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KOBE

Active
Private limited companyfounded 200125 yrs activeKolonel Begaultlaan 15, 3012 Leuven, BelgiumKBO/BCE: BE 0475.434.117
Summary

KOBE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€492,207) and a net result of -€91,328. Equity is shrinking by ~29% per year across the filed fiscal years. Its solvency ranks better than 5% of 2357 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.13 against 0.09 in 2024; short-term debt: 586.5% and cash: 39.6% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-486.5%
Return on assets
-90.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€492,207
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
12 d early
2023
33 d late
2022
80 d late
2021
3 d early
2020
on the day
2019
117 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 August 2001, KOBE was incorporated.1 Total assets went from EUR 294,906 in 2018 to EUR 101,173 in 2025 and headcount from 3.8 to 5.6 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€492,207▼ 22.8%
2024 · -€400,879
Total assets
€101,173▼ 7.9%
2024 · €109,875
Net result
-€91,328▼ 88.3%
2024 · -€48,509
Working capital
-€516,264▼ 11.2%
2024 · -€464,344
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€10,426▲ 57.5%-€66,027▼ 533%-€125,137▼ 89.5%-€48,460▲ 61.3%-€91,029▼ 87.8%
Net result-€11,200below the sector's middle half▲ 56.2%-€66,329below the sector's middle half▼ 492%-€125,257below the sector's middle half▼ 88.8%-€48,509below the sector's middle half▲ 61.3%-€91,328below the sector's middle half▼ 88.3%
Equity-€160,783below the sector's middle half▼ 7.5%-€227,112below the sector's middle half▼ 41.3%-€352,370below the sector's middle half▼ 55.2%-€400,879below the sector's middle half▼ 13.8%-€492,207below the sector's middle half▼ 22.8%
Total assets€213,743within the sector's middle half=€149,050within the sector's middle half▼ 30.3%€111,408within the sector's middle half▼ 25.3%€109,875within the sector's middle half▼ 1.4%€101,173within the sector's middle half▼ 7.9%
Debt€374,526▲ 3.1%€376,162▲ 0.4%€463,777▲ 23.3%€510,754▲ 10.1%€593,380▲ 16.2%
Working capital-€288,569below the sector's middle half▲ 1.1%-€339,555below the sector's middle half▼ 17.7%-€440,064below the sector's middle half▼ 29.6%-€464,344below the sector's middle half▼ 5.5%-€516,264below the sector's middle half▼ 11.2%
Solvency-75.2%below the sector's middle half▼ 5.2pp-152.4%below the sector's middle half▼ 77.2pp-316.3%below the sector's middle half▼ 163.9pp-364.8%below the sector's middle half▼ 48.6pp-486.5%below the sector's middle half▼ 121.6pp
Current ratio0.21below the sector's middle half▲ 0.060.10below the sector's middle half▼ 0.110.05below the sector's middle half▼ 0.050.09below the sector's middle half▲ 0.040.13below the sector's middle half▲ 0.04
Return on assets (ROA)-5.2%within the sector's middle half▲ 6.7pp-44.5%below the sector's middle half▼ 39.3pp-112.4%below the sector's middle half▼ 67.9pp-44.1%below the sector's middle half▲ 68.3pp-90.3%below the sector's middle half▼ 46.1pp
Staff (FTE)4.7▲ 27.0%5▲ 6.4%4.7▼ 6.0%4.4▼ 6.4%5.6▲ 27.3%
above within below the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2021: -€10,426-€10,426Net result 2021: -€11,200-€11,200Operating result 2022: -€66,027-€66,027Net result 2022: -€66,329-€66,329Operating result 2023: -€125,137-€125,137Net result 2023: -€125,257-€125,257Operating result 2024: -€48,460-€48,460Net result 2024: -€48,509-€48,509Operating result 2025: -€91,029-€91,029Net result 2025: -€91,328-€91,32820212022202320242025-€150,000-€100,000-€50,000€0Operating result 2023: -€125,137-€125,000Net result 2023: -€125,257-€125,000Operating result 2024: -€48,460-€48,500Net result 2024: -€48,509-€48,500Operating result 2025: -€91,029-€91,000Net result 2025: -€91,328-€91,300202320242025
The operating result stays negative: a loss of €91,029 in 2025 against €48,460 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101,173
