KOGIMMO
ActiveKOGIMMO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.58M and a net result of €75k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 82% of 208 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-10
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 4.02 against 3.75 in 2024), and 19.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
8 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.6%
Return on assets
0.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
71 d early
2023
63 d early
2022
75 d early
2021
75 d early
2020
60 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€75k▼ 64.0%
2024 · €210k
2023: €209k
2024: €210k
2023 → 2025
Working capital
€1.06M▼ 3.5%
2024 · €1.10M
2023: €1.01M
2024: €1.10M
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€6.30M-€6.51M▲ 3.3%€6.58M▲ 1.2%
Operating result€390k-€390k▼ 0.1%€200k▼ 48.8%
Net result€209k-€210k▲ 0.2%€75k▼ 64.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 49% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.17M
Fixed assets
€6.75M▼ 3.3%
Current assets
€1.42M▼ 5.7%
Equity and liabilities €8.17M
Equity
€6.58M▲ 1.2%
Provisions
€879k▼ 6.1%
Debt
€707k▼ 32.2%
The debt ratio falls from 12.3% to 8.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€432k▼
2024 · €625k
Cash flow
€308k▼
2024 · €445k
Solvency
80.6%▲
2024 · 76.7%
Current ratio
4.02▲
2024 · 3.75
Quick ratio
4.02▲
2024 · 3.75
Debt / equity
0.11▼
2024 · 0.16
ROE
1.1%▼
2024 · 3.2%
ROA
0.9%▼
2024 · 2.5%
Interest coverage
4.79▼
2024 · 6.61
Debt
€707k▼
2024 · €1.04M
Debt ≤ 1 year
€353k▼
2024 · €400k
Debt > 1 year
€349k▼
2024 · €639k
Income taxes
€46k▼
2024 · €98k
Staff costs
€41k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€8.17M
Fixed assets
21/28€6.75M
Tangible fixed assets
22/27€6.75M
Current assets
29/58€1.42M
Amounts receivable within one year
40/41€1.33M
Cash & bank
54/58€71k
Total equity & liabilities
10/49€8.17M
Equity
10/15€6.58M
Contributions / capital
10/11€2.35M
Reserves
13€1.77M
Accumulated profits (losses)
14€2.30M
Provisions & deferred taxes
16€879k
Amounts payable
17/49€707k
Amounts payable after one year
17€349k
Amounts payable within one year
42/48€353k
Trade debts payable within one year
44€11k
Income statement
Code2025
Gross operating margin
9900€673k
Operating result
9901€200k
Financial income
75€536
Financial charges
65€90k
Result before taxes
9903€110k
Income taxes
67/77€46k
Net result for the period
9904€75k
Result to be appropriated
9905€122k
This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €75k ▼64%
Net result drops to €75k, the lowest in the series.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2023net €210k ▲0.2%
Net result €210k, the highest in the series.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
08-12
State Gazette act
Director changes
Marie-Antoinette Léonard
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
GOED TER LEMBEEK
BE 0446.088.152
Waregem · Eq €6.58M
BAKWI
BE 0896.497.457
Merelbeke-Melle · Eq €6.58M
IMMO 8
BE 0882.464.725
Bilzen-Hoeselt · Eq €6.59M
FINANCIERE DES GENETS
BE 0439.714.064
Waterloo · Eq €6.59M
IMMO AULIS
BE 0434.875.249
Kapellen · Eq €6.57M
Of 9,108 companies in sector 68201 we hold annual accounts for 6,446. 2,725 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-11-1987
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 19-07-2026. Scores and ratios are computed by Checked and are not a credit decision.