Kodigy
ActiveKodigy has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €271k and a net result of €83k. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 46% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+33
Solvency97▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.6 against 5.0 in 2024), and 44.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.2%
Return on assets
17%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
9 d early
2023
41 d early
2022
11 d early
2021
2 d late
2020
36 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€194k
EBIT margin
9.1%
Net result
€83k▲ 185%
2024 · €29k
2018: €11k
2019: €10k
2020: €24k
2021: €42k
2022: €19k
2023: €50k
2024: €29k
2018 → 2025
Working capital
€116k▲ 16.3%
2024 · €100k
2018: €21k
2019: €40k
2020: €62k
2021: €104k
2022: €127k
2023: €151k
2024: €100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€140k▲ 16.2%€190k▲ 36.0%€220k▲ 15.4%€271k▲ 23.1%
Operating result€61k-€26k▼ 58.0%€64k▲ 152%€48k▼ 25.8%€83k▲ 73.9%
Net result€42k-€19k▼ 53.1%€50k▲ 159%€29k▼ 41.8%€83k▲ 185%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 74% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€329k▲ 7.8%
Current assets
€161k▲ 28.8%
Equity and liabilities €490k
Equity
€271k▲ 23.1%
Debt
€219k▲ 4.2%
The debt ratio falls from 48.9% to 44.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€99k▲
2024 · €59k
Cash flow
€99k▲
2024 · €41k
Solvency
55.2%▲
2024 · 51.1%
Current ratio
3.60▼
2024 · 5.00
Quick ratio
3.60▼
2024 · 5.00
Debt / equity
0.81▼
2024 · 0.96
ROE
30.8%▲
2024 · 13.3%
ROA
17.0%▲
2024 · 6.8%
Interest coverage
9.07▲
2024 · 6.50
Debt
€219k▲
2024 · €210k
Debt ≤ 1 year
€45k▲
2024 · €25k
Debt > 1 year
€175k▼
2024 · €185k
Income taxes
€36k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€430k€490k▲
Fixed assets21/28€305k€329k▲
Tangible fixed assets22/27€305k€329k▲
Land and buildings22€294k€286k▼
Plant, machinery and equipment23€1k€824▼
Furniture and vehicles24€5k€37k▲
Other tangible fixed assets26€5k€4k▼
Current assets29/58€125k€161k▲
Amounts receivable within one year40/41€16k€19k▲
Trade receivables40€16k€19k▲
Current investments50/53€3k-
Cash at bank and in hand54/58€101k€134k▲
Deferred charges and accrued income490/1€5k€8k▲
Equity and liabilities
Total equity and liabilities10/49€430k€490k▲
Equity10/15€220k€271k▲
Contributions10/11€6k€6k=
Reserves13€160k€210k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€158k€208k▲
Profit (loss) carried forward14€54k€54k=
Amounts payable17/49€210k€219k▲
Amounts payable after more than one year17€185k€175k▼
Financial debts170/4€185k€175k▼
Amounts payable within one year42/48€25k€45k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€4€7k▲
Suppliers440/4€4€7k▲
Taxes, remuneration and social security45€11k€25k▲
Taxes450/3€11k€25k▲
Other amounts payable47/48€2k€477▼
Accrued charges and deferred income492/3€326€34▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€16k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€60k€101k▲
Operating profit (loss)9901€48k€83k▲
Financial income75/76B€4k€47k▲
Recurring financial income75€4k€47k▲
Financial charges65/66B€9k€11k▲
Recurring financial charges65€9k€11k▲
Profit (loss) for the period before taxes9903€42k€119k▲
Income taxes67/77€13k€36k▲
Profit (loss) for the period9904€29k€83k▲
Profit (loss) for the period to be appropriated9905€29k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€83k€137k▲
Profit (loss) brought forward from the previous period14P€54k€54k=
Transfer to equity691/2€29k€83k▲
To other reserves6921€29k€83k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €83k ▲185%
Operating result €83k, net result €83k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €220k ▲15.4%
7 profitable years in a row build equity to €220k.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €190k ▲36%
6 profitable years in a row build equity to €190k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial
Equity above €100kEq €121k ▲52.5%
4 profitable years in a row build equity to €121k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €10k ▼8.4%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hertswegenstraat 783080 TervurenGround area
651 m²
Building footprint
112 m²
Volume, LiDAR
708 m³
Parcel 24023D0002/00M011, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kodigy
since 20142.233.377.092
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24023D0002/00M011 | Flanders | 651 m² | 1 · 112 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488A14PIF354R8VN453
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StratéTIC
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 13,958 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2014
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.