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KOFFIE ST.- MICHEL

Active
Public limited companyfounded 1969active for 56 yearsAsiadok 28A, 2030 Antwerpen, BelgiumKBO/BCE: BE 0406.919.552
Summary

KOFFIE ST.- MICHEL has been active since 1969 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €234,606. Equity has been growing by about 6.2% per year since 2018. Its solvency ranks better than 58% of 790 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-12-1969 Normal situation
Activity
Manufacture of food products NACE 10830and 1 other
Establishment unit
2.003.874.795 2030 Antwerpen, since 01-01-1970
Financial year end
31 December
Peppol
Reachable since 13-10-2025

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€928,026
▲ 0.3%
Turnover
≈ €2.2m
estimated
Profit
€234,606
▼ 17.6%
Equity
€1.2m
▲ 23.7%
Total assets
€2.7m
▲ 16.7%
Employees on 31-12-2025
5
▼ 16.7%
  • 2025 accounts filed 3 days after the deadline
Score breakdownraises riskLiquidity: current ratio 1.43, cash €11,982, halvedSector: Manufacture of food products (NACE 10)lowers riskFounded in 1969Size: 4.4 FTE, total assets €2.7mShow the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 54% of micro companies in food products (NACE 10)
Financial strength · tick: 2024
Average
Solvency 71+3
equity 45.5% of total assets
Liquidity 26=
short-term debt 49.8% · cash 0.4%
Profitability 80-4
return on assets 8.7%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 12-2024: 0.2%lowest value 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.3%▲ +0.1 percentage points vs 01-2025 03-2025: 0.2%▼ -0.1 percentage points vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -0.4 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.43 (1.4 in 2024), below the usual 1.5. Short-term debt is 49.8% and cash 0.4% of total assets. 54.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 63% of them on solvency, 17% on liquidity, 66% on profitability and 71% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.43, cash €11,982, halved
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Founded in 1969
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 4.4 FTE, total assets €2.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
3 days late
2024
43 days early
2023
64 days early
2022
24 days early
2021
12 days late
2020
50 days early
2019
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Reappointments: HANSSENS Hendrik Jan Norbert Leon (director) and RYSENAER Sophie Martine Jeanne Marie (director)Appointment: HANSSENS Mickaël Hendrik Julien Jo (additional director)
All 15 events

Comparable companies

These companies have the same main activity as KOFFIE ST.- MICHEL: manufacture of food products (NACE 10830). They are comparable in size and age: total assets between €1m and €3.2m, founded between 1967 and 1996.

CompanyTotal assetsGross margin
KOFFIE ST.- MICHEL Antwerpen€2.7m€0.9m
DEPREZ Anzegem€1.7m€0.6m
FOOD INVEST Dour€3.2m€0.6m
Koffiebranderij Grootmoeders Koffie Hanssens Wevelgem€2.9m€0.7m
KOFFIEBRANDERIJ STROOBANTS Diest€1.1m€0.4m
DONKO'S KOFFIE Roeselare€1.0m€0.5m
CARANTOS Blankenberge€1.3m€0.7m
Full comparison

Key facts about KOFFIE ST.- MICHEL

What is the company number of KOFFIE ST.- MICHEL?
The company number of KOFFIE ST.- MICHEL is 0406.919.552. The VAT number is the same number with BE in front: BE 0406.919.552.
Where is KOFFIE ST.- MICHEL based?
The registered office is at Asiadok 28A, 2030 Antwerpen.Company details
What does KOFFIE ST.- MICHEL do?
According to the KBO register, the main activity is manufacture of food products (NACE 10830).
What is the legal form of KOFFIE ST.- MICHEL?
The legal form of KOFFIE ST.- MICHEL is Public limited company (NV).
When was KOFFIE ST.- MICHEL founded?
KOFFIE ST.- MICHEL was founded on 10-12-1969.
Is KOFFIE ST.- MICHEL still active?
Yes, KOFFIE ST.- MICHEL is an active enterprise in the KBO register.
How many employees does KOFFIE ST.- MICHEL have?
KOFFIE ST.- MICHEL had an average of 4.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of KOFFIE ST.- MICHEL?
The turnover in financial year 2025 is ≈ €2.2m. This figure is estimated from the gross margin of €928,026 and 2,283 comparable companies of the same size. It probably lies between €1.3m and €3.7m. It is a rough estimate.
Is KOFFIE ST.- MICHEL profitable?
In financial year 2025, KOFFIE ST.- MICHEL made a profit of €234,606.
Where can I find the annual accounts of KOFFIE ST.- MICHEL?
KOFFIE ST.- MICHEL filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KOFFIE ST.- MICHEL due?
KOFFIE ST.- MICHEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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