KNOCKAERT & ZONEN
ActiveSummary
KNOCKAERT & ZONEN has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.53M and a net result of €810k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 65% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82=
Solvency82=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €360k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.99 in 2024; short-term debt: 42.7% and cash: 34.1% of total assets), and 43% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
41 d early
2023
32 d early
2022
32 d early
2021
32 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.53M▲ 1.3%
2024 · €4.47M
2018: €3.61M
2019: €4.06M
2020: €4.57M
2021: €4.38M
2022: €4.25M
2023: €4.39M
2024: €4.47M
2018 → 2025
Total assets
€7.94M▲ 1.6%
2024 · €7.82M
2018: €5.64M
2019: €6.20M
2020: €7.27M
2021: €7.10M
2022: €7.37M
2023: €7.55M
2024: €7.82M
2018 → 2025
Net result
€810k▼ 1.8%
2024 · €824k
2018: €644k
2019: €604k
2020: €659k
2021: €605k
2022: €752k
2023: €446k
2024: €824k
2018 → 2025
Working capital
€3.60M▲ 9.3%
2024 · €3.29M
2018: €3.21M
2019: €3.60M
2020: €4.05M
2021: €3.80M
2022: €3.08M
2023: €3.30M
2024: €3.29M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.38M-€4.25M▼ 3.0%€4.39M▲ 3.2%€4.47M▲ 1.8%€4.53M▲ 1.3%
Operating result€696k-€848k▲ 21.8%€474k▼ 44.1%€919k▲ 93.8%€937k▲ 2.0%
Net result€605k-€752k▲ 24.2%€446k▼ 40.7%€824k▲ 85.0%€810k▼ 1.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.94M
Fixed assets
€952k ▼ 20.0%
Current assets
€6.99M ▲ 5.4%
Equity and liabilities €7.94M
Equity
€4.53M ▲ 1.3%
Debt
€3.41M ▲ 2.0%
Debt's share of the balance-sheet total rises from 42.8% to 43.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.32M▼
2024 · €1.34M
Cash flow
€1.20M▼
2024 · €1.24M
Current ratio
2.06▲
2024 · 1.99
Quick ratio
2.06▲
2024 · 1.99
Debt to equity
0.75▲
2024 · 0.75
ROE
17.9%▼
2024 · 18.4%
ROA
10.2%▼
2024 · 10.5%
Interest coverage
357.82▲
2024 · 284.64
Debt ≤ 1 year
€3.39M▲
2024 · €3.34M
Income taxes
€235k▼
2024 · €237k
Staff costs
€954k▲
2024 · €872k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.82M€7.94M▲
Fixed assets21/28€1.19M€952k▼
Tangible fixed assets22/27€837k€633k▼
Plant, machinery and equipment23€543k€420k▼
Furniture and vehicles24€293k€213k▼
Financial fixed assets28€354k€319k▼
Current assets29/58€6.63M€6.99M▲
Amounts receivable after more than one year29€640k€640k=
Other amounts receivable291€640k€640k=
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€3.49M€3.63M▲
Trade receivables40€2.30M€2.35M▲
Other amounts receivable41€1.19M€1.28M▲
Cash at bank and in hand54/58€2.49M€2.71M▲
Deferred charges and accrued income490/1€448€10k▲
Equity and liabilities
Total equity and liabilities10/49€7.82M€7.94M▲
Equity10/15€4.47M€4.53M▲
Contributions10/11€25k€25k=
Reserves13€4.45M€4.50M▲
Distributable reserves133€4.45M€4.50M▲
Amounts payable17/49€3.35M€3.41M▲
Amounts payable within one year42/48€3.34M€3.39M▲
Current portion of amounts payable after more than one year42€32k-
Financial debts43€25k€68k▲
Credit institutions430/8€25k€68k▲
Trade debts44€1.32M€1.23M▼
Suppliers440/4€1.32M€1.23M▼
Taxes, remuneration and social security45€85k€93k▲
Taxes450/3€55k€59k▲
Remuneration and social security454/9€30k€34k▲
Other amounts payable47/48€1.88M€2.00M▲
Accrued charges and deferred income492/3€10k€20k▲
Income statement
Code20242025
Non-recurring operating income76A€53k€60k▲
Remuneration, social security and pensions62€872k€954k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€418k€387k▼
Other operating charges640/8€48k€45k▼
Non-recurring operating charges66A€28k€829▼
Gross operating margin9900€2.29M€2.32M▲
Operating profit (loss)9901€919k€937k▲
Financial income75/76B€148k€112k▼
Recurring financial income75€148k€112k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€1.06M€1.04M▼
Income taxes67/77€237k€235k▼
Profit (loss) for the period9904€824k€810k▼
Profit (loss) for the period to be appropriated9905€824k€810k▼
Appropriation of the result
Profit (loss) to be appropriated9906€824k€810k▼
Transfer from equity791/2€444k€454k▲
Transfer to equity691/2€524k€510k▼
To other reserves6921€524k€510k▼
Profit to be distributed694/7€744k€754k▲
Return on contributions (dividend)694€444k€454k▲
Directors or managers695€300k€300k=
Social balance
Average headcount (FTE)908712.913.9▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €824k ▲85%
Net result €824k, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €446k ▼40.7%
Net result drops to €446k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 55 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aartrijksesteenweg 1298490 JabbekeGround area
2,951 m²
Building footprint
157 m²
Volume, LiDAR
1,051 m³
Parcel 31041B0366/00C000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Aartrijksesteenweg 129, 8490 Jabbeke
since 19792.015.750.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31041B0366/00C000 | Flanders | 2,951 m² | 1 · 157 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,744 EUR awarded · 1,491 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,118 EUR | 940 EUR |
| 2024 | 1 | 387 EUR | 387 EUR |
| 2023 | 1 | 239 EUR | 164 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
7 categoriesKNOCKAERT & ZONEN BV16604
Similar companies · same sector, comparable size
LUTEX
BE 0543.713.011
Herstal · Eq €4,528,667
ATF
BE 0406.325.674
Antwerpen · Eq €4,555,816
Cloet gebroeders
BE 0412.384.216
Pittem · Eq €4,557,923
BERKMANS
BE 0470.281.833
Lommel · Eq €4,433,360
MECHELEN RAGHENO SITE
BE 0745.446.483
Antwerpen · Eq €4,418,759
Of 8,455 companies in sector 43120 we hold annual accounts for 3,233. 661 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-1978
Fiscal year end31-12
Activities, NACEBEL 2025
42110Construction of roads and motorways
43120Site preparation
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.