KOBI TECH

Active

Private limited companyfounded 20233 yrs activeLangestraat 169, 9473 Denderleeuw, BelgiumKBO/BCE: BE 0805.915.194

Summary

The computed 12-month bankruptcy probability of KOBI TECH is 2.4% (moderate). The 2026 annual accounts show equity of €26k and a net result of €6k. Its solvency ranks better than 86% of 205 sector peers (fiscal year 2026). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysis Watch Report Compare

KOBI TECHActiveChecked score 74/100

Risk analysis Report Compare

Checked score

Score 2026

74 / 100

Healthy

Every signal that weighs is under Signals.

Axes · tick = 2025

Profitability95▼-5

Solvency100▲+25

Growth52

Track record94

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity ample (current ratio 8.35 against 1.86 in 2025; short-term debt: 9.2% and cash: 10.6% of total assets), and 9.2% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Specialised construction activities (NACE 43)

about 85% more bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2026

Solvency, return and age of the figures

Solvency

90.8%

Return on assets

21.4%

Age of the figures

8 mo

Filed after the deadline

The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 10-09-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2026

10 d late

2025

15 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-01-2027 close31-08-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2026, micro schema

Equity

€26k▲ 30.8%

2025 · €20k

2025: €20k 2026: €26k▲ +30.8% vs 2025

2025 → 2026

Total assets

€29k▼ 27.9%

2025 · €40k

2025: €40k 2026: €29k▼ -27.9% vs 2025

2025 → 2026

Net result

€6k▼ 62.6%

2025 · €17k

2025: €17k 2026: €6k▼ -62.6% vs 2025

2025 → 2026

Working capital

€20k▲ 57.6%

2025 · €12k

2025: €12k 2026: €20k▲ +57.6% vs 2025

2025 → 2026

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20252026Trend

Equity€20k-€26k▲ 30.8% 2025: €20k 2026: €26k▲ +30.8% vs 2025

Operating result€21k-€9k▼ 56.7% 2025: €21k 2026: €9k▼ -56.7% vs 2025

Net result€17k-€6k▼ 62.6% 2025: €17k 2026: €6k▼ -62.6% vs 2025

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2026; 2026 is 57% below 2025.

Balance-sheet composition

2026 in colour, 2025 as the grey bar beneath

Assets €29k

22.9%

77.1%

Fixed assets €7k ▼ 50.0%

Current assets €22k ▼ 17.0%

Equity and liabilities €29k

90.8%

Equity €26k ▲ 30.8%

Debt €3k ▼ 86.7%

Debt's share of the balance-sheet total falls from 50.0% to 9.2%. Equity is higher and debt is lower.

Key figures and ratios

2026 value · change against 2025

EBITDA

€16k▼

2025 · €28k

Cash flow

€13k▼

2025 · €23k

Current ratio

8.35▲

2025 · 1.86

Debt to equity

0.10▼

2025 · 1.00

ROE

23.5%▼

2025 · 82.3%

ROA

21.4%▼

2025 · 41.2%

Interest coverage

12.87▼

2025 · 80.34

Debt ≤ 1 year

€3k▼

2025 · €14k

Income taxes

€2k▼

2025 · €4k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2026 against 2025 · 33 lines

Balance sheet Code20252026

Assets

Total assets20/58€40k€29k▼

Fixed assets21/28€13k€7k▼

Tangible fixed assets22/27€13k€7k▼

Furniture and vehicles24€13k€7k▼

Current assets29/58€27k€22k▼

Amounts receivable within one year40/41€27k€19k▼

Trade receivables40€27k€19k▼

Cash at bank and in hand54/58€401€3k▲

Equity and liabilities

Total equity and liabilities10/49€40k€29k▼

Equity10/15€20k€26k▲

Contributions10/11€4k€4k=

Profit (loss) carried forward14€17k€23k▲

Amounts payable17/49€20k€3k▼

Amounts payable after more than one year17€6k-

Financial debts170/4€6k-

Amounts payable within one year42/48€14k€3k▼

Trade debts44€10k€930▼

Suppliers440/4€10k€930▼

Taxes, remuneration and social security45€4k€2k▼

Taxes450/3€4k€2k▼

Income statement Code20252026

Goods, raw materials, services and sundry goods60/61€204k€325k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=

