Knechtjeshuis
ActiveThe computed 12-month bankruptcy probability of Knechtjeshuis is 3.5% (moderate). The 2025 annual accounts show equity of €45k and a net result of €46k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 13204 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency56▲+32
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.28 in 2024; short-term debt: 68.7% and cash: 23.9% of total assets), and 68.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.3%
Return on assets
32.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
42 d early
2022
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k
2024 · €-1k
2022: €31k
2023: €17k
2024: €-1k
2022 → 2025
Total assets
€142k▲ 17.8%
2024 · €121k
2022: €132k
2023: €107k
2024: €121k
2022 → 2025
Net result
€46k
2024 · €-19k
2022: €745
2023: €-14k
2024: €-19k
2022 → 2025
Working capital
€-48k▲ 41.7%
2024 · €-83k
2022: €-10k
2023: €-23k
2024: €-83k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€17k▼ 44.1%€-1k€45k
Operating result€7k-€-10k€-15k▼ 53.6%€61k
Net result€745-€-14k€-19k▼ 37.2%€46k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €61k after a loss of €15k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets
€93k▲ 4.4%
Current assets
€49k▲ 54.9%
Equity and liabilities €142k
Equity
€45k
Debt
€98k
Debt finances 68.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€81k▲
2024 · €-4k
Cash flow
€66k▲
2024 · €-7k
Solvency
31.3%▲
2024 · -1.2%
Current ratio
0.51▲
2024 · 0.28
Quick ratio
0.47▲
2024 · 0.24
Debt / equity
2.19▲
2024 · -86.10
ROE
103.2%
ROA
32.3%▲
2024 · -15.4%
Interest coverage
24.14▲
2024 · -1.09
Debt
€98k▼
2024 · €122k
Debt ≤ 1 year
€98k▼
2024 · €114k
Debt > 1 year
€0▼
2024 · €8k
Income taxes
€12k
Staff costs
€113k▼
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€142k▲
Fixed assets21/28€89k€93k▲
Tangible fixed assets22/27€81k€85k▲
Plant, machinery and equipment23€73k€65k▼
Furniture and vehicles24€2k€15k▲
Other tangible fixed assets26€6k€4k▼
Financial fixed assets28€8k€8k=
Current assets29/58€32k€49k▲
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€0€11k▲
Trade receivables40€0-
Other amounts receivable41€0€11k▲
Cash at bank and in hand54/58€28k€34k▲
Equity and liabilities
Total equity and liabilities10/49€121k€142k▲
Equity10/15€-1k€45k▲
Contributions10/11€30k€30k=
Reserves13€745€15k▲
Distributable reserves133€745€15k▲
Profit (loss) carried forward14€-32k€0▲
Amounts payable17/49€122k€98k▼
Amounts payable after more than one year17€8k€0▼
Financial debts170/4€8k€0▼
Amounts payable within one year42/48€114k€98k▼
Current portion of amounts payable after more than one year42€9k€8k▼
Trade debts44€48k€39k▼
Suppliers440/4€48k€39k▼
Taxes, remuneration and social security45€27k€51k▲
Taxes450/3€11k€38k▲
Remuneration and social security454/9€16k€13k▼
Other amounts payable47/48€30k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€144k€113k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€20k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€147k€200k▲
Operating profit (loss)9901€-15k€61k▲
Financial income75/76B€221€34▼
Recurring financial income75€221€34▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-19k€58k▲
Income taxes67/77-€12k
Profit (loss) for the period9904€-19k€46k▲
Profit (loss) for the period to be appropriated9905€-19k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€14k▲
Profit (loss) brought forward from the previous period14P€-14k€-32k▼
Transfer to equity691/2-€14k
To other reserves6921-€14k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €46k
Net result €46k after 2 loss-making years.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijheid 1832320 HoogstratenGround area
710 m²
Building footprint
187 m²
Volume, LiDAR
1,256 m³
Parcel 13014E0309/00B000, Flanders · tallest building 13.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Knechtjeshuis
since 20212.315.611.318
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014E0309/00B000 | Flanders | 710 m² | 1 · 187 m² | 13.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 509 EUR awarded · 509 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 509 EUR | 509 EUR |
Schemes
Energiesteun 2 (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHoogstraten2.315.611.318
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SENSAI
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 9,791 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2021
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.