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Ko.Ma

Active
Private limited companyfounded 2025active for 1 yearSmeilstraat 49, 3600 Genk, BelgiumKBO/BCE: BE 1028.947.393
Summary

Ko.Ma has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,331 and a net result of €19,331. Its solvency ranks better than 44% of 38,895 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€41,547total assets 2025
Equity
€20,331
Profit
€19,331
Turnover not published (micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
  • KOX MarloDirector
Accounts 129 days early
Why 95lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.89, cash €13,193Size: total assets €41,547Figures for financial year 2025 (filed 24-03-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 70, micro)
Financial strength
Strong
Solvency 74
equity 48.9% of total assets
Liquidity 64
short-term debt 51.1% · cash 31.8%
Profitability 100
return on assets 46.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,371 companies, NACE 70, micro)
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.89, above the usual 1.5; short-term debt: 51.1% and cash: 31.8% of total assets), but 51.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 45% on solvency, 56% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 1.89, cash €13,193
NBB · annual accounts
lowers risk · Size: total assets €41,547
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 24-03-2026)
NBB · annual accounts
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
129 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: KOX Marlo (director) ·…

Key points

  • Founded 12 months agofounded 09-10-2025 12 months View
  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €41,547 View

By topic

Financials

Financial year
2025
Total assets
€41,547
Profit
€19,331
Solvency
48.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
09-10-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
36
Who signs
Each director alone
Annual meeting
23 February at 18:00
Purpose
“Management activiteiten van holdings: tussenkomen in het dagelijks bestuur…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

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