242k€419k▲
Amounts payable after more than one year17€135k€136k▲
Financial debts170/4€135k€136k▲
Amounts payable within one year42/48€108k€284k▲
Current portion of amounts payable after more than one year42€34k€40k▲
Trade debts44€21k€28k▲
Suppliers440/4€21k€28k▲
Taxes, remuneration and social security45€22k€21k▼
Taxes450/3€14k€8k▼
Remuneration and social security454/9€8k€12k▲
Other amounts payable47/48€30k€195k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€91k€90k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€49k▲
Other operating charges640/8€2k€400▼
Gross operating margin9900€224k€209k▼
Operating profit (loss)9901€87k€70k▼
Financial income75/76B€85€19▼
Recurring financial income75€85€19▼
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€79k€62k▼
Income taxes67/77€18k€14k▼
Profit (loss) for the period9904€61k€48k▼
Profit (loss) for the period to be appropriated9905€61k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€48k▼
Transfer from equity791/2-€221k
Transfer to equity691/2€61k€48k▼
To other reserves6921€61k€48k▼
Profit to be distributed694/7-€221k
Return on contributions (dividend)694-€221k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €61k ▲23.9%
Operating result €87k, net result €61k, both a record.
31-12
Financial
Equity above €200kEq €234k ▲35.5%
6 profitable years in a row build equity to €234k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €173k ▲40.2%
5 profitable years in a row build equity to €173k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €123k ▲86%
4 profitable years in a row build equity to €123k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 131 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ten Hove 289255 BuggenhoutGround area
1,352 m²
Building footprint
287 m²
Volume, LiDAR
1,734 m³
2 parcels, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
KOKEN DE GRAEF
since 20192.287.836.951
Koken De Graef
since 20222.338.786.893
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42004B0028/00C000 | Flanders | 1,108 m² | 1 · 165 m² | 8.1 m · 1 fl. |
| 23048E0171/00H003 | Flanders | 244 m² | 1 · 122 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 352 EUR awarded · 352 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
| 2024 | 1 | 176 EUR | 176 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
2 sites · 1 with a smileyLonderzeel2.287.836.951
Buggenhout2.338.786.893
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ESSTRAGON
BE 0477.508.333
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JOUR DE FETE
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FENIKS EVENTS
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Ternat · Eq €61k
Of 7,473 companies in sector 56210 we hold annual accounts for 2,425. 2,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2019
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.