KOGITO
ActiveKOGITO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €48k. Equity is growing by ~37.6% per year across the filed fiscal years. Its solvency ranks better than 42% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency76▼-24
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 4.98 in 2024; short-term debt: 38% and cash: 68.4% of total assets), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
23.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
28 d early
2024
29 d early
2023
24 d early
2022
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 2.6%
2024 · €100k
2022: €27k
2023: €62k
2024: €100k
2022 → 2025
Total assets
€201k▲ 63.2%
2024 · €123k
2022: €49k
2023: €85k
2024: €123k
2022 → 2025
Net result
€48k▲ 25.7%
2024 · €38k
2022: €24k
2023: €36k
2024: €38k
2022 → 2025
Working capital
€76k▼ 17.6%
2024 · €92k
2022: €22k
2023: €56k
2024: €92k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€27k-€62k▲ 134%€100k▲ 60.7%€103k▲ 2.6%
Operating result€31k-€46k▲ 46.6%€49k▲ 6.9%€63k▲ 28.7%
Net result€24k-€36k▲ 48.1%€38k▲ 5.9%€48k▲ 25.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€49k▲ 482%
Current assets
€152k▲ 32.4%
Equity and liabilities €201k
Equity
€103k▲ 2.6%
Debt
€98k▲ 327%
The debt ratio rises from 18.7% to 48.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€75k▲
2024 · €52k
Cash flow
€59k▲
2024 · €41k
Solvency
51.1%▼
2024 · 81.3%
Current ratio
1.99▼
2024 · 4.98
Quick ratio
1.99▼
2024 · 4.98
Debt / equity
0.96▲
2024 · 0.23
ROE
46.3%▲
2024 · 37.8%
ROA
23.7%▼
2024 · 30.7%
Interest coverage
71.52▼
2024 · 565.71
Debt
€98k▲
2024 · €23k
Debt ≤ 1 year
€76k▲
2024 · €23k
Debt > 1 year
€22k
Income taxes
€15k▲
2024 · €11k
Staff costs
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€123k€201k▲
Fixed assets21/28€8k€49k▲
Tangible fixed assets22/27€8k€49k▲
Furniture and vehicles24€6k€45k▲
Other tangible fixed assets26€2k€4k▲
Current assets29/58€115k€152k▲
Amounts receivable within one year40/41€12k€14k▲
Trade receivables40€12k€14k▲
Cash at bank and in hand54/58€101k€138k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€123k€201k▲
Equity10/15€100k€103k▲
Contributions10/11€3k€3k=
Reserves13€18k€27k▲
Distributable reserves133€18k€27k▲
Profit (loss) carried forward14€79k€73k▼
Amounts payable17/49€23k€98k▲
Amounts payable after more than one year17-€22k
Financial debts170/4-€22k
Amounts payable within one year42/48€23k€76k▲
Current portion of amounts payable after more than one year42-€13k
Trade debts44€2k€30▼
Suppliers440/4€2k€30▼
Taxes, remuneration and social security45€5k€18k▲
Taxes450/3€5k€16k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€16k€45k▲
Accrued charges and deferred income492/3-€445
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€87k€82k▼
Remuneration, social security and pensions62€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€11k▲
Other operating charges640/8€308€488▲
Gross operating margin9900€54k€77k▲
Operating profit (loss)9901€49k€63k▲
Financial charges65/66B€92€1k▲
Recurring financial charges65€92€1k▲
Profit (loss) for the period before taxes9903€49k€62k▲
Income taxes67/77€11k€15k▲
Profit (loss) for the period9904€38k€48k▲
Profit (loss) for the period to be appropriated9905€38k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€89k€127k▲
Profit (loss) brought forward from the previous period14P€51k€79k▲
Transfer to equity691/2€9k€9k=
To the legal reserve6920€9k-
To other reserves6921-€9k
Profit to be distributed694/7-€45k
Return on contributions (dividend)694-€45k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €48k ▲25.7%
Operating result €63k, net result €48k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €100k ▲60.7%
3 profitable years in a row build equity to €100k.
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Wartons(N) 467020 MonsGround area
567 m²
Building footprint
158 m²
Volume, LiDAR
866 m³
Parcel 53059C0299/00F000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOGITO
since 20222.327.129.374
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53059C0299/00F000 | Wallonia | 567 m² | 1 · 158 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 15,560 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:kevin.dubru@gmail.com