Fixed assets €24,057 ▼ 62.1%
Current assets €77,116 ▲ 66.2%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€68,123▼
2024 · -€22,889
Cash flow
-€68,422▼
2024 · -€22,938
Quick ratio
0.12▲
2024 · 0.08
Debt to equity
-1.21▲
2024 · -1.27
Interest coverage
-202.83▼
2024 · -95.17
Debt ≤ 1 year
€593,380▲
2024 · €510,754
Staff costs
€138,593▼
2024 · €139,625
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,639 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.1% went bankrupt
9.8% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€109,875€101,173▼
Fixed assets21/28€63,465€24,057▼
Tangible fixed assets22/27€46,963€24,057▼
Land and buildings22€44,266€23,057▼
Plant, machinery and equipment23€2,697€1,000▼
Financial fixed assets28€16,502-
Current assets29/58€46,410€77,116▲
Stocks and contracts in progress3€5,362€4,588▼
Stocks30/36€5,362€4,588▼
Amounts receivable within one year40/41€9,957€32,502▲
Trade receivables40€9,957€16,560▲
Other amounts receivable41-€15,942
Cash at bank and in hand54/58€18,813€40,026▲
Deferred charges and accrued income490/1€12,278-
Equity and liabilities
Total equity and liabilities10/49€109,875€101,173▼
Equity10/15-€400,879-€492,207▼
Contributions10/11€12,392€12,392=
Reserves13€1,466€1,466=
Distributable reserves133€1,466€1,466=
Profit (loss) carried forward14-€414,737-€506,065▼
Amounts payable17/49€510,754€593,380▲
Amounts payable within one year42/48€510,754€593,380▲
Trade debts44€75,870€84,594▲
Suppliers440/4€75,870€84,594▲
Taxes, remuneration and social security45€18,254€20,416▲
Taxes450/3€2,596€4,190▲
Remuneration and social security454/9€15,658€16,226▲
Other amounts payable47/48€416,630€488,370▲
Income statement Code20242025
Remuneration, social security and pensions62€139,625€138,593▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,572€22,906▼
Other operating charges640/8€5,523€4,658▼
Gross operating margin9900€122,260€75,128▼
Operating profit (loss)9901-€48,460-€91,029▼
Financial income75/76B€191€36▼
Recurring financial income75€191€36▼
Financial charges65/66B€240€336▲
Recurring financial charges65€240€336▲
Profit (loss) for the period before taxes9903-€48,509-€91,328▼
Profit (loss) for the period9904-€48,509-€91,328▼
Profit (loss) for the period to be appropriated9905-€48,509-€91,328▼
Appropriation of the result
Profit (loss) to be appropriated9906-€414,737-€506,065▼
Profit (loss) brought forward from the previous period14P-€366,227-€414,737▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€51,418€117,550€134,204€139,625€138,593▼ 0.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,525€24,683€24,683€25,572€22,906▼ 10.4%
Other operating charges640/8€3,067€6,920€1,355€5,523€4,658▼ 15.7%
Gross operating margin9900€69,584€83,126€35,105€122,260€75,128▼ 38.6%
Operating profit (loss)9901-€10,426-€66,027-€125,137-€48,460-€91,029▼ 87.8%
Financial income75/76B€99€32€121€191€36▼ 81.0%
Recurring financial income75€99€32€121€191€36▼ 81.0%
Financial charges65/66B€874€334€241€240€336▲ 39.7%
Recurring financial charges65€874€334€241€240€336▲ 39.7%
Profit (loss) for the period before taxes9903-€11,200-€66,329-€125,257-€48,509-€91,328▼ 88.3%
Profit (loss) for the period9904-€11,200-€66,329-€125,257-€48,509-€91,328▼ 88.3%
Profit (loss) for the period to be appropriated9905-€11,200-€66,329-€125,257-€48,509-€91,328▼ 88.3%
Line20212022202320242025Change
Assets
Total assets20/58€213,743€149,050€111,408€109,875€101,173▼ 7.9%
Fixed assets21/28€136,305€112,443€87,694€63,465€24,057▼ 62.1%
Tangible fixed assets22/27€121,901€97,218€72,535€46,963€24,057▼ 48.8%
Land and buildings22€114,115€91,128€68,142€44,266€23,057▼ 47.9%
Plant, machinery and equipment23€7,786€6,090€4,393€2,697€1,000▼ 62.9%
Financial fixed assets28€14,404€15,225€15,159€16,502--
Current assets29/58€77,438€36,607€23,714€46,410€77,116▲ 66.2%
Stocks and contracts in progress3€5,795€5,261€4,938€5,362€4,588▼ 14.4%
Stocks30/36€5,795€5,261€4,938€5,362€4,588▼ 14.4%
