KOENTEKRAAFS
ActiveSummary
KOENTEKRAAFS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €400k and a net result of €100k. Equity is growing by ~47.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-34
Solvency71▼-19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 8.77 against 12.72 in 2024; short-term debt: 11.3% and cash: 23.8% of total assets), but 53.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.4%
Return on assets
11.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
42 d early
2023
9 d early
2022
3 d early
2021
33 d early
2020
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€235k
EBIT margin
77.9%
Net result
€100k▼ 15.6%
2024 · €118k
2020: €55k
2021: €22k
2022: €24k
2023: €86k
2024: €118k
2020 → 2025
Working capital
€758k▲ 72.6%
2024 · €439k
2020: €61k
2021: €84k
2022: €106k
2023: €269k
2024: €439k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€235k
Equity€85k-€109k▲ 27.6%€194k▲ 77.9%€313k▲ 61.0%€400k▲ 28.0%
Operating result€30k-€33k▲ 9.8%€126k▲ 280%€183k▲ 44.4%€148k▼ 19.1%
Net result€22k-€24k▲ 7.7%€86k▲ 264%€118k▲ 37.7%€100k▼ 15.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €863k
Fixed assets
€7k ▲ 173%
Current assets
€856k ▲ 79.5%
Equity and liabilities €863k
Equity
€400k ▲ 28.0%
Debt
€463k ▲ 178%
Debt's share of the balance-sheet total rises from 34.8% to 53.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
8.77▼
2024 · 12.72
Debt to equity
1.16▲
2024 · 0.53
ROE
25.0%▼
2024 · 37.9%
ROA
11.6%▼
2024 · 24.7%
Debt ≤ 1 year
€98k▲
2024 · €37k
Debt > 1 year
€363k▲
2024 · €129k
Income taxes
€29k▼
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€479k€863k▲
Fixed assets21/28€3k€7k▲
Tangible fixed assets22/27€2k€2k=
Plant, machinery and equipment23€2k€2k=
Financial fixed assets28€1k€6k▲
Current assets29/58€477k€856k▲
Amounts receivable within one year40/41€403k€650k▲
Trade receivables40€18k€18k▼
Other amounts receivable41€385k€632k▲
Cash at bank and in hand54/58€74k€205k▲
Equity and liabilities
Total equity and liabilities10/49€479k€863k▲
Equity10/15€313k€400k▲
Contributions10/11€9k€9k=
Reserves13€304k€392k▲
Distributable reserves133€304k€392k▲
Amounts payable17/49€167k€463k▲
Amounts payable after more than one year17€129k€363k▲
Financial debts170/4-€158k
Other amounts payable178/9€129k€204k▲
Amounts payable within one year42/48€37k€98k▲
Current portion of amounts payable after more than one year42-€27k
Financial debts43-€26k
Credit institutions430/8-€26k
Trade debts44€33-
Suppliers440/4€33-
Taxes, remuneration and social security45€33k€34k▲
Taxes450/3€33k€34k▲
Other amounts payable47/48€5k€10k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Turnover70€235k-
Goods, raw materials, services and sundry goods60/61€53k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18-
Other operating charges640/8€126€128▲
Gross operating margin9900€183k€148k▼
Operating profit (loss)9901€183k€148k▼
Financial charges65/66B€7k€19k▲
Recurring financial charges65€7k€19k▲
Profit (loss) for the period before taxes9903€176k€129k▼
Income taxes67/77€57k€29k▼
Profit (loss) for the period9904€118k€100k▼
Profit (loss) for the period to be appropriated9905€118k€100k▼
Appropriation of the result
Profit (loss) to be appropriated9906€118k€100k▼
Transfer from equity791/2-€55k
Transfer to equity691/2€118k€100k▼
To other reserves6921€118k€100k▼
Profit to be distributed694/7-€55k
Return on contributions (dividend)694-€55k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2020net €118k ▲37.7%
Operating result €183k, net result €118k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 12.72
Current ratio from 4.31 to 12.72; short-term debt falls from €81k to €37k.
31-12
Financial
Equity above €200kEq €313k ▲61%
5 profitable years in a row build equity to €313k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.31
Current ratio from 2.04 to 4.31; short-term debt falls from €102k to €81k.
31-12
Financial
Equity above €150kEq €194k ▲77.9%
4 profitable years in a row build equity to €194k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €100kEq €109k ▲27.6%
3 profitable years in a row build equity to €109k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €22k ▼60.2%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stroombanklaan 708400 OostendeGround area
580 m²
Building footprint
152 m²
Volume, LiDAR
1,079 m³
Parcel 35382D0736/00Y004, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOENTEKRAAFS
since 20192.285.747.887
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35382D0736/00Y004 | Flanders | 580 m² | 1 · 152 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845000F9T7CE9679A78
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,179 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0000000000