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KOIS Advisory

Active
Public limited companyfounded 20214 yrs activeGachardstraat 88, 1050 Elsene, BelgiumKBO/BCE: BE 0778.959.290
Summary

The computed 12-month bankruptcy probability of KOIS Advisory is 2.7% (moderate). The 2024 annual accounts show negative equity (-€749,773) and a net result of -€561,965. Equity is shrinking by ~223.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 4626 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
KOIS AdvisoryActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Activities of head offices
NACE 70100Business and other management consultancy NACE 70200Business consulting NACE 70220
1 site
Size
€553,994total assets 2024
Staff
10.7 FTE
Equity
-€749,773
Loss
-€561,965
Financial health
49 Fair Checked score 2024
Bankruptcy chance 12 m
2.7%
Structure
Holdings
1
Accounts 64 d overdue1 of 7 deeds read
Why 49- Figures for FY 2024 (filed 01-10-2025)- Loss of €561,965, the second in a row (FY 2024)- 1 financial year not filed after the legal deadline; latest accounts 60 days late; 3 of the last 3 late+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 8% of its sector peers (NACE 70, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 0-9
equity -135.3% of total assets
Liquidity 43+5
short-term debt 235.2% · cash 34.3%
Profitability 0=
return on assets -101.4%
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,507 companies)
Last 24 months 11-2024: 1.9% 12-2024: 1.9%● 0.0% vs 11-2024 01-2025: 1.9%▼ -0.5% vs 12-2024 02-2025: 1.9%● 0.0% vs 01-2025 03-2025: 1.9%▼ -0.9% vs 02-2025 04-2025: 1.9%▲ +3.4% vs 03-2025 05-2025: 1.1%▼ -44.8% vs 04-2025 06-2025: 1.0%▼ -2.1% vs 05-2025lowest value 07-2025: 1.1%▲ +3.5% vs 06-2025 08-2025: 1.5%▲ +40.8% vs 07-2025 09-2025: 1.5%▲ +1.5% vs 08-2025 10-2025: 2.4%▲ +56.9% vs 09-2025 11-2025: 1.2%▼ -49.2% vs 10-2025 12-2025: 1.2%▲ +0.2% vs 11-2025 01-2026: 1.2%● 0.0% vs 12-2025 02-2026: 1.2%● 0.0% vs 01-2026 03-2026: 1.2%▼ -4.0% vs 02-2026 04-2026: 1.2%● 0.0% vs 03-2026 05-2026: 1.1%▼ -4.3% vs 04-2026 06-2026: 1.2%▲ +2.5% vs 05-2026 07-2026: 1.2%▲ +0.5% vs 06-2026 08-2026: 1.6%▲ +38.8% vs 07-2026 09-2026: 1.8%▲ +9.1% vs 08-2026 10-2026: 2.7%▲ +50.7% vs 09-2026highest value
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Figures for FY 2024 (filed 01-10-2025) raises the probability
  • Loss of €561,965, the second in a row (FY 2024) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 60 days late; 3 of the last 3 late raises the probability
No credit on open account
Liquidity short (current ratio 0.35 against 0.8 in 2023; short-term debt: 235.2% and cash: 34.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 1%, liquidity 29%, profitability 1%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Figures for FY 2024 (filed 01-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €561,965, the second in a row (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 60 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
222324
2022 to 2024 · latest year -€749,773
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
60 d late
2023
58 d late
2022
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 50 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Florian Kemmerich (director)State Gazette act
  2. Annual accounts filedfiscal year 2024 · full…
  3. Weakest financial yearnet -€561,965

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€749,773 View
  • Caution: Result fell in 2024from -€278,098 to -€561,965 ▼ 102% View
  • Caution: Among the weakest 5% on solvencysector median 48.9% · 4,626 companies -135.3% View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€561,965 View
  • A director leftlatest change 12-05-2026 · 0 in office 1 left View

By topic

Financials

Fiscal year
2024
Total assets
€553,994
Loss
-€561,965
Solvency
-135.3%
Total assets▼ 53.0%
Net result
20222024
Go to Financials

Timeline

Events
5
Since
2023
  1. 12-05-2026Resignation: Florian Kemmerich (director)
  2. 29-09-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Activities of head officesNACE 70100
Founded
22-12-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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