Amounts receivable within one year40/41€9,626€2,864€3,666€9,957€32,502▲ 226%
Trade receivables40€6,478€2,392€2,225€9,957€16,560▲ 66.3%
Other amounts receivable41€3,148€472€1,440-€15,942-
Cash at bank and in hand54/58€61,752€28,209€14,847€18,813€40,026▲ 113%
Deferred charges and accrued income490/1€266€272€263€12,278--
Equity and liabilities
Total equity and liabilities10/49€213,743€149,050€111,408€109,875€101,173▼ 7.9%
Equity10/15-€160,783-€227,112-€352,370-€400,879-€492,207▼ 22.8%
Contributions10/11€12,392€12,392€12,392€12,392€12,392=
Reserves13€1,466€1,466€1,466€1,466€1,466=
Non-distributable reserves130/1€1,466€1,466----
Reserves not available under the articles1311€1,466€1,466----
Distributable reserves133--€1,466€1,466€1,466=
Profit (loss) carried forward14-€174,641-€240,970-€366,227-€414,737-€506,065▼ 22.0%
Amounts payable17/49€374,526€376,162€463,777€510,754€593,380▲ 16.2%
Amounts payable after more than one year17€8,519-----
Financial debts170/4€8,519-----
Amounts payable within one year42/48€366,007€376,162€463,777€510,754€593,380▲ 16.2%
Current portion of amounts payable after more than one year42€11,209€8,519----
Trade debts44€56,542€60,039€122,639€75,870€84,594▲ 11.5%
Suppliers440/4€56,542€60,039€122,639€75,870€84,594▲ 11.5%
Taxes, remuneration and social security45€11,966€15,915€5,937€18,254€20,416▲ 11.8%
Taxes450/3€621€1,950-€2,596€4,190▲ 61.4%
Remuneration and social security454/9€11,345€13,966€5,937€15,658€16,226▲ 3.6%
Other amounts payable47/48€286,290€291,688€335,202€416,630€488,370▲ 17.2%
Line20212022202320242025Change
Profit (loss) for the period9904-€11,200-€66,329-€125,257-€48,509-€91,328▼ 88.3%
+ Depreciation and write-downs630€25,525€24,683€24,683€25,572€22,906▼ 10.4%
Operating cash flow (approximation)€14,325-€41,646-€100,574-€22,938-€68,422▼ 198%
Investment in fixed assets (approximation)--€821€66-€1,343€16,502▲ 1,329%
Change in cash--€33,543-€13,362€3,967€21,212▲ 435%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
14-07
State Gazette act Resignation: Alex Jeuris (non-statutory director)
2 facts ▸
  • General meeting, 11-06-2026
  • Director resignation, Alex Jeuris (non-statutory director)
2025
19-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
02-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 33 days late
2023
31-12
Financial Weakest financial yearnet -€125,257
Net result drops to -€125,257, the lowest in the series; recovery starts the following year.
19-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 80 days late
2022
28-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
2,249 m²
Parcel 24126D0194/00R003, Flanders. Linked by address, not a title deed.
19 companies at this address See who is registered here
1 establishment unit
SQUASHCLUB DE VAART
Kolonel Begaultlaan 15, 3012 LeuvenNACE 1513103
since 20012.100.445.720
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24126D0194/00R003 Flanders 2,249 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Alex Jeuris
  • Non-statutory director, until 11-06-2026
See the board, name and seat on a given date →

Articles of association

Power of attorney
One provision in the deed

Structure & network

Owners and holdings

1 owner

Chain of control

  1. DE NOTRE-DAME 89.87%
  2. KOBE

Highest known parent: DE NOTRE-DAME. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Leuven2.100.445.720
1 permission
Toelating · Eetgelegenheid · since 01-01-2006

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,293 companies in sector 93110 we hold annual accounts for 1,500. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-08-2001
Fiscal year end31-12
Activities, NACEBEL 2025
93110Operation of sports facilities
47639Retail sale of other sporting goods
56111Full-service restaurants
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID 0208:0475434117
Also 9925:BE0475434117
Registered 24-11-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.