KOC CONSULT
ActiveSummary
KOC CONSULT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,097 and a net result of €9,030. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 3337 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability48▼-26
Solvency57▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.65 in 2024; short-term debt: 38.4% and cash: 3.6% of total assets), and 68% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32%
Return on assets
3.3%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
33 d early
2023
28 d early
2022
8 d early
2021
1 d late
2020
10 d early
2019
64 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€87,097▲ 11.6%
2024 · €78,067
Total assets
€271,898▲ 24.8%
2024 · €217,913
Net result
€9,030▲ 5.4%
2024 · €8,568
Working capital
€37,941▼ 19.1%
2024 · €46,896
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€13,130▼ 26.3%€8,118▼ 38.2%€16,726▲ 106%€24,460▲ 46.2%€24,948▲ 2.0%
Net result€5,685below the sector's middle half▼ 34.0%€7,013below the sector's middle half▲ 23.4%€5,135below the sector's middle half▼ 26.8%€8,568below the sector's middle half▲ 66.9%€9,030below the sector's middle half▲ 5.4%
Equity€82,351within the sector's middle half▲ 7.4%€89,364within the sector's middle half▲ 8.5%€94,499within the sector's middle half▲ 5.7%€78,067within the sector's middle half▼ 17.4%€87,097below the sector's middle half▲ 11.6%
Total assets€128,544within the sector's middle half▼ 4.0%€164,741within the sector's middle half▲ 28.2%€248,586within the sector's middle half▲ 50.9%€217,913within the sector's middle half▼ 12.3%€271,898below the sector's middle half▲ 24.8%
Debt€46,194▼ 19.3%€75,377▲ 63.2%€154,087▲ 104%€139,846▼ 9.2%€184,801▲ 32.1%
Working capital€78,685within the sector's middle half▲ 8.7%€70,385within the sector's middle half▼ 10.5%€41,987within the sector's middle half▼ 40.3%€46,896within the sector's middle half▲ 11.7%€37,941within the sector's middle half▼ 19.1%
Solvency64.1%within the sector's middle half▲ 6.8pp54.2%within the sector's middle half▼ 9.8pp38.0%within the sector's middle half▼ 16.2pp35.8%within the sector's middle half▼ 2.2pp32.0%within the sector's middle half▼ 3.8pp
Current ratio3.90within the sector's middle half▲ 0.022.56within the sector's middle half▼ 1.341.85within the sector's middle half▼ 0.721.65within the sector's middle half▼ 0.201.36within the sector's middle half▼ 0.28
Return on assets (ROA)4.4%within the sector's middle half▼ 2.0pp4.3%within the sector's middle half▼ 0.2pp2.1%below the sector's middle half▼ 2.2pp3.9%below the sector's middle half▲ 1.9pp3.3%within the sector's middle half▼ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €271,898
Fixed assets
€129,535 ▲ 31.4%
Current assets
€142,363 ▲ 19.3%
Equity and liabilities €271,898
Equity
€87,097 ▲ 11.6%
Debt
€184,801 ▲ 32.1%
Debt's share of the balance-sheet total rises from 64.2% to 68.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42,106▼
2024 · €56,118
Cash flow
€26,188▼
2024 · €40,226
Debt to equity
2.12▲
2024 · 1.79
ROE
10.4%▼
2024 · 11.0%
Interest coverage
3.04▼
2024 · 7.01
Debt ≤ 1 year
€104,421▲
2024 · €72,470
Debt > 1 year
€80,380▲
2024 · €67,376
Income taxes
€4,599▼
2024 · €5,160
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.8%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,285 | €4,384 | €31,547 | €31,658 | €17,158 | ▼ 45.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €8,920 | €425 | €3,016 | €8,258 | €18,672 | ▲ 126% |
| Other operating charges640/8 | €1,062 | €2,406 | €11,778 | €5,785 | €3,040 | ▼ 47.5% |
| Non-recurring operating charges66A | - | - | €2,593 | - | - | - |
| Gross operating margin9900 | €41,398 | €15,332 | €65,661 | €70,161 | €63,817 | ▼ 9.0% |
| Operating profit (loss)9901 | €13,130 | €8,118 | €16,726 | €24,460 | €24,948 | ▲ 2.0% |
| Financial income75/76B | - | €3,961 | €1,420 | €1,434 | €2,530 | ▲ 76.4% |
| Recurring financial income75 | - | €927 | €1,420 | €1,434 | €2,530 | ▲ 76.4% |
| Non-recurring financial income76B | - | €3,033 | - | - | - | - |
| Financial charges65/66B | €2,045 | €3,115 | €6,947 | €12,166 | €13,850 | ▲ 13.8% |
| Recurring financial charges65 | €2,045 | €3,115 | €6,947 | €8,009 | €13,850 | ▲ 72.9% |
| Non-recurring financial charges66B | - | - | - | €4,156 | - | - |
| Profit (loss) for the period before taxes9903 | €11,085 | €8,964 | €11,200 | €13,728 | €13,628 | ▼ 0.7% |
