Knop Stijn
ActiveKnop Stijn has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €277k and a net result of €106k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 25.24 against 5.58 in 2024; short-term debt: 3.7% and cash: 14.7% of total assets), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.3%
Return on assets
36.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-10-2025, 109 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
109 d early
2024
on the day
2023
on the day
2022
2 d early
2021
3 d early
2020
3 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€277k▲ 19.8%
2024 · €231k
2019: €58k
2020: €118k
2021: €161k
2022: €82k
2023: €147k
2024: €231k
2019 → 2025
Total assets
€288k▲ 3.1%
2024 · €279k
2019: €83k
2020: €138k
2021: €173k
2022: €131k
2023: €183k
2024: €279k
2019 → 2025
Net result
€106k▲ 24.6%
2024 · €85k
2019: €40k
2020: €59k
2021: €43k
2022: €61k
2023: €65k
2024: €85k
2019 → 2025
Working capital
€256k▲ 17.3%
2024 · €218k
2019: €59k
2020: €117k
2021: €152k
2022: €72k
2023: €126k
2024: €218k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€161k-€82k▼ 49.2%€147k▲ 79.1%€231k▲ 57.9%€277k▲ 19.8%
Operating result€51k-€79k▲ 54.9%€87k▲ 10.0%€113k▲ 30.1%€85k▼ 25.3%
Net result€43k-€61k▲ 41.6%€65k▲ 5.5%€85k▲ 31.2%€106k▲ 24.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €288k
Fixed assets
€21k▲ 60.0%
Current assets
€267k▲ 0.2%
Equity and liabilities €288k
Equity
€277k▲ 19.8%
Debt
€11k▼ 77.5%
The debt ratio falls from 17.1% to 3.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€90k▼
2024 · €117k
Cash flow
€111k▲
2024 · €88k
Solvency
96.3%▲
2024 · 82.9%
Current ratio
25.24▲
2024 · 5.58
Quick ratio
25.24▲
2024 · 5.58
Debt / equity
0.04▼
2024 · 0.21
ROE
38.2%▲
2024 · 36.7%
ROA
36.7%▲
2024 · 30.4%
Interest coverage
162.91▼
2024 · 177.52
Debt
€11k▼
2024 · €48k
Debt ≤ 1 year
€11k▼
2024 · €48k
Income taxes
€19k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€279k€288k▲
Fixed assets21/28€13k€21k▲
Tangible fixed assets22/27€13k€21k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€1k€9k▲
Other tangible fixed assets26€10k€11k▲
Current assets29/58€266k€267k▲
Amounts receivable within one year40/41€34k€148k▲
Trade receivables40€13k€14k▲
Other amounts receivable41€20k€135k▲
Current investments50/53€144k€74k▼
Cash at bank and in hand54/58€88k€42k▼
Deferred charges and accrued income490/1€538€2k▲
Equity and liabilities
Total equity and liabilities10/49€279k€288k▲
Equity10/15€231k€277k▲
Contributions10/11€19k€19k=
Reserves13€213k€259k▲
Distributable reserves133€213k€259k▲
Amounts payable17/49€48k€11k▼
Amounts payable within one year42/48€48k€11k▼
Financial debts43€18k-
Other loans439€18k-
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€29k€9k▼
Taxes450/3€26k€6k▼
Remuneration and social security454/9€3k€3k▼
Accrued charges and deferred income492/3€192€194▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€594€389▼
Gross operating margin9900€117k€90k▼
Operating profit (loss)9901€113k€85k▼
Financial income75/76B€1k€40k▲
Recurring financial income75€1k€40k▲
Financial charges65/66B€657€552▼
Recurring financial charges65€657€552▼
Profit (loss) for the period before taxes9903€114k€125k▲
Income taxes67/77€29k€19k▼
Profit (loss) for the period9904€85k€106k▲
Profit (loss) for the period to be appropriated9905€85k€106k▲
Appropriation of the result
Profit (loss) to be appropriated9906€85k€106k▲
Transfer from equity791/2-€60k
Transfer to equity691/2€85k€106k▲
To other reserves6921€85k€106k▲
Profit to be distributed694/7-€60k
Return on contributions (dividend)694-€60k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment2 facts ▸
- General meeting, 2026-05-01
- Director appointment, Cynthia De Vlaminck (bestuurder)
2025
14-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €106k ▲24.6%
Net result €106k, the highest in the series.
30-06
Financial
Liquidity times 5current ratio 25.24
Current ratio from 5.58 to 25.24; short-term debt falls from €48k to €11k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €200kEq €231k ▲57.9%
6 profitable years in a row build equity to €231k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €100kEq €147k ▲79.1%
5 profitable years in a row build equity to €147k.
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity doublescurrent ratio 13.93
Current ratio from 6.82 to 13.93; short-term debt falls from €20k to €12k.
30-06
Financial
Equity above €150kEq €161k ▲36.8%
3 profitable years in a row build equity to €161k.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100kEq €118k ▲101%
2 profitable years in a row build equity to €118k.
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Cynthia De Vlaminck
CurrentDirector · since 01-05-2026
01-05-2026
Appointed as Director
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lagesteenweg 311850 GrimbergenGround area
274 m²
Building footprint
112 m²
Volume, LiDAR
1,031 m³
Parcel 23402E0450/00N002, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lagesteenweg 31, 1850 Grimbergen
since 20182.270.511.761
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0450/00N002 | Flanders | 274 m² | 1 · 112 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 38,515 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2017
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.