Financials
- Fiscal year
- 2025
- Total assets
- €121,838
- Profit
- €12,784
- Solvency
- 98.2%
Total assets▲ 10.8%
Net result
20182025
KOEN HERMANS
ActiveSummary
KOEN HERMANS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119,589 and a net result of €12,784. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 11099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Engineering and related technical consultancy, excluding land surveyors
NACE 71121
1 site
Size
€121,838total assets 2025
- Equity
- €119,589
- Profit
- €12,784
Turnover not published (abridged schema)
Structure
Accounts filed 7 d late0 of 2 deeds read
Why 97+ Liquidity: current ratio 54.59, cash €49,995+ Equity €119,589 (98.2% of total assets)+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Figures for FY 2025 (filed 07-08-2026)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 74% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 98.2% of total assets
Liquidity
100=
short-term debt 1.8% · cash 41.0%
Profitability
82-6
return on assets 10.5%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%highest value
12-2024: < 0.1%● 0.0% vs 11-2024highest value
01-2025: < 0.1%▼ -5.9% vs 12-2024
02-2025: < 0.1%● 0.0% vs 01-2025
03-2025: < 0.1%● 0.0% vs 02-2025
04-2025: < 0.1%▲ +3.1% vs 03-2025
05-2025: < 0.1%▲ +3.0% vs 04-2025highest value
06-2025: < 0.1%● 0.0% vs 05-2025highest value
07-2025: < 0.1%▼ -35.3% vs 06-2025
08-2025: < 0.1%● 0.0% vs 07-2025
09-2025: < 0.1%● 0.0% vs 08-2025
10-2025: < 0.1%● 0.0% vs 09-2025
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%▼ -9.1% vs 12-2025lowest value
02-2026: < 0.1%● 0.0% vs 01-2026lowest value
03-2026: < 0.1%● 0.0% vs 02-2026lowest value
04-2026: < 0.1%● 0.0% vs 03-2026lowest value
05-2026: < 0.1%▲ +5.0% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: < 0.1%▲ +9.5% vs 06-2026
08-2026: < 0.1%▲ +39.1% vs 07-2026
09-2026: < 0.1%▼ -9.4% vs 08-2026
10-2026: < 0.1%● 0.0% vs 09-2026
- Liquidity: current ratio 54.59, cash €49,995 lowers the probability
- Equity €119,589 (98.2% of total assets) lowers the probability
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Figures for FY 2025 (filed 07-08-2026) lowers the probability
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 54.59 against 33.96 in 2024; short-term debt: 1.8% and cash: 41% of total assets), and 1.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 87%, liquidity 97%, profitability 52%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
32 d early
2023
47 d early
2022
31 d early
2021
61 d early
2020
44 d early
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Liquidity times 6current ratio 33.96
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 07-08-2026Annual accounts filed
- 29-06-2025Annual accounts filed
- 31-12-2024Liquidity times 6
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121
- Founded
- 18-03-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.