KOC
ActiveKOC has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €91k and a net result of €-3k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability65▲+65
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.42 against 5.46 in 2023; short-term debt: 17.4% and cash: 2.5% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82.6%
Return on assets
-2.8%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
31 d late
2022
32 d late
2021
2 d early
2020
26 d late
2019
89 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-3k▲ 91.0%
2023 · €-34k
2018: €-19k
2019: €22k
2020: €5k
2021: €2k
2022: €57k
2023: €-34k
2018 → 2024
Working capital
€84k▲ 0.2%
2023 · €84k
2018: €63k
2019: €80k
2020: €85k
2021: €73k
2022: €113k
2023: €84k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€87k-€89k▲ 2.4%€146k▲ 63.4%€94k▼ 35.9%€91k▼ 3.3%
Operating result€5k-€2k▼ 55.7%€57k▲ 2,559%€-34k€-3k▲ 91.2%
Net result€5k-€2k▼ 56.3%€57k▲ 2,626%€-34k€-3k▲ 91.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €34k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €110k
Fixed assets
€6k▼ 34.7%
Current assets
€104k▲ 0.4%
Equity and liabilities €110k
Equity
€91k▼ 3.3%
Debt
€19k▲ 1.2%
The debt ratio rises from 16.8% to 17.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€258▲
2023 · €-29k
Cash flow
€158▲
2023 · €-29k
Solvency
82.6%▼
2023 · 83.2%
Current ratio
5.42▼
2023 · 5.46
Quick ratio
3.33▼
2023 · 3.35
Debt / equity
0.21▲
2023 · 0.20
ROE
-3.4%▲
2023 · -36.1%
ROA
-2.8%▲
2023 · -30.0%
Interest coverage
6.72▲
2023 · -755.26
Debt
€19k▲
2023 · €19k
Debt ≤ 1 year
€19k▲
2023 · €19k
Income taxes
€61
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€112k€110k▼
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Plant, machinery and equipment23€3k€3k=
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€90€90=
Current assets29/58€103k€104k▲
Stocks and contracts in progress3€40k€40k=
Stocks30/36€40k€40k=
Amounts receivable within one year40/41€60k€61k▲
Trade receivables40€41k€41k▲
Other amounts receivable41€20k€20k▲
Cash at bank and in hand54/58€3k€3k=
Deferred charges and accrued income490/1€91€91=
Equity and liabilities
Total equity and liabilities10/49€112k€110k▼
Equity10/15€94k€91k▼
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133-€2k
Profit (loss) carried forward14€92k€89k▼
Amounts payable17/49€19k€19k▲
Amounts payable within one year42/48€19k€19k▲
Financial debts43€3k€5k▲
Credit institutions430/8€3k€5k▲
Trade debts44€495€0▼
Suppliers440/4€495€0▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€11k€12k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€305€0▼
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€-28k€258▲
Operating profit (loss)9901€-34k€-3k▲
Financial charges65/66B€38€38=
Recurring financial charges65€38€38=
Profit (loss) for the period before taxes9903€-34k€-3k▲
Income taxes67/77-€61
Profit (loss) for the period9904€-34k€-3k▲
Profit (loss) for the period to be appropriated9905€-34k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€89k▼
Profit (loss) brought forward from the previous period14P€126k€92k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-34k ▼160%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 5.46
Current ratio from 2.42 to 5.46; short-term debt falls from €79k to €19k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Highest result since 2018net €57k ▲2626%
Operating result €57k, net result €57k, both a record.
31-12
Financial
Equity above €100kEq €146k ▲63.4%
4 profitable years in a row build equity to €146k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 61 days late
2016
04-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold I-straat 1871020 BrusselGround area
1,145 m²
Building footprint
662 m²
Volume, LiDAR
3,911 m³
2 parcels, Brussels · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
K O C
since 20162.258.980.243
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0089/00Z007 | Brussels | 608 m² | 1 · 589 m² | 13.5 m · 1 fl. |
| 21816C0089/00L006 | Brussels | 537 m² | 1 · 72 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
The Lodge Wines
BE 0541.831.211
Aarschot · Eq €91k
VS 50
BE 0741.481.955
Antwerpen · Eq €89k
B&CO
BE 0463.691.672
Kortrijk · Eq €89k
VINOPIA
BE 0536.902.918
Schoten · Eq €94k
BGP
BE 0636.759.468
La Bruyère · Eq €96k
Of 2,333 companies in sector 47251 we hold annual accounts for 422. 313 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2004
Fiscal year end31-12
Activities, NACEBEL
29230
47251Retail sale of wines and spirits
28250Manufacture of machinery and equipment not elsewhere classified
42212Civil engineering
43211General electrical installation work
43230Insulation installation
43291Specialised construction activities
46140Agents in the wholesale of industrial machinery, ships and aircraft
46190Agents in non-specialised wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
47529Retail trade
47540Retail sale of electrical household appliances
52450
52461
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.