KOIOS
ActiveSummary
KOIOS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €-22k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▲+31
Solvency82▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.08 in 2024; short-term debt: 43.2% and cash: 2.2% of total assets), and 43.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.8%
Return on assets
-15.9%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-22k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-11-2025, 178 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
178 d early
2024
98 d early
2023
40 d early
2022
149 d early
2021
2 d early
2020
10 d early
2019
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▼ 21.8%
2024 · €102k
2018: €152k
2019: €136k
2020: €197k
2021: €219k
2022: €233k
2023: €171k
2024: €102k
2018 → 2025
Total assets
€141k▼ 14.5%
2024 · €164k
2018: €302k
2019: €302k
2020: €316k
2021: €364k
2022: €344k
2023: €229k
2024: €164k
2018 → 2025
Net result
€-22k▲ 67.6%
2024 · €-69k
2018: €34k
2019: €40k
2020: €60k
2021: €63k
2022: €44k
2023: €-62k
2024: €-69k
2018 → 2025
Working capital
€-57k▼ 37.0%
2024 · €-42k
2018: €43k
2019: €29k
2020: €79k
2021: €75k
2022: €92k
2023: €34k
2024: €-42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€219k-€233k▲ 6.5%€171k▼ 26.5%€102k▼ 40.3%€80k▼ 21.8%
Operating result€88k-€65k▼ 26.3%€-60k€-67k▼ 12.4%€-22k▲ 67.5%
Net result€63k-€44k▼ 29.6%€-62k€-69k▼ 11.5%€-22k▲ 67.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €67k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€137k ▼ 14.7%
Current assets
€3k ▼ 8.6%
Equity and liabilities €141k
Equity
€80k ▼ 21.8%
Debt
€61k ▼ 2.5%
Debt's share of the balance-sheet total rises from 37.9% to 43.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▲
2024 · €-42k
Cash flow
€1k▲
2024 · €-44k
Current ratio
0.05▼
2024 · 0.08
Debt to equity
0.76▲
2024 · 0.61
ROE
-27.9%▲
2024 · -67.5%
ROA
-15.9%▲
2024 · -41.9%
Interest coverage
3.69▲
2024 · -25.52
Debt ≤ 1 year
€61k▲
2024 · €46k
Income taxes
€68▼
2024 · €308
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€164k€141k▼
Fixed assets21/28€161k€137k▼
Tangible fixed assets22/27€161k€137k▼
Land and buildings22€142k€124k▼
Plant, machinery and equipment23€1k€451▼
Furniture and vehicles24€18k€13k▼
Current assets29/58€4k€3k▼
Amounts receivable within one year40/41€2k€220▼
Trade receivables40€2k-
Other amounts receivable41€221€220▼
Cash at bank and in hand54/58€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€164k€141k▼
Equity10/15€102k€80k▼
Contributions10/11€12k€12k=
Reserves13€107k€107k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€105k€105k=
Profit (loss) carried forward14€-17k€-39k▼
Amounts payable17/49€62k€61k▼
Amounts payable after more than one year17€17k-
Financial debts170/4€17k-
Amounts payable within one year42/48€46k€61k▲
Current portion of amounts payable after more than one year42€19k€14k▼
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€154€68▼
Taxes450/3€154€68▼
Other amounts payable47/48€23k€47k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€24k▼
Other operating charges640/8€3k€547▼
Gross operating margin9900€-38k€2k▲
Operating profit (loss)9901€-67k€-22k▲
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€2k€498▼
Recurring financial charges65€2k€498▼
Profit (loss) for the period before taxes9903€-69k€-22k▲
Income taxes67/77€308€68▼
Profit (loss) for the period9904€-69k€-22k▲
Profit (loss) for the period to be appropriated9905€-69k€-22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-39k▼
Profit (loss) brought forward from the previous period14P€52k€-17k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-69k
Net result drops to €-69k, the lowest in the series; recovery starts the following year.
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
02-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €63k ▲4.1%
Operating result €88k, net result €63k, both a record.
30-09
Financial
Equity above €200kEq €219k ▲11.1%
4 profitable years in a row build equity to €219k.
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity triplescurrent ratio 4.49
Current ratio from 1.56 to 4.49; short-term debt falls from €52k to €23k.
30-09
Financial
Equity above €150kEq €197k ▲44.4%
3 profitable years in a row build equity to €197k.
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2017
12-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 5001050 ElseneGround area
1,664 m²
Building footprint
1,489 m²
Volume, LiDAR
25,524 m³
2 parcels, Brussels · tallest building 32.8 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
KOIOS
since 20062.155.768.382
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0227/00T003 | Brussels | 1,218 m² | 1 · 1,221 m² | 32.8 m · 2 fl. |
| 21363B0333/00F005 | Brussels | 446 m² | 1 · 268 m² | 32.4 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LAVENDER BYTES CONSULTING
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,590 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-08-2006
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.