KOBOTA
ActiveKOBOTA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €26k. Equity is growing by ~3.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▲+3
Solvency98▼-2
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 71.88 in 2024; short-term debt: 27% and cash: 28.3% of total assets), and 27% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
8.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
4 d early
2023
1 d early
2022
5 d early
2021
6 d early
2020
2 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€211k▼ 37.0%
2024 · €336k
2019: €266k
2020: €270k
2021: €278k
2022: €295k
2023: €309k
2024: €336k
2019 → 2025
Total assets
€289k▼ 14.4%
2024 · €338k
2019: €268k
2020: €272k
2021: €280k
2022: €297k
2023: €311k
2024: €338k
2019 → 2025
Net result
€26k▼ 4.4%
2024 · €27k
2019: €1k
2020: €3k
2021: €8k
2022: €18k
2023: €13k
2024: €27k
2019 → 2025
Working capital
€12k▼ 93.0%
2024 · €166k
2019: €97k
2020: €100k
2021: €108k
2022: €126k
2023: €139k
2024: €166k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€278k-€295k▲ 6.3%€309k▲ 4.6%€336k▲ 8.7%€211k▼ 37.0%
Operating result€9k-€7k▼ 23.4%€1k▼ 81.3%€3k▲ 142%€2k▼ 33.0%
Net result€8k-€18k▲ 120%€13k▼ 23.4%€27k▲ 99.8%€26k▼ 4.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€200k▲ 17.7%
Current assets
€90k▼ 46.8%
Equity and liabilities €289k
Equity
€211k▼ 37.0%
Debt
€78k▲ 3,230%
The debt ratio rises from 0.7% to 27.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
73.0%▼
2024 · 99.3%
Current ratio
1.15▼
2024 · 71.88
Quick ratio
1.15▼
2024 · 71.88
Debt / equity
0.37▲
2024 · 0.01
ROE
12.2%▲
2024 · 8.0%
ROA
8.9%▲
2024 · 8.0%
Debt
€78k▲
2024 · €2k
Debt ≤ 1 year
€78k▲
2024 · €2k
Income taxes
€770▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€338k€289k▼
Fixed assets21/28€170k€200k▲
Tangible fixed assets22/27€25k€25k=
Land and buildings22€25k€25k=
Financial fixed assets28€145k€175k▲
Current assets29/58€168k€90k▼
Amounts receivable within one year40/41€6k€7k▲
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€162k€82k▼
Deferred charges and accrued income490/1-€982
Equity and liabilities
Total equity and liabilities10/49€338k€289k▼
Equity10/15€336k€211k▼
Contributions10/11€50k€50k=
Capital10€50k€50k=
Issued capital100€50k€50k=
Reserves13€286k€162k▼
Non-distributable reserves130/1€5k€5k=
Legal reserve130€5k€5k=
Distributable reserves133€281k€157k▼
Amounts payable17/49€2k€78k▲
Amounts payable within one year42/48€2k€78k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Other amounts payable47/48€576€76k▲
Income statement
Code20242025
Other operating charges640/8€2k€2k▲
Gross operating margin9900€6k€5k▼
Operating profit (loss)9901€3k€2k▼
Financial income75/76B€25k€25k=
Recurring financial income75€25k€25k=
Financial charges65/66B€24€629▲
Recurring financial charges65€24€629▲
Profit (loss) for the period before taxes9903€28k€26k▼
Income taxes67/77€1k€770▼
Profit (loss) for the period9904€27k€26k▼
Profit (loss) for the period to be appropriated9905€27k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€26k▼
Transfer from equity791/2-€124k
Transfer to equity691/2€27k-
To other reserves6921€27k-
Profit to be distributed694/7-€150k
Return on contributions (dividend)694-€150k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €27k ▲99.8%
Net result €27k, the highest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 6 days late
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
28-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dam(Kor) 128500 KortrijkGround area
1,116 m²
Building footprint
515 m²
Volume, LiDAR
7,778 m³
Parcel 34352F0765/00D003, Flanders · tallest building 19.8 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352F0765/00D003 | Flanders | 1,116 m² | 1 · 515 m² | 19.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-06-1989
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.