KNZ

Active

Private limited company (pre-2019)founded 2011active for 15 yearsSint-Franciscusstraat 76, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0839.622.892

Summary

The computed 12-month bankruptcy probability of KNZ is 1.6% (moderate). The 2024 annual accounts show equity of €44,996 and a net result of €1,957. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 83% of 6,611 sector peers (NACE 49, financial year 2024). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

KNZActiveChecked score 56/100

Risk analysis Report Compare

Activity

Non-scheduled passenger transport by road

NACE 49320

6th oldest company in Sint-Joost-ten-Node, Transport and storage sector1 site

Size

€61,227total assets 2024

Equity: €44,996
Profit: €1,957

Turnover not published (micro format)

Financial health

56 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 1.6%

Structure

2025 accounts not filed, 86 days past the deadline2 deeds in the Belgian Official Gazette

Why 56raises risk1 financial year not filed after the legal deadline; last filed accounts filed 75 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 23-10-2025)lowers riskFounded in 2011Liquidity: current ratio 2.94, cash €12,195Show the evidence

Checked score

Score 2024

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 63% of its sector peers (NACE 49, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 98-2

equity 73.5% of total assets

Liquidity 65-22

short-term debt 26.5% · cash 19.9%

Profitability 73+36

return on assets 3.2%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,095 companies, NACE 49, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025lowest value 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.1 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 1.2%▲ +0.4 percentage points vs 09-2025 11-2025: 0.8%▼ -0.4 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.3 percentage points vs 07-2026 09-2026: 1.2%▲ +0.1 percentage points vs 08-2026 10-2026: 1.6%▲ +0.4 percentage points vs 09-2026highest value

Credit of up to €2,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 2.94, compared with 30.06 in 2023, above the usual 1.5; short-term debt: 26.5% and cash: 19.9% of total assets), and 26.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 83% on solvency, 72% on liquidity, 49% on profitability and 46% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

1 financial year not filed after the legal deadline; last filed accounts filed 75 days late; 2 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 23-10-2025)

NBB · annual accounts

Founded in 2011

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 2.94, cash €12,195

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.

NBB · 9 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline25-10-2026 today

2024 accounts filed 75 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-10-2025, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 9 filings

Deviation from the deadline

2025

not filed

2024

75 days late

2023

76 days late

2022

25 days late

2021

23 days late

2020

23 days late

2019

40 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 44 days after the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

14-10-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Back to profitnet €1,957
15-10-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View
Positive: 6th oldest company in Sint-Joost-ten-Node, Transport and storage sectorin the Checked rankings No. 6 View
Total assets 20246 financial years filed €61,227 View

By topic

Financials

Financial year: 2024
Total assets: €61,227
Profit: €1,957
Solvency: 73.5%

Turnover▲ 58.4%

Net result

20192023

Go to Financials

Timeline

Events: 14
Since: 2016

31-12-2023Weakest financial year
25-08-2023Annual accounts filed
23-08-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Non-scheduled passenger transport by roadNACE 49320
Founded: 26-09-2011
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about KNZ

What is the company number of KNZ?: 0839.622.892. In Belgium the VAT number is the company number with BE in front: BE 0839.622.892.
Where is KNZ based?: The registered office is at Sint-Franciscusstraat 76, 1210 Sint-Joost-ten-Node.Company details
What does KNZ do?: According to the KBO register, the main activity is non-scheduled passenger transport by road (NACE 49320).
What is the legal form of KNZ?: Private limited company (pre-2019) (BVBA).
When was KNZ founded?: On 26-09-2011.
Is KNZ still active?: Yes, KNZ is an active enterprise in the KBO register.
What is the turnover of KNZ?: €34,451 in financial year 2023, according to the filed annual accounts.Financials
Is KNZ profitable?: In financial year 2024, KNZ made a profit of €1,957.
Where can I find the annual accounts of KNZ?: KNZ filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2024.