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KNB CARS

Active
Private limited companyfounded 2022active for 3 yearsKoning Albertlaan 122, 1120 Brussels, BelgiumKBO/BCE: BE 0795.546.785
Summary

The computed 12-month bankruptcy probability of KNB CARS is 4.5% (elevated). The 2025 annual accounts show negative equity (-€20,075) and a net result of -€13,806. Equity has been shrinking by about 127% per year since 2023. Its solvency ranks better than 11% of 22,817 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 29-12-2022 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 3 others
Establishment unit
2.339.413.138 1120 Brussels, since 30-12-2022
Financial year end
31 December
Peppol
Reachable since 07-01-2026

Board and ownership

Board
Shareholders
  • KHALIFA Bilaldeed of 02-01-2023

Financial position

36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.5%
Annual accounts 2025
Gross margin
-€11,180
▲ 32.9%
Loss
€13,806
▼ 28.4%
Equity
-€20,075
▼ 220%
Total assets
€33,167
▼ 51.2%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 91 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskLast filed accounts filed 91 days late; 2 of the last 3 accounts late1 change of registered office in 24 monthsNegative equity -€20,075lowers riskLiquidity: current ratio 0.51, cash €13,459Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 17% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0-16
equity -60.5% of total assets
Liquidity 50+47
short-term debt 160.5% · cash 40.6%
Profitability 0=
return on assets -41.6%
Bankruptcy probability within 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 3.7% 01-2025: 3.7%● unchanged vs 12-2024 02-2025: 3.7%● unchanged vs 01-2025 03-2025: 3.7%● unchanged vs 02-2025lowest value 04-2025: 3.8%▲ +0.1 percentage points vs 03-2025 05-2025: 3.8%● unchanged vs 04-2025 06-2025: 3.7%▼ -0.1 percentage points vs 05-2025 07-2025: 3.8%▲ +0.1 percentage points vs 06-2025 08-2025: 4.4%▲ +0.6 percentage points vs 07-2025 09-2025: 3.9%▼ -0.5 percentage points vs 08-2025 10-2025: 3.9%● unchanged vs 09-2025 11-2025: 3.9%● unchanged vs 10-2025 12-2025: 3.9%● unchanged vs 11-2025 01-2026: 3.8%▼ -0.1 percentage points vs 12-2025 02-2026: 3.8%● unchanged vs 01-2026 03-2026: 3.8%● unchanged vs 02-2026 04-2026: 3.9%▲ +0.1 percentage points vs 03-2026 05-2026: 3.9%● unchanged vs 04-2026 06-2026: 3.9%● unchanged vs 05-2026 07-2026: 3.9%● unchanged vs 06-2026 08-2026: 4.6%▲ +0.7 percentage points vs 07-2026 09-2026: 7.4%▲ +2.8 percentage points vs 08-2026 10-2026: 10.2%▲ +2.8 percentage points vs 09-2026highest value 11-2026: 4.5%▼ -5.7 percentage points vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.51 (0.86 in 2024), below 1. Short-term debt is 160.5% and cash 40.6% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 52% on liquidity, 6% on profitability and 3% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 91 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity -€20,075
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.51, cash €13,459
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€20,075
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-10-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 3 filings
Deviation from the deadline
2025
91 days late
2024
18 days late
2023
79 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 63 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 October (3 of the last 3 accounts filed within 62 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€20,075 View
  • Caution: Lower solvency than 89% of companies in retail tradesector median 33.2% · 22,817 companies -60.5% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€13,806 View

Recent changes

  1. · Gazette deed Registered office moved within BrusselsNew registered office: Avenue roi Albert 122, 1120 BRUXELLES · Previous registered office: Avenue Jean-Baptiste Depaire 73 boîte 10, 1020 Bruxelles
  2. · Gazette deed IncorporationFounding capital of €10,000, 100 shares · Founder: KHALIFA Bilal (comparant) · Appointment: KHALIFA Bilal (director)
All 6 events

Comparable companies

These companies have the same main activity as KNB CARS: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €25,500 and €40,100, founded between 2022 and 2023.

CompanyTotal assetsGross margin
KNB CARS Brussels€33,167-€11,180
FEEL BELGIUM Uccle€39,168-€21,901
A&Y BUSINESS Anderlecht€40,089-€2,053
BROTHERS KHAYAL Brussels€25,513€1,216
RF CARS CLEAN Waremme€29,965-€4,866
ARMAT GROUP Willebroek€29,726-€2,629
LF COMPANY Liège€30,423-€1,328
Full comparison

Key facts about KNB CARS

What is the company number of KNB CARS?
The company number of KNB CARS is 0795.546.785. The VAT number is the same number with BE in front: BE 0795.546.785.
Where is KNB CARS based?
The registered office is at Koning Albertlaan 122, 1120 Brussels.Company details
What does KNB CARS do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of KNB CARS?
KNB CARS is a private limited company (BV).
When was KNB CARS founded?
KNB CARS was founded on 29-12-2022.
Is KNB CARS still active?
Yes, KNB CARS is an active enterprise in the KBO register.
What is the turnover of KNB CARS?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is KNB CARS profitable?
In financial year 2025, KNB CARS made a loss of €13,806.
Where can I find the annual accounts of KNB CARS?
KNB CARS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KNB CARS due?
KNB CARS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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