| Income taxes67/77 | €5,401 | €1,951 | €6,065 | €5,160 | €4,599 | ▼ 10.9% |
| Profit (loss) for the period9904 | €5,685 | €7,013 | €5,135 | €8,568 | €9,030 | ▲ 5.4% |
| Profit (loss) for the period to be appropriated9905 | €5,685 | €7,013 | €5,135 | €8,568 | €9,030 | ▲ 5.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €128,544 | €164,741 | €248,586 | €217,913 | €271,898 | ▲ 24.8% |
| Fixed assets21/28 | €22,765 | €49,336 | €157,055 | €98,546 | €129,535 | ▲ 31.4% |
| Tangible fixed assets22/27 | €22,465 | €49,036 | €156,755 | €98,246 | €129,235 | ▲ 31.5% |
| Plant, machinery and equipment23 | €2,066 | €36,653 | €39,662 | €31,100 | €33,099 | ▲ 6.4% |
| Furniture and vehicles24 | €20,399 | €12,383 | €117,093 | €67,146 | €96,136 | ▲ 43.2% |
| Financial fixed assets28 | €300 | €300 | €300 | €300 | €300 | = |
| Current assets29/58 | €105,779 | €115,405 | €91,532 | €119,366 | €142,363 | ▲ 19.3% |
| Amounts receivable within one year40/41 | €91,929 | €110,897 | €88,916 | €113,383 | €132,473 | ▲ 16.8% |
| Trade receivables40 | €91,929 | €85,991 | €62,826 | €92,149 | €60,321 | ▼ 34.5% |
| Other amounts receivable41 | - | €24,906 | €26,090 | €21,233 | €72,152 | ▲ 240% |
| Cash at bank and in hand54/58 | €13,851 | €4,508 | €2,615 | €5,984 | €9,890 | ▲ 65.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €128,544 | €164,741 | €248,586 | €217,913 | €271,898 | ▲ 24.8% |
| Equity10/15 | €82,351 | €89,364 | €94,499 | €78,067 | €87,097 | ▲ 11.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €14,360 | €14,360 | €14,360 | €14,360 | €14,360 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €12,500 | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Profit (loss) carried forward14 | €49,391 | €56,404 | €61,539 | €45,107 | €54,137 | ▲ 20.0% |
| Amounts payable17/49 | €46,194 | €75,377 | €154,087 | €139,846 | €184,801 | ▲ 32.1% |
| Amounts payable after more than one year17 | €19,099 | €30,357 | €104,543 | €67,376 | €80,380 | ▲ 19.3% |
| Financial debts170/4 | €19,099 | €30,357 | €104,543 | €67,376 | €80,380 | ▲ 19.3% |
| Amounts payable within one year42/48 | €27,095 | €45,020 | €49,544 | €72,470 | €104,421 | ▲ 44.1% |
| Current portion of amounts payable after more than one year42 | €13,010 | €23,394 | €23,881 | €26,081 | €27,991 | ▲ 7.3% |
| Trade debts44 | €9,244 | €15,166 | €10,991 | €17,508 | €2,849 | ▼ 83.7% |
| Suppliers440/4 | €9,244 | €15,166 | €10,991 | €17,508 | €2,849 | ▼ 83.7% |
| Taxes, remuneration and social security45 | €4,818 | €6,460 | €14,672 | €28,881 | €73,582 | ▲ 155% |
| Taxes450/3 | €4,818 | €6,460 | €14,672 | €28,881 | €73,582 | ▲ 155% |
| Other amounts payable47/48 | €23 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,685 | €7,013 | €5,135 | €8,568 | €9,030 | ▲ 5.4% |
| + Depreciation and write-downs630 | €18,285 | €4,384 | €31,547 | €31,658 | €17,158 | ▼ 45.8% |
| Operating cash flow (approximation) | €23,970 | €11,397 | €36,682 | €40,226 | €26,188 | ▼ 34.9% |
| Investment in fixed assets (approximation) | - | -€30,954 | -€139,266 | €26,850 | -€48,147 | ▼ 279% |
| Change in cash | - | -€9,343 | -€1,893 | €3,368 | €3,906 | ▲ 16.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 22 days late
2025
31-12
Financial
Highest result since 2018net €9,030 ▲5.4%
Operating result €24,948, net result €9,030, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 64 days late
2019
31-12
Financial
Weakest financial yearnet €1,799 ▼71.8%
Net result drops to €1,799, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2012
Ground area
1,283 m²
Building footprint
184 m²
Volume, LiDAR
1,249 m³
Parcel 71049B1200/00B002, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Koc Consult
since 20122.206.828.786
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71049B1200/00B002 | Flanders | 1,283 m² | 1 · 184 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 687 EUR awarded · 740 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 267 EUR | 267 EUR |
| 2024 | 1 | 228 EUR | 228 EUR |
| 2023 | 1 | 0 EUR | 245 EUR |
| 2022 | 1 | 192 EUR | 0 EUR |
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,428 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-01-2012
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0843301865
Registered
14-08-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.