Knokke Homes
ActiveSummary
Knokke Homes has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €39k. Equity is growing by ~39.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-4
Solvency42▼-6
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.25 in 2024; short-term debt: 62.3% and cash: 57.9% of total assets), and 82.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.1%
Return on assets
8.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
40 d early
2022
32 d early
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▼ 5.0%
2024 · €86k
2021: €10k
2022: €36k
2023: €45k
2024: €86k
2021 → 2025
Total assets
€477k▲ 29.9%
2024 · €367k
2021: €144k
2022: €253k
2023: €270k
2024: €367k
2021 → 2025
Net result
€39k▼ 2.5%
2024 · €40k
2021: €7k
2022: €26k
2023: €9k
2024: €40k
2021 → 2025
Working capital
€49k▲ 12.2%
2024 · €44k
2021: €-9k
2022: €-20k
2023: €17k
2024: €44k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€36k▲ 275%€45k▲ 25.8%€86k▲ 89.1%€82k▼ 5.0%
Operating result€8k-€29k▲ 251%€18k▼ 38.9%€61k▲ 244%€59k▼ 2.9%
Net result€7k-€26k▲ 298%€9k▼ 64.8%€40k▲ 335%€39k▼ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €477k
Fixed assets
€131k ▼ 10.1%
Current assets
€346k ▲ 56.1%
Equity and liabilities €477k
Equity
€82k ▼ 5.0%
Debt
€395k ▲ 40.5%
Debt's share of the balance-sheet total rises from 76.6% to 82.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€80k▼
2024 · €82k
Cash flow
€60k▼
2024 · €62k
Current ratio
1.17▼
2024 · 1.25
Debt to equity
4.85▲
2024 · 3.27
ROE
48.4%▲
2024 · 47.1%
ROA
8.3%▼
2024 · 11.0%
Interest coverage
15.05▲
2024 · 13.55
Debt ≤ 1 year
€297k▲
2024 · €178k
Debt > 1 year
€94k▼
2024 · €101k
Income taxes
€14k▼
2024 · €15k
Staff costs
€46k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€367k€477k▲
Fixed assets21/28€146k€131k▼
Intangible fixed assets21€25k€21k▼
Tangible fixed assets22/27€120k€109k▼
Land and buildings22€103k€92k▼
Plant, machinery and equipment23€10k€9k▼
Furniture and vehicles24€6k€9k▲
Current assets29/58€222k€346k▲
Amounts receivable within one year40/41€28k€70k▲
Trade receivables40€9k€60k▲
Other amounts receivable41€19k€10k▼
Cash at bank and in hand54/58€194k€276k▲
Equity and liabilities
Total equity and liabilities10/49€367k€477k▲
Equity10/15€86k€82k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€83k€79k▼
Amounts payable17/49€281k€395k▲
Amounts payable after more than one year17€101k€94k▼
Financial debts170/4€101k€94k▼
Amounts payable within one year42/48€178k€297k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€151k€266k▲
Suppliers440/4€151k€266k▲
Taxes, remuneration and social security45€20k€23k▲
Taxes450/3€15k€23k▲
Remuneration and social security454/9€5k-
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€38k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€20k▼
Other operating charges640/8€553€656▲
Gross operating margin9900€121k€126k▲
Operating profit (loss)9901€61k€59k▼
Financial income75/76B€290€99▼
Recurring financial income75€290€99▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€55k€54k▼
Income taxes67/77€15k€14k▼
Profit (loss) for the period9904€40k€39k▼
Profit (loss) for the period to be appropriated9905€40k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€122k▲
Profit (loss) brought forward from the previous period14P€42k€83k▲
Profit to be distributed694/7-€44k
Return on contributions (dividend)694-€44k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €40k ▲335%
Operating result €61k, net result €40k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Majoor Quaillestraat 28301 Knokke-HeistGround area
1,238 m²
Building footprint
483 m²
Volume, LiDAR
13,801 m³
2 parcels, Flanders · tallest building 34.1 m, ±11 floors. Linked by address, not a title deed.
2 establishment units
Knokke Homes
since 20212.312.503.853
Knokke Homes
since 20242.358.995.260
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31334B0055/00B000 | Flanders | 874 m² | 1 · 132 m² | 24.8 m · 8 fl. |
| 31337F0116/00_000 | Flanders | 364 m² | 1 · 351 m² | 34.1 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 5,132 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.