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KNIP & KRUL

Active
Private limited companyfounded 2009active for 17 yearsPlaatsstraat 31, 1570 Pajottegem, BelgiumKBO/BCE: BE 0810.728.572
Summary

KNIP & KRUL has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,729 and a net result of €4,670. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 76% of 5,717 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-03-2009 Normal situation
Activity
Hairdressing and barber services NACE 96210
Establishment unit
2.177.775.605 1570 Pajottegem, since 01-05-2009
Financial year end
31 December
Peppol
Reachable since 24-11-2025

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€7,696
▲ 5.2%
Turnover
≈ €52,000
estimated
Profit
€4,670
▲ 8.4%
Equity
€8,729
▲ 115%
Total assets
€14,471
▼ 1.9%
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 12 days after the deadline
Score breakdownlowers riskFounded in 2009Liquidity: current ratio 1.35, cash €2,540Figures for financial year 2025 (filed on 14-08-2026)Equity €8,729 (60.3% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 79% of micro companies in personal services (NACE 96)
Financial strength · tick: 2024
Strong
Solvency 85+32
equity 60.3% of total assets
Liquidity 53+23
short-term debt 39.7% · cash 17.6%
Profitability 100=
return on assets 32.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,625 companies, NACE 96, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.3 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.1%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.35 (0.84 in 2024), below the usual 1.5. Short-term debt is 39.7% and cash 17.6% of total assets. 39.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 76% of them on solvency, 56% on liquidity, 93% on profitability and 91% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.35, cash €2,540
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 14-08-2026)
NBB · annual accounts
lowers risk · Equity €8,729 (60.3% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
12 days late
2024
3 days early
2023
29 days early
2022
6 days early
2021
27 days early
2020
51 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Change of role: MIGNON Mireille Julia Isidoor Ghislaine, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as KNIP & KRUL: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €10,000 and €21,100, founded between 2003 and 2014.

CompanyTotal assetsGross margin
KNIP & KRUL Pajottegem€14,471€7,696
DAVINCE FINITION Saint-Nicolas€15,808€5,715
SPOILED Scherpenheuvel-Zichem€15,962€11,209
OLIV Tervuren€14,892€10,474
Davin Company Leuven€12,009€8,100
Hairport by Tarcan Beringen€10,008€6,809
ANGELISA Evere€21,128€6,644
Full comparison

Key facts about KNIP & KRUL

What is the company number of KNIP & KRUL?
The company number of KNIP & KRUL is 0810.728.572. The VAT number is the same number with BE in front: BE 0810.728.572.
Where is KNIP & KRUL based?
The registered office is at Plaatsstraat 31, 1570 Pajottegem.Company details
What does KNIP & KRUL do?
According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
What is the legal form of KNIP & KRUL?
The legal form of KNIP & KRUL is Private limited company (BV).
When was KNIP & KRUL founded?
KNIP & KRUL was founded on 27-03-2009.
Is KNIP & KRUL still active?
Yes, KNIP & KRUL is an active enterprise in the KBO register.
What is the turnover of KNIP & KRUL?
The turnover in financial year 2025 is ≈ €52,000. This figure is estimated from the gross margin of €7,696 and 94 comparable companies (NACE 96210). It probably lies between €31,000 and €98,000. It is a rough estimate.Financials
Is KNIP & KRUL profitable?
In financial year 2025, KNIP & KRUL made a profit of €4,670.
Where can I find the annual accounts of KNIP & KRUL?
KNIP & KRUL filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KNIP & KRUL due?
KNIP & KRUL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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