Other operating charges640/8€59€501▲

Gross operating margin9900€28k€16k▼

Operating profit (loss)9901€21k€9k▼

Financial charges65/66B€346€1k▲

Recurring financial charges65€346€1k▲

Profit (loss) for the period before taxes9903€21k€8k▼

Income taxes67/77€4k€2k▼

Profit (loss) for the period9904€17k€6k▼

Profit (loss) for the period to be appropriated9905€17k€6k▼

Appropriation of the result

Profit (loss) to be appropriated9906€17k€23k▲

Profit (loss) brought forward from the previous period14P-€17k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2025	2026	Change
Goods, raw materials, services and sundry goods60/61	€204k	€325k	▲ 59.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€7k	€7k	=
Other operating charges640/8	€59	€501	▲ 750%
Gross operating margin9900	€28k	€16k	▼ 41.5%
Operating profit (loss)9901	€21k	€9k	▼ 56.7%
Financial charges65/66B	€346	€1k	▲ 255%
Recurring financial charges65	€346	€1k	▲ 255%
Profit (loss) for the period before taxes9903	€21k	€8k	▼ 61.9%
Income taxes67/77	€4k	€2k	▼ 59.0%
Profit (loss) for the period9904	€17k	€6k	▼ 62.6%
Profit (loss) for the period to be appropriated9905	€17k	€6k	▼ 62.6%

Line	2025	2026	Change
Assets
Total assets20/58	€40k	€29k	▼ 27.9%
Fixed assets21/28	€13k	€7k	▼ 50.0%
Tangible fixed assets22/27	€13k	€7k	▼ 50.0%
Furniture and vehicles24	€13k	€7k	▼ 50.0%
Current assets29/58	€27k	€22k	▼ 17.0%
Amounts receivable within one year40/41	€27k	€19k	▼ 27.4%
Trade receivables40	€27k	€19k	▼ 27.4%
Cash at bank and in hand54/58	€401	€3k	▲ 667%
Equity and liabilities
Total equity and liabilities10/49	€40k	€29k	▼ 27.9%
Equity10/15	€20k	€26k	▲ 30.8%
Contributions10/11	€4k	€4k	=
Profit (loss) carried forward14	€17k	€23k	▲ 37.4%
Amounts payable17/49	€20k	€3k	▼ 86.7%
Amounts payable after more than one year17	€6k	-	-
Financial debts170/4	€6k	-	-
Amounts payable within one year42/48	€14k	€3k	▼ 81.5%
Trade debts44	€10k	€930	▼ 90.9%
Suppliers440/4	€10k	€930	▼ 90.9%
Taxes, remuneration and social security45	€4k	€2k	▼ 59.0%
Taxes450/3	€4k	€2k	▼ 59.0%

Line	2025	2026	Change
Profit (loss) for the period9904	€17k	€6k	▼ 62.6%
+ Depreciation and write-downs630	€7k	€7k	=
Operating cash flow (approximation)	€23k	€13k	▼ 44.7%
Investment in fixed assets (approximation)	-	€0	-
Change in cash	-	€3k	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2027, expected by 31-08-2027

2026

10-09

NBB filing Annual accounts filed

fiscal year 2026 · micro schema · 10 days late

31-01

Financial Liquidity quadruplescurrent ratio 8.35

Current ratio from 1.86 to 8.35; short-term debt falls from €14k to €3k.

2025

15-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 15 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Denderleeuw · 1 establishment unit since 2023

seat establishment The establishment unit on the map

Ground area

6,759 m²

Building footprint

1,110 m²

Volume, LiDAR

11,302 m³

2 parcels, Brussels, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.

3 companies at this address See who is registered here

1 establishment unit

KOBI TECH

Strijdersstraat 42, 1082 Sint-Agatha-BerchemManufacture of electrical equipment

since 20232.350.370.574

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21003A0350/00Y002	Brussels	5,860 m²	1 · 528 m²	14.1 m · 4 fl.
41076B0541/00R019	Flanders	899 m²	1 · 582 m²	12.7 m · 3 fl.

Linked by address, not proof of ownership

Good to know

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

GK PLOMBERIE DEBOUCHAGE

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Oudenburg · Eq €26,355

BHH CONSULT

BE 0782.991.027

Koekelberg · Eq €26,410

TAFFAREL Christophe

BE 0755.436.196

Hamois · Eq €26,411

Of 7,041 companies in sector 43221 we hold annual accounts for 3,473. 2,640 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded15-09-2023

Fiscal year end31-01

Activities, NACEBEL 2025

43221Plumbing work

41001General construction of residential buildings

43310Plastering work

43990Other specialised construction activities

81210General cleaning of buildings

Scores and ratios are computed by Checked and are not a credit decision.