KoBe Mgmt

Active

Private limited companyfounded 20224 yrs activeSportlaan 30, 3545 Halen, BelgiumKBO/BCE: BE 0789.570.694

Summary

KoBe Mgmt has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €399,417 and a net result of €100,362. Equity is growing by ~47.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

KoBe MgmtActiveChecked score 98/100

Risk analysis Report Compare

What they do

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

How big

€442,156total assets 2025

Equity: €399,417
Profit: €100,362

Turnover not published (abridged schema)

Financially healthy?

98 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Who decides

Accounts 109 d early0 of 1 deed read

Why 98+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 10.03, cash €191,948+ Equity €399,417 (90.3% of total assets)+ Size: total assets €442,156Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 81% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 90.3% of total assets

Liquidity 100+5

short-term debt 9.7% · cash 43.4%

Profitability 97-3

return on assets 22.7%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,397 companies)

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Liquidity: current ratio 10.03, cash €191,948 lowers the probability
Equity €399,417 (90.3% of total assets) lowers the probability
Size: total assets €442,156 lowers the probability for this profile

Credit up to €35,000 at 30 days acceptable

Liquidity ample (current ratio 10.03 against 6.19 in 2024; short-term debt: 9.7% and cash: 43.4% of total assets), and 9.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 97%, profitability 67%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 10.03, cash €191,948

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €399,417 (90.3% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €442,156

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

109 d early

2024

21 d late

2023

16 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (3 of the last 3 filed years within 94 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

13-04-26 Annual accounts filedfiscal year 2025 · micro…
08-01-26 Written resolution · Director resignationDirector appointment · Permanent representative
08-01-26 General meeting · Director resignationDirector appointment · Permanent representative

Key points

Positive: Among the best 12% on solvencysector median 56.1% · 34,931 companies 90.3% View
Caution: Result fell in 2025from €183,931 to €100,362 ▼ 45.4% View
Total assets 20253 fiscal years filed €442